Sujith

Pharmacist | Digital Health | Data Science

[Sujith @petax004]

@optionscjp Claude’s postponed Palantir use among SMBs. Teams prefer in-house builds to maintain hierarchy, team size & budgets. AI tools now justify internal efforts. However, many will fail, some will run to needing external support - be Consultants or Palantir

[Sujith @petax004]

Finally, Celina’s housing cool-down is driven by macro factors: massive pandemic-era overbuilding, high inventory, and spiked mortgage rates forcing a natural correction—not just a niche FHA policy shift. Fast-dropping prices are a supply/demand reality.

[Sujith @petax004]

@texasrunnerDFW your coverage of the HUD policy shift is factual, but your framing of high-earning H-1B taxpayers as a drain on 'your dollars' or equating them to 'NINJA loans' is misleading and disappointing.👇

[Amy Nixon @texasrunnerDFW]

We basically did NINJA loans again but this time with non-US citizens

Many homebuilders, such as Bloomfield Homes in Celina, TX offered access to FHA loans for H-1B visa holders through their preferred lenders until May of 2025, when Trump had HUD shut these lending practices down

Some of these FHA loans offered 100% financing through a combination of a standard FHA loan and access to State assisted first time homebuyer grants for the 3% downpayment

Yes, you read that correctly, your tax dollars funded home-buying grants for non-US Citizens during the Biden administration

Is it just a coincidence that home prices began falling at a rapid pace in Celina, TX almost immediately after Trump shut this program down?

How many people bought a brand new home with zero money down at peak 2022-2024 pricing?

You won’t see an impact at a national level, but you WILL see it in certain markets with a lot of H-1B tech workers and new construction

[Sujith @petax004]

Second, calling these "NINJA" loans is factually wrong. NINJA means No Income, No Job. H-1B holders must have a verified, specialized job and stable income just to stay legally in the US, and they undergo strict underwriting (W-2s, tax returns) to qualify.

[Sujith @petax004]

@tradeconciencia You probably can find a dedicated online teacher for a fraction of the cost on the other side of the world, and the rest goes into investment? Assess his skills and then move to in-person Kumon if he is falling behind.

[Sujith @petax004]

@spluscollective Are you starting a CSP port?

[Sujith @petax004]

@__MrZzz__ DM’d you

[Sujith @petax004]

@__MrZzz__ I’m doing well, my friend! How are you doing? I’ve learned some lessons, but I’ve been busy in learning and utilizing AI tools to double my regular income. I’m hoping we drop further so I can use the income to buy bags of quality stocks.

[Sujith @petax004]

@SailTheDip I don’t cap a position. Sometimes it worked in my favor and sometimes it didn’t; however, the approach was net positive.

[Sujith @petax004]

My realized gains on $BMNR from the last run were $200K, and now they're all wiped (unrealized yet) in the new entry. Bummer!

[Sujith @petax004]

@StocksPursuit A relief rally before next drop in 2026?

[Sujith @petax004]

@ChrisCamillo Personally, my work productivity using LLM tools is 50-100% depending on the task.

[Sujith @petax004]

@TKLSubscribers “near-term swings remain mechanical and leverage induced.” Mean it’s not sustainable and we drop?

[Sujith @petax004]

@IncomeSharks was spot on about crypto by a large margin compared to @fs_insight.

Due to my bias, I wanted @fs_insight to be right and ignored @IncomeSharks' sell advice.

@MarkNewtonCMT's technical analysis is excellent with equities but not as strong with crypto—unless I simply missed his posts.

[Sujith @petax004]

@matthughes13 Would $38 be the best place to trim some given it’s the hardest resistance?

[Sujith @petax004]

@__MrZzz__ Yes, that’s the plan. Tax harvest $BMNR before EOY and buy $ETHU if we have strong price confirmation.

[Sujith @petax004]

@__MrZzz__ Thanks for the thorough reply. I want to offload some $BMNR over exposure for tax harvesting. I’m thinking of trimming some at $3200 and some at $3500. Keep the bag lighter for the possibility of a bull trap.

[Sujith @petax004]

@PrimeVideo bruh, what the fuck is this, adpocalypse?! I’m tryna watch a goddamn show, not sit through a 45-minute infomercial for depression meds!