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[Vincent Van Code @vincent_vancode]

People assume I promote XRP because I hold a lot of it.

I don’t. My bags are not material. I am not here as a token maxi.

I am a CTO, investor and builder. I have shipped production systems in regulated industries for a long time. I have also written code against XRPL, not just read threads about it. That is the difference.

What I see in Ripple is not a pump. It is a multi-year infrastructure build.

Brad Garlinghouse is not running a retail coin campaign. He is assembling the stack that banks and corporates will need when they finally leave the old correspondent-banking mainframes. Hidden Road became Ripple Prime: a multi-asset prime broker clearing roughly $3 trillion a year for 300-plus institutions. GTreasury became Ripple Treasury: about 1,200 corporate treasurers and CFOs sitting on roughly $13 trillion in annual payment flow that was still almost entirely off-chain. Add Rail for stablecoin payments, Standard Custody / Metaco / Palisade for institutional custody, and RLUSD as the dollar rail inside that stack. That is not tribalism. That is vertical integration.

I have seen the banking problem up close. Cross-border value still sits in pre-funded nostro accounts, moves through chains of intermediaries, and takes days. The fee you see is rarely the real cost. The real cost is trapped capital, cut-off times, FX markup, and operational friction. Digital rails do not fix regulation. They do fix settlement speed, capital efficiency and reconciliation. Ripple is building for the moment those two things meet.

The industry is not fully ready. That is the point. You do not buy a Fortune-500 treasury platform and a prime broker if you think the next twelve months look like 2021 crypto Twitter. You buy them because CFOs, payment ops and risk desks will need one place to hold cash, stablecoin, tokenised funds and collateral — and then move it in seconds, not T+2.

XRPL is the settlement layer in that design. A network that has already moved enormous value, with fees measured in fractions of a cent and finality measured in seconds, is not “going nowhere” because a chart looks ugly this quarter. A $2.4B regulated stablecoin sitting on those rails, with daily activity already in the hundreds of millions, is the product banks can actually book. XRP is part of the liquidity and bridge design. It is not the whole story, and treating it as a meme is how this industry stays adolescent.

Crypto has to grow up. Tokenomics and tribalism do not replace correspondent banking. Solving working-capital lockup, 24/7 settlement and institutional custody does.

That is the strategy I see. That is why I pay attention. Not because I need the coin to print. Because I have built systems long enough to recognise when someone is laying pipe for the next architecture, not selling a narrative for this week’s candle.

[Bish @bishinthehouse]

💥OK the QUESTION that has driven everyone INSANE‼️What is 922 and 13/22?. After reading this I’m sure you’ll think it’s NO coincidence that these dates match. This is probably one of my BEST posts and also one of last posts regarding decodes hope you all enjoyed everything.🥂🥂

[Bish @bishinthehouse]

BOOM 💥 AS PROMISED‼️THE DECODE OF ALL DECODES‼️ Before I get started for those who like to jump to conclusions (my date is still the same as my pinned tweet) THIS JUST CONFIRMS IT MORE!! Guys this is long so get ready. 🎉🚀😂

[XRPee @XRPee3]

It's that simple.

[Max Prime @MatrixPrime_]

The Future set in stone

2026
Crypto crash
Oil crash
Deflation

2027
A.I. deletes 33 million jobs in 2years

HUGE Biggest stock market crash

China invade tiawan
Russia breaks off relationship with china

2028
Americans WAR TIME economy bounces back

GOLD HITS 10,000 an OZ
Silver Hits $800 an OZ

ZCASH REPLACES BITCION AS THE
TOP CRYPTO

2029
The America dollar is turned into a crypto coin

2030
Basic income is given to over 75 million Americans, who A.I. put out of a job

[Happy Daddy @StuporPendus]

YES! It’s an #XRP video about the riddles!

I think it’s fun! 🥰

BUT ‼️I think I solved an aspect of this PUZZLE!🧩

What do you guys think? Am I right?

Or did someone else solve this and I missed it?

#riddle @echodatruth @NFAdotcrypto

[Fred Krueger @dotkrueger]

💥 THE FINAL RUN: BITCOIN TO $600,000

Timeframe: 90 days — from Monday, July 21, 2025

Starting BTC: $150,000
Ending BTC: $600,000
Final Gold: $10,400
DXY: Collapses from 96 → 68

U.S. 10Y Yield: Spikes to 9.2% before being "frozen" by the Fed

SPX: Collapses 50%

1/10

[Bitcoin Archive @BitcoinArchive]

BREAKING: 🇦🇺 Australian judge rules that Bitcoin is a form of money, which could make it exempt from capital gains tax – AFR

[Levi | Crypto Crusaders @LeviCryptoGuy]

"I'm Selling My #XRP When This Happens In August" - Raoul Pal

[Vincent Van Code @vincent_vancode]

I like this guy, XRP @$10....

[STEPH IS CRYPTO @Steph_iscrypto]

Only future #XRP millionaires can like this post.

[SMQKE @SMQKEDQG]

‼️MAJOR CONFIRMATION DIRECTLY FROM SWIFT: “No more delays — THE NOVEMBER 2025 DEADLINE FOR ISO 20022 MIGRATION IS FINAL AND WILL NOT MOVE.”‼️

[RIZ.. 🇺🇸 🇵🇷 @RizXRP]

LOCK IN. 🔐

#XRP #RLUSD #XRPLEDGER

[𝚃𝚒𝚖𝚎 𝚃𝚛𝚊𝚟𝚎𝚕𝚎𝚛 @TheTimeTraveler]

This guy is always on point.
(LISTENER DISCRETION IS ADVISED)

He's very... South Park.

[🥖Tokenicer✲⥃⬢ @Tokenicer]

$HBAR = for WorldPay Proof of Reserve
$QNT = in Oracle Blockchain Platform
$XDC = as SBI's blockchain trading log
$XRP = used by Novatti for cross border
$XLM = WisdomTree tokenization foundation
$IOTA = WEF & Trademark Africa E-Trade
$ALGO = Enel Group tokenizes renewables
$RENDER = Stability AI models on Render
$DAG = Metagraph deployment by Panasonic
$CHEQ = EU's foundation for trust registry
$MNW = Building UN Transfer Protocol w ReLog
$VELO = Visa's prime partner for Asian MSMEs
$ONDO = Tokenization w Securitize for BUIDL
$ICP = Cambodia govt's smart city foundation

These are just some examples of how blockchain & DLT is being used far beyond crypto these days

Long gone are the days of pure speculation

We're now in the stages of real utility deployment

Expect things to start moving faster from here as we begin truly seeing the benefits this technology brings to industries at scale.

[Brad Garlinghouse @bgarlinghouse]

This is it – the moment we’ve been waiting for. The SEC will drop its appeal – a resounding victory for Ripple, for crypto, every way you look at it.

The future is bright. Let's build.

[Chris Giancarlo @giancarloMKTS]

Congratulations to @bgarlinghouse, @s_alderoty & @Ripple team on end of @SECGov lawsuit, an outcome I anticipated almost 5 years ago: https://t.co/nE5A44VxOA

[Armando Pantoja @_TallGuyTycoon]

Send this to your friends who love, hate or don't quite understand $XRP so you don't have to explain it for the 1,000th time.

[Bitcoin Hopium @BitcoinHopium]

This $XRP video explains why MARKET CAP does not apply to $XRP the way most people think it does.

Also explains why and how $XRP will reach $10,000 💥💥🔥🔥🚀🚀

It’s happening! UTILITY IN ACTION 💥💥🚀🚀