Ravi Padmanabhan

I am a Wealth Coach .I help people to make their money work for them.I help my clients to save time and become wealthy

[Ravi Padmanabhan @padmania]

My presentation titled "Time for Caution" on Sunday 21st Jan 2018 at @TIA_Investors https://t.co/wH7KHvrkaI

[Antano & Harini @AntanoHarini]

There has never been a better time to evolve.

AI is evolving.
Industries are evolving.
The world is evolving.

The question is:
Are you?

Evolution is the art of co-evolvingwith a changing world.

That's the purpose of Excellence Installation Technology (EIT).

It is built on three transformative capabilities:

🧠 Predictive Intelligence
See beyond the present. Understand a person's trajectory and identify the capabilities that can accelerate it.

⚡ Excellence Installations
Don't just learn from experience. Install decades of wisdom and capability in compressed time.

🚀 Rich Life Experiences
Expand beyond the limits of your own journey by accessing experiences that accelerate growth.
When these three capabilities work together, evolution becomes self-sustaining.

You become:
• Irreplaceable
• Impactful
• Future-ready

🎥 Watch Antano Solar John explain these three capabilities in this 5-minute clip.

Start where it matters most.

Turn your home into an Evolution Centre.

📍 uP! Chennai, India
📅 27 July – 2 August 2026

Because the future belongs to those who don't just adapt—
They evolve ahead of the curve.

https://t.co/Fn134xzOjr

#AI #PersonalEvolution #ExcellenceInstallationTechnology #uP2026 #Leadership #FutureReady #HumanPotential #PredictiveIntelligence

[Shyam Sekhar @shyamsek]

No offense. Just a lighter sunday morning moment.

1. A zerodha customer who trades daily probably pays that sum every year as fees / charges.

2. The number of people who lost 25 lakhs in trading would be a very interesting statistic.

3. Telling customers how much fee they paid zerodha every month & annually would be a great feature to add.

4. Giving life cycle fees paid by each client to every client as a standard disclosure will make it the most transparent platform.

5. Lastly, the math on paying AIRTEL 25 lakhs in 20 years just doesn't add up.

[A Digital Blogger @adigitalblogger]

How we won ₹28 Lakh Arbitration Case against Motilal Oswal representing a Retail Trader?

Case:
A retired Govt employee handed his life savings to a man who called himself his "equity advisor."

That man was running the account as a proxy for his wife, a Motilal Oswal Authorised Person (AP0297120921).

What followed was a copy-book Brokerage Churning/conflict of interest/PFUTP case:

1. Trades executed without his instruction
2. His registered email quietly switched, so contract notes stopped reaching him
3. "Assured" returns of ₹2,000 to ₹3,000 a month on Nifty 50
4. A notarised agreement where the advisor admitted using the funds and promised ₹28 lakh or shares of 62 companies back in 18 months

He paid back nothing.

The broker's defence in arbitration: "not our employee, chase him separately."

We took the case across the investor grievance process at SEBI ending up at arbitration hearing and stood on one line of law: under NSE Circular No. 702, the Trading Member is responsible for every act of its Authorised Person.

We proved how AP was running a proxy relationship, agreement default, Broker's role with its AP etc.

Motilal Oswal and its AP held jointly and severally liable to pay ₹28,00,000 or return shares of 62 companies, with 9% interest on default.

[Ravi Padmanabhan @padmania]

Never ask a barber if you need a haircut.

Never ask a jeweller if you need to buy gold.

[Kalpen Parekh @KalpenParekh]

The most loss making words in last years festive season

This Akshaya tritya, invest in …….

[Ravi Padmanabhan @padmania]

@gurgavin Vwey popular modus operandi in India..Facebook derives a good revenue from these ads

[Ravi Padmanabhan @padmania]

@theRealKiyosaki What happened to your bitcoin and silver..you keep jumping ships that move.s

[Kalpen Parekh @KalpenParekh]

The beautiful hills of a small cap fund

[Ritesh Jain @riteshmjn]

The downside of Indians getting more access to global trading is that now they have more avenues to lose money.

[Sukumar D @Sukumar38033167]

God 🙏 save 🙏

[Ravi Padmanabhan @padmania]

@Akshat_World What are the biases you hold in this statement ?

[Brian Feroldi @BrianFeroldi]

Peter Lynch in a nutshell

Visual summary by @MnkeDaniel

[Thomas Chua @SteadyCompound]

Hindsight is the most dangerous bias in investing.

Once something happens, your brain rewrites it as obvious and predictable.

It wasn't. You just know the ending now.

Two great quotes on this:

"Past events will always look less random than they were." — Nassim Taleb

"Hindsight gives us the illusion that the world is understandable, even when it doesn't make sense." — Morgan Housel

[Ravi Padmanabhan @padmania]

@SrikantMatrubai 2nd page

[Monika Halan 🇮🇳 @monikahalan]

Markets go up and down.
Do not let the merchants of doom derail your financial journey.
There was a concentrated bear attack over the past few weeks - economists, apologists and market 'experts' all got together to cause you, the retail investor, to crack.
You did not.
This war is not over yet - and who knows what comes at us in the days ahead.
But your weapon is only your confidence in your own financial plan.

[Ravi Padmanabhan @padmania]

@theRealKiyosaki If @elonmusk listened to you he would not have been a Trillionaire

[GURGAVIN @gurgavin]

https://t.co/NYk4SXxqY6

[Ravi Padmanabhan @padmania]

@SteadyCompound Why cant they use UPI like India

[Ravi Padmanabhan @padmania]

@AshishMeher7 A casino needs compulsive gamblers and they pay for those who lure them into a casino

[Shashi Iyengar | Metabolic Health India® @shashiiyengar]

Honoured to share my endorsement for the book
"Sugar Bomb in Your Brain" by @BittenJonsson

Sugar addiction is real, often misunderstood, and may be one of the biggest drivers of poor metabolic health. This book brings science, compassion, and practical solutions to a challenge affecting millions

Bitten Jonsson is a global pioneer in the field of sugar addiction, bringing decades of experience, research, and clinical insight to this important topic

[Monika Halan 🇮🇳 @monikahalan]

Retail investors, please do not pay attention to merchants of doom that are on every channel and social media handle.

If you have followed the rules of investing:
1. Asset allocation between debt and equity
2. Allocation within equity
3. Foreign allocation (for larger and more experienced investors)
4. Small allocation to gold
5. Rebalance when asset allocation goes off or fresh investments in the losing asset class.

You should be doing fine. Portfolio returns with this should be still above taxes and inflation.