Jeeyennar

Banker with a passion for philately

[Karnataka Bank @KarnatakaBank]

KARNATAKA BANK RECORDS HIGHEST – EVER QUARTERLY NET PROFIT OF Rs. 418.95 CRORES AND AN ALL-TIME HIGH OF Rs. 1,97,006.62 CRORES IN AGGREGATE BUSINESS

In the Meeting of the Board of Directors held today at Mangaluru, the Board approved the financial results for the quarter ended June 30, 2026.

Bank’s Aggregate Deposits stood at Rs. 1,10,396.41 crores as on 30th June 2026, registering a YoY growth of 7% from Rs.1,03,242.17 crores as on 30th June 2025, while Retail Term Deposits (RTD) was Rs. 69,410.29 crores as on 30th June 2026, as against Rs. 65,786.24 crores, with a 6% YoY increase from 30th June 2025.

Gross Advances stood at Rs. 86,610.21 crores registering YoY growth of 17%, as against Rs. 74,267.02 crores as on 30th June 2025. Bank’s NIM has improved from 2.82% for the quarter ended 30th June 2025, to 3.20% for the quarter ended 30th June 2026, thereby registering a 38bps YoY increase.

Bank’s Net Profit for the quarter ended 30th June 2026 was Rs.418.95 crores as against Rs. 292.40 crores for the quarter ended 30th June 2025, which is a 43% YoY improvement. Consequently, Bank’s ROA has improved from 0.97% for the quarter ended 30th June 2025, to 1.29% for the quarter ended 30th June 2026.

Asset quality has improved significantly, with GNPA% improved by 88 bps to 2.58% from 3.46% as compared to June 2025. Similarly, the NNPA% also improved by 57 bps to 0.87% from 1.44% as compared to June 2025. The PCR (excluding TWO) improved to 67.03% in June 2026 from 59.18% in June 2025.

Announcing the results at the Bank’s Head Quarters at Mangaluru, Shri Raghavendra S. Bhat, Managing Director & CEO, said,

“The Bank has achieved an all-time high aggregate business of Rs.1,97,006.62 crore and a net profit of Rs. 418.95 crore for Q1 FY27, reflecting the Bank's unwavering commitment to sustainable growth, prudent financial management, and customer-centric banking. The

steadfast support and guidance of the Chairman and the Board, together with the continued trust of our customers, the confidence of our shareholders, and the relentless efforts of our employees have been the driving force behind our progress.

The asset quality of the Bank has also improved significantly, supported by sound lending practices, effective recovery mechanisms, and sustained monitoring of the loan portfolio with GNPA improving YoY by 88 bps to 2.58% and NNPA improving YoY by 57 bps to 0.87%. Further, Bank has improved its CRAR from 20.46% as on 30th June 2025 to 21.10% as on 30th June 2026, reflecting its strong capital position and continued commitment to financial resilience.

Our digital transformation journey continues to gather momentum as we strengthen our technology capabilities to deliver innovative, secure, and customer-centric banking solutions. By embracing digital innovation and leveraging data-driven insights, we are simplifying customer experiences, enhancing operational efficiency, and building a future-ready bank that is well positioned to meet the evolving expectations of our customers.

As we move forward, we remain committed to building on our strengths, expanding our business responsibly, and creating long-term value for all our stakeholders. With a clear strategic vision, disciplined execution, and an unwavering focus on trust, innovation, and service excellence, we are confident of sustaining our growth momentum and reinforcing Karnataka Bank's position as a trusted financial partner.”

Smt. Biji S. S., Executive Director, said,

“Our continued progress reflects the disciplined execution, strong operational framework, and unwavering commitment of our employees across the organization. We remain focused on delivering consistent performance while creating greater value for our customers and stakeholders.

As we advance our digital transformation journey, we are leveraging technology to simplify processes, enhance customer convenience, and improve service delivery across all channels. Our investments in digital capabilities, process optimization, and innovation are enabling us to build a more agile, efficient, and customer-centric organization.

Alongside our digital initiatives, we continue to strengthen our business fundamentals through prudent risk management, enhanced operational resilience, and a steadfast focus on governance and compliance. Our customer-first approach remains at the heart of everything we do, as we strive to deliver personalized solutions and foster enduring relationships.

Looking ahead, we will continue to focus on sustainable growth, operational excellence, and innovation, while remaining committed to the highest standards of integrity and service. With the collective efforts of our employees and the continued trust of our customers, we are confident of delivering consistent value and contributing meaningfully to the Bank's long-term success”.

[Subha Jayanagaraja @subhajrao]

My interview with the very articulate and sensitive Sumanth on #Mithya https://t.co/CBZk6sjcW2

[The Hindu @the_hindu]

As fans across languages celebrate S. Janaki's unforgettable songs, fellow musicians recall a singer whose humility, affection, and guidance touched countless lives.
✍️ @subhajrao
https://t.co/PHPUSQWVuf

[Subha Jayanagaraja @subhajrao]

Was a lovely Saturday outing some weeks ago as the husband @philanumisma and son Tejaswi headed out to get their philately passport stamped in 6 post offices in Dakshina Kannada. A family that sticks stamps together, stays together! And, Teju made this video of this trip.

[Jeeyennar @philanumisma]

A day trip with my family to 6 places in Dakshina Kannada as part of my #PhilatelyPassport journey was exceptional. @subhajrao
#KarnatakaPostalCircle
@daksewajansewa #ExploreKarnataka
#stampcollection @IndiaPostOffice
@CPMGKARNATAKA
#PictorialCancellation

[Trichy Postal Region @pmgtrichy]

How do we popularize Philately? By taking it to the masses.

A unique initiative by Central Region, Tamil Nadu Circle, aimed at sparking interest in Philately among school students. A mobile philatelic exhibition, 'Dugi Dugi Vandi', was inaugurated today from Thanjavur HO.

[Subha Jayanagaraja @subhajrao]

The very agency #Bharathiraja wrote his heroines & female characters with ensured they were never wall flowers while pining for someone — they did so with a flourish, even humour. Even the men's yearning was encased within the contrasting layers of power & vulnerability

[Karnataka Postal Circle @CPMGKARNATAKA]

Small creatures. Big role in nature. 🌿🐝🦋

On #WorldEnvironmentDay2026, Karnataka Postal Circle unveiled a set of 9 Picture Postcards and a Special Cancellation themed "Nature's Keepers", released at Mangaluru by Shri K. Prakash, CPMG Karnataka Circle. 📮🍃

@IndiaPostOffice

[Jeeyennar @philanumisma]

Do you remember when you joined X? I do! #MyXAnniversary

[Subha Jayanagaraja @subhajrao]

Reviewed #ThaaiKizhavi on my blog. Director Sivakumar Murugesan does what many films have not even attempted to do — place a woman at the centre, without a crutch, and make her rock! @realradikaa @SKProdOffl https://t.co/5793p6cNj1

[Subha Jayanagaraja @subhajrao]

Super late in posting this, but my first-ever video interview is with the lovely @rukminitweets for @theFCGofficial Am not a video person, but this was an attempt. Do share feedback. She speaks about giving new life to 'kathe', @hemanthrao11 's writing and the #Kantara universe

[Dr Sudhakar K @DrSudhakar_]

Glimpses from today's sitting of the Parliamentary Standing Committee on Finance in Bengaluru.

[Subha Jayanagaraja @subhajrao]

Oh #Ramaiah Sir, with your passing, one of the people who made me take up journalism has gone. Every time an intern tells me I have been kind, I place that praise at your feet. You showed what kindness is, in letter and spirit.
https://t.co/6fPz2otM4w

[OTTplay @ottplayapp]

Rava Saranga’s taut whodunit #Rakkasapuradhol follows a troubled cop guided by instinct and evidence, elevated by sharp writing and standout performances from #RajShetty and #AnirudhBhat | @subhajrao reviews

https://t.co/BHjlDobuvN

[Subha Jayanagaraja @subhajrao]

#Valavaara So late to this party, but what a lovely slice-of-life film
I hope and hope people celebrate it in theatres.

[Jeeyennar @philanumisma]

This elite pack of Niligiri Mountain Railway Carried Postcards was released on 10th of August 2019 to commemorate the introduction of Special Pictorial Cancelation of Coonoor Railway Station Sub Post Office # Philately # Niligiri # Postcards

[Laadli @Laadli_PF]

#2025LaadliAwardee, Subha J. Rao, Senior Journalist & Film Critic, speaks to the resilience required in storytelling.

Her insight reminds us that true Gender Sensitivity in Media is about dismantling silence. By creating a platform where women’s perspectives are not just heard but celebrated, we ensure that no story remains in the shadows—a clear act of Media for Change.

We proudly celebrate Subha’s career dedicated to championing these vital narratives, which is precisely the kind of work we honour at the Laadli Media Awards.

#LaadliAwards #EqualityInAction #MediaForChange

[India Post @IndiaPostOffice]

We’re all set to run with you! Join us at the India Post Mysuru Marathon for a day of strength, spirit, and smiles across every step.

Save the date: 26th October 2025, Mysuru

#Mysuru #MysuruMarathon #IndiaPost #MarathonCompetition

[Jeeyennar @philanumisma]

@aseemdhru Wishing you and your family a Very Happy Deepavali

[Jeeyennar @philanumisma]

Postcard series depicting the historical festival of Madurai.
18 cards released on various dates starting from 28-04-2017 to 12-05-2017