NoirPay

A self-custodial privacy neobank on Robinhood Chain.

0xA5F832390447b050955D7b734a9A2fA861B4d3AB

[NoirPay @noirpay]

A card that spends from a balance nobody can see.

Prepaid in USDG from your notes. The merchant sees a Visa; nobody sees your wallet. Never more than you loaded. Freeze, kill or reveal it in one tap.

Apple Pay and Google Pay at launch.

https://t.co/WHIROoqNLk

[NoirPay @noirpay]

What's shipped, and what's next.

Live: shielded notes, stealth handles, private yield in a real vault, pay + invoices, payroll, viewing keys, proof of holding, 7 of 8 $NOIR perks.

Next: the card, protocol fees (and the 10–50% discounts that come with them).

https://t.co/5EuxhRhl61

[NoirPay @noirpay]

Freelancers: send an invoice link, get paid on-chain, and never publish an address that doubles as a public balance.

The payment shields itself into your account on arrival. The invoice flips to paid. Nobody sees your other invoices.

[NoirPay @noirpay]

The easiest way to link a shield to an unshield is timing: same amount, an hour apart.

Noirpay breaks that by default. Exits are scheduled inside a window you set, split into uneven parts, and drawn from consolidated notes.

[NoirPay @noirpay]

For business: an API with webhooks for payouts and reconciliation, a merchant checkout SDK, and invoicing that shields payments on arrival.

No zero-knowledge plumbing on your side. Seat-based pricing from day one.

[NoirPay @noirpay]

Holding $NOIR gets you 8 things. 7 are live today:

@ handle 6 → 3 letters
Ask Noir 40 → 2,000/hr
Standing orders 5 → 200
Invoice links 20 → 2,000
Payroll lines 25 → 1,000
Card queue: skip ahead
Tier badge on your pay page

Fee discounts 10–50%: next

https://t.co/IPLCbvkmMA

[NoirPay @noirpay]

Move money in and out of your notes.

Unlock your keys with one signature (they never leave your device). Public wallet → a note. Notes → an address, with a time-decorrelated exit so nobody can match the two.

https://t.co/WHIROoqNLk

[NoirPay @noirpay]

Tokenized stocks, shielded.

Ticker, size, every fill and the cost basis stay hidden. Dividends and splits still reach shielded holders, credited pro-rata, without revealing who holds what.

[NoirPay @noirpay]

NoirPay buyback and burn 🔥

Total supply burned now reach 8%

https://t.co/0NDZZHmvjj

We will keep continue doing this buyback & burn program!

[NoirPay @noirpay]

@TananyaPuttamon currently we are working in progress, will annouce soon

[NoirPay @noirpay]

Share your handle anywhere. It never reveals a balance.

Every payment to it lands at a fresh stealth address. Two payments can't be linked to each other, and the sender learns nothing about your other notes.

[NoirPay @noirpay]

What Noirpay never sees:

- Your balance, positions, cost basis, memos (decrypted only in your browser)
- Your spending key
- A link between your KYC record and your notes
- A master viewing key (none exists)

[NoirPay @noirpay]

Your accountant needs a year. Your lender needs a threshold. Neither needs your account.

A viewing key is read-only, scoped to a date range, revocable, and expires on its own.

There is no master key. Noirpay doesn't hold one.

$NOIR #NoirPay

[NoirPay @noirpay]

Pay without leaving a pattern.

One payment to a @ handle or an address. An invoice link that requests exactly what you're owed. Rent and retainers that don't repeat on-chain.

Each one settles to a fresh stealth address. https://t.co/WHIROoqNLk

[NoirPay @noirpay]

@BasePopKD https://t.co/NqDAloSDv5

[NoirPay @noirpay]

A public payroll wallet is the most honest document a company produces.

Headcount = count the recipients
Burn rate = sum the outflows
Runway = balance ÷ burn

Noirpay pays the whole roster from one shielded treasury in one transaction. Each person reads only their own line.

[NoirPay @noirpay]

The card settles straight from shielded balance.

No unshield step first. No gas token to hold. No wallet address on the receipt.

Visa or Mastercard, Apple Pay and Google Pay on top.

[NoirPay @noirpay]

Hiding your balance costs you nothing.

Shielded deposits are pooled into Robinhood Chain yield venues. Returns come back pro-rata, per note. Nothing to claim in public, nothing to see on the explorer.

~7% is the target, not a promise.

[NoirPay @noirpay]

Claim your handle.

@you is your payment name. Share it anywhere: every payment lands at a fresh stealth address, so the name never shows a balance.

Comment the handle you want below and we'll hold it for you: 30 days, first come first served.

Or grab it yourself at https://t.co/o4s1KZY4xB

[NoirPay @noirpay]

One account, five jobs.

Shield: screened at the edge, lands as encrypted notes
Earn: pooled into RHC yield venues, credited per note
Spend: Visa/Mastercard settles from shielded balance
Pay: stealth handles, payroll in one tx
Prove: viewing keys that expire