ky130

All interactions and views expressed are my own, not my employer's.

[ky130 @onicrom]

@RickMcCracken Cardano needs https://t.co/YxMsDOHqZf and a native EVM solution

No one can compete with EVM developer tooling

Cardano has promising rails, but no business will invest if they cant find builders

Tezos recognized that EVM is king and will support it soon.

[ky130 @onicrom]

@mikebelshe @pmarca Reminds me of the old thinkgeek shirt in the 90s of the RSA algo written in perl in the shape of a dolphin that folks would wear crossing the border.

[Hack VC @hack_vc]

Thanks to all who showed up and showed out for our Quantum Qafe meetup at our office earlier this week! Great to co-host with @N3XTinc @tectonicxyz @meow and @coinwatchdotco. Keep an eye out for another event coming soon...

[ky130 @onicrom]

@Cointelegraph https://t.co/Somu1S4dys

[Crypto In America @CryptoAmerica_]

“The whole notion of a fractional bank is incompatible with crypto.”

Scott Shay, Founder of N3XT explains why crypto fundamentally challenges traditional banking.

[N3XT @N3XTinc]

Next week, our founder Scott Shay will be speaking at @thecryptovalley conference in Switzerland on the panel "Crypto for Business: What Will it Take to Scale Adoption?"

Hope to see you there!

[ky130 @onicrom]

@BakingBenjamins @KMehrabi @paraxenod @LabosNomades @UmamiWallet Not at the protocol directly, but native Account Abstraction in zkSync and Tempo is close. It removes the EOA wrapper and wires the multisig directly into the protocol.

definitely something to be proud of at the protocol level

[ky130 @onicrom]

🌶️

[N3XT @N3XTinc]

For the bankers following us:

Your bank is bottlenecked by cumbersome processes and ill-equipped resources.

Leadership coasts on your relationships to make money.

The regulatory moat they've relied on to protect margins is drying up. You have to compete on merit now.

Hiding behind a banking license while faking the tech worked 20 years ago. It doesn't anymore.

At N3XT, technology is the bank.

Come build with us, or watch your book migrate without you.

https://t.co/0M9ZWiamcU

[Halborn @HalbornSecurity]

We are proud to announce that we have completed our smart contract security assessment for @N3XTinc! 🔐

N3XT is a full-reserve digital bank built for the next generation of B2B payments. Liberating money by making payments frictionless, immediate and cost-efficient.

[OpenTrade @opentrade_io]

5/ N3XT and Zodia Markets Enable 24/7 Instant USD Settlement

@N3XTinc and @zodiamarkets have partnered to bring real-time U.S. dollar settlements into Zodia’s institutional digital assets ecosystem. The integration gives hedge funds, trading firms, and asset managers a path to move dollar-denominated stablecoins including USDC and USDT and settle back into the U.S. dollar on a 24/7/365 basis. This is aimed at reducing the friction created by limited banking hours and improving liquidity management for institutions operating across always-on digital asset markets.
https://t.co/sZtrJb5Xsd

[N3XT @N3XTinc]

We are excited to announce our partnership with @zodiamarkets , the digital asset platform enabling institutional capital through stablecoins. Starting today, N3XT will deliver real-time U.S. dollar settlement across ZodiaMarkets' client base.

Learn more here: https://t.co/RVBF6VhLGo

[Tokenized Podcast @TokenizedPod]

🚨 Ep. 4 of Stablecoin Stories: 3X Bank Founder Building the Bank for Tokenized Finance

With hosts:

💳 @sytaylor, Head of Market Development, @tempo

🔥 @rangoldi, SVP Payments, @FireblocksHQ

With guest: 🏦 Scott Shay, Founder, @N3XTinc

In this episode, Sy, Ran and Scott discuss:

💥 The creation and impact of Signature Bank’s Signet

🧠 Lessons learned from the March 2023 bank closures

🏛️ Design choices behind the first US narrow bank

🌐 Role in the stablecoin ecosystem as a bank

✅ Solving interoperability between multiple proprietary stablecoins

🤔 The difference between instant debit and instant settlement

🔐 N3XT's safety features and technological advantages

***

Timestamps:

00:00 Introduction

05:46 The creation and impact of Signature Bank’s Signet

09:41 Lessons learned from the March 2023 bank closures

12:30 Design choices behind the first US narrow bank

16:37 Role in the stablecoin ecosystem as a bank

20:01 Solving interoperability between multiple proprietary stablecoins

25:32 The difference between instant debit and instant settlement

34:51 N3XT's safety features and technological advantages

***

👉𝘚𝘦𝘢𝘳𝘤𝘩 '𝘛𝘰𝘬𝘦𝘯𝘪𝘻𝘦𝘥 𝘗𝘰𝘥𝘤𝘢𝘴𝘵' 𝘖𝘯 𝘠𝘰𝘶𝘛𝘶𝘣𝘦. 𝘈𝘱𝘱𝘭𝘦, 𝘚𝘱𝘰𝘵𝘪𝘧𝘺 𝘰𝘳 𝘢𝘯𝘺 𝘗𝘰𝘥𝘤𝘢𝘴𝘵 𝘗𝘭𝘢𝘺𝘦𝘳! 👈

[N3XT @N3XTinc]

Welcome to FAQ Fridays, where we answer common questions around the digital assets industry. Today's question:

What is a narrow bank?

Unlike traditional banks, narrow banks accept deposits but don't lend, only holding safe, liquid assets, cutting credit risk and bank run exposure.

[N3XT @N3XTinc]

Reality: Legacy systems = batch processing, T+2 settlements, siloed databases. Adding blockchain on top doesn't fix the bottlenecks — it adds another layer.

Native blockchain infrastructure delivers what B2B payments actually need. You can't retrofit the future onto the past.

[N3XT @N3XTinc]

If you believe in the premise that instant payments are the future, then you have to reconsider what a traditional bank is going to look like.”

Hear our CEO’s key takeaways from @thecryptovalley panel session: https://t.co/QqKW9MODFT

[Tempo @tempo]

https://t.co/E6c2MpXLAa

[N3XT @N3XTinc]

Last night, our founder Scott Shay took the stage at @CryptoMondaysNY, sharing insights with finance and crypto experts on how N3XT addresses critical bottlenecks in the global financial system, regulatory predictions, the philosophy driving narrow banking, and more.

[Constantin Kogan @constkogan]

Most banks are built on one assumption.

People will not ask for their money at the same time.

Scott Shay co founded Signature Bank, built 24 7 USD settlement, and is now building N3XT, a blockchain native narrow bank with radical transparency.

Here’s my conversation with Scott Shay.

Watch the interview on Youtube: https://t.co/ZgZyQ7QvKq

0:00 – From Carpenter’s Son to Wall Street Banker
1:16 – The Wild Days of Salomon Brothers and Liar’s Poker
3:27 – Why New York Was Over Branched but Underbanked
5:17 – Why Scott Shay Became Interested in Crypto in 2013
7:39 – What Really Happened to Signature Bank
10:03 – The Hidden Danger of Central Bank Digital Currencies
12:22 – Why Scott Is a Blockchain Maximalist
17:57 – What Signet Was and Why 24 7 Banking Changed Everything
21:28 – Building the Bank of the Future Introducing Next
27:32 – What Is a Narrow Bank and Why Don’t Others Do It
31:43 – Radical Transparency Showing Bank Reserves Daily
36:21 – Programmable Payments and Eliminating Counterparty Risk
42:42 – Stablecoins Fireblocks and the Future of Banking
50:58 – Why Scott Shay Wrote Conspiracy U
57:26 – The Most Important Advice Listen to the Other Side
58:17 – The Meaning of Life The Two Most Important Days

#Blockchain #Banking #Crypto #Fintech #NarrowBanking #Stablecoins #USD #DigitalAssets #ConstantinKogan #ScottShay #N3XT #SignatureBank #HolisticInvestments

[N3XT @N3XTinc]

Together with @YouHodler — we're building what's N3XT.

We're excited to announce this strategic partnership that connects YouHodler accounts with N3XT, allowing for instantaneous stablecoin-based U.S. dollar payments, 24/7.

Learn more: https://t.co/ItizjcGXLI

[YouHodler @YouHodler]

Another great announcement straight from the Web3 Banking Symposium stage: together with @YouHodler — we're building what's @n3xtbank.

We're excited to announce this strategic partnership that connects YouHodler accounts with N3XT, allowing for instantaneous stablecoin-based U.S. dollar payments, 24/7.

Learn more: https://t.co/zRB0mqrfz4

#Web3 #Stablecoins #n3xtbank #YouHodler