@billmdevs@rayansadri@ripple_ventures You might be thinking of the pension funds etc?
This is a valid point on hoops from those funds and other Canadian funds.
Interest charges you incur on investment loans are deductible against your total income.
Imagine you have a 53.53% tax bracket in Ontario and can borrow on a HELOC at 4.45%.
Your net interest charge after tax adjustments is 4.45 x (1-0.5353) = 2.07%. So you can borrow at 2.07% and invest in index funds at 7-10% long term historical average.
@DJLougen Oh interesting - I do like that idea. Do you see this is as something we would take advantage of via labs building SLMs or via service providers embedding SLMs into SMBs?
I am learning about this on the go as you mention it, so forgive my blindspots!