Somnath Pal | ESPAC

Founder
ESP Advisory & Consulting | ESPAC
Financial Services
Mutual Fund | Insurance | Fixed Deposit | Bond | Demat & Trading Account | CFO Service for MSMEs

[Somnath Pal | ESPAC @palsomnath]

My detailed discussion on getting ready for Child Education, financially.

YouTube Link:
https://t.co/UOK7bwpO6e

Call ESPAC - financial physician on 9820079611 or visit https://t.co/zqac4xe3WO to create Children Education corpus.

[Somnath Pal | ESPAC @palsomnath]

Investors Money must work harder than themselves & beat Inflation.

ESPAC - financial physician have been preaching & practising this for last one decade & stays committed for all times.

Call ESPAC - financial physician on 7003475215 for investment &/or insurance.

[Somnath Pal | ESPAC @palsomnath]

GOAL is different for different folks.

Retirement & building a Retirement Reserve is common GOAL for ALL. How much is required? How to accumulate? How long will it last? Visit https://t.co/7DUXBDvPIc to use the SIP, SWP, Inflation, Retirement Calculators for direction.

[Sean Mukherjee @SeanMukherjeeUK]

@IBCA_official @moefcc @byadavbjp @PMOIndia @ndtv @PrabhatV @priyankadeo @PadmajaJoshi @PrannoyRoy7749 @samdatt13 @NeilMukherjeeUK @RichmondUniLdn @USAmbUK @USAinUK, Kind regards, SM, Oxford.

[Somnath Pal | ESPAC @palsomnath]

GIFT CITY investments through Mutual Funds allows:

1. Indians to invest in international markets.
2. NRI, OCI & Foreigners to invest in India.
3. All investments in U$ dollar denomination. So no loss on currency fluctuations.

Call ESPAC - financial physician on 98200 79611.

[Somnath Pal | ESPAC @palsomnath]

Healthy হৃদয় (heart) is a LOL Romantic Comedy underlying the importance of Health Insurance.

DESC₹IBE - the official YouTube channel of ESPAC presents this YouTube short film in Bangla.

Please watch teaser on: https://t.co/KWCeQIeztJ

Releasing on 30th January 2026.

[Somnath Pal | ESPAC @palsomnath]

Being Indian is a blessing, ensured by its Constitution for equality, opportunity, non-discrimination & fostering financial inclusion for ALL.

जहाँन है तो जान है 🇮🇳

Call ESPAC - financial physician on 9820079611 or visit https://t.co/zqac4xe3WO to achieve Financial Freedom 🇮🇳

[Somnath Pal | ESPAC @palsomnath]

SIPs do DISCOUNTED SHOPPING when markets fall, adding value to your portfolio.

Buy more during dips. Keep SIP-ing, Stay invested.

Call ESPAC - financial physician on 9820079611 or visit https://t.co/zqac4xe3WO to create WEALTH.
#mutualfund #WealthManagement #PersonalFinance

[Somnath Pal | ESPAC @palsomnath]

Wealth is the primary pillar of happiness & good life.

Call ESPAC - financial physician on 9820079611 for investments & insurance to create & protect WEALTH.

Call us for the following:
1. Wealth Creation & Protection
2. Mutual Funds
3. SIP | SWP

#PersonalFinance #Investing

[Somnath Pal | ESPAC @palsomnath]

Happy New Yea₹ 2026!! Keep ₹iding the India G₹owth Story.

Sensex
On 31Dec2000 - 3972
On 31Dec2025 - 85220
CAGR (returns/PA) - 13.05%

Nifty50
On 31Dec2000 - 1264
On 31Dec2025 - 26129
CAGR (returns/PA) - 12.88%

Stay Invested. Keep Investing. #HappyNewYear2026 #NewYear2026

[Somnath Pal | ESPAC @palsomnath]

Unsmart ₹omeo is a laugh out loud English Romantic Comedy short film underlining the importance of Health Insurance.

Please click to watch: https://t.co/CRWdMN8UmU

DESC₹IBE - the official YouTube channel of ESPAC presents Unsmart ₹omeo. Please SUBSCRIBE.
#youtube #cinema

[Somnath Pal | ESPAC @palsomnath]

DESC₹IBE - official YouTube channel of ESPAC presents the TEASER of its next MOVIE:

Unsmart ₹omeo - a laugh out loud Romantic Comedy, underlying the importance of Health Insurance. COMING SOON.

https://t.co/3m8Cn4SHO8

[Somnath Pal | ESPAC @palsomnath]

Season's Greetings, Happy Holidays and Responsible Investing & Insuring.

Merry Christmas 🎄

Call ESPAC - financial physician on 9820079611 or visit https://t.co/zqac4xe3WO for anything financial.

#MerryChristmas #SeasonsGreetings #PersonalFinance #financialeducation #life

[Somnath Pal | ESPAC @palsomnath]

Saddened to travel by Kulik Express 13053 on 29th November. Vistadome EV1, Seat-25. Blinds doesn't have strings to pull up & down. Table missing. Blank display. When can we come out of perceived Indian standard of Railways? Please arrange for apologies, refund & compensation.

[Somnath Pal | ESPAC @palsomnath]

SIP - Systematic Investment Plan in Mutual Funds create WEALTH over long time.

WEALTH is the key to Financial Freedom.

Call ESPAC - financial physician on 9820079611 or visit https://t.co/zqac4xe3WO to create WEALTH by SIP.
#WealthBuilding #money #MutualFunds #sip #wealth

[Somnath Pal | ESPAC @palsomnath]

Being blessed with Wealth, makes Life, a little easier.

This Diwali, light another दीप 🪔 of SIP.
Happy Diwali 🪔
শুভ কালী পুজো 🪔

Call ESPAC - financial physician on 9820079611 or visit https://t.co/zqac4xe3WO to start another SIP.
#Diwali #Diwali2025 #family #MutualFunds

[Somnath Pal | ESPAC @palsomnath]

Life Insurance protect families. Financially.

Premium বন্ধু (friend) is a Bangla movie presented by DESC₹IBE - the official YouTube channel of ESPAC.

Premium বন্ধু (friend) showcases the importance of LIFE INSURANCE. Watch the trailer on
https://t.co/nT0ZJb31GK

#life

[Somnath Pal | ESPAC @palsomnath]

DESC₹IBE, the official YouTube channel of ESPAC launches its 2nd Movie in Bengali language.

Premium বন্ধু

A movie of resilience, friendship & new beginnings on the backdrop of Life Insurance. Here's the 1st Poster.

Watch this place for more.

#movie #banglacinema #youtube

[Somnath Pal | ESPAC @palsomnath]

Savings is the 1st step towards financial well-being.
Investing is the 2nd step towards Wealth Creation.

Happy Kojagari Lakshmi Puja tomorrow.

Call ESPAC - financial physician on 9820079611 or visit https://t.co/zqac4xe3WO to create Wealth.
#savemoney #Investing #festival

[Somnath Pal | ESPAC @palsomnath]

Investing be your trident to defeat inflation.
Insurance be your chakra to protect from evil.

Happy Dussehra 🌸
শুভ বিজয়া 🪷
Happy Gandhi & Shastri Jayanti 🌷🌷

Love & regards,

Somnath Pal
Founder
ESPAC & DESC₹IBE

#dussehra #bijoya #shubhobijoya #navratri #greetings