Every AI agent deserves a crypto wallet.
In fact, there will be more AI agents transacting online than humans very soon. x402 is the internet payments layer (which has been missing for the last 30 years), and will enable this.
The new x402 foundation will exist under the Linux Foundation, with @Coinbase, @Cloudflare and @Stripe as key contributors. Once all agents start transacting natively on the internet at scale, entirely new product and business opportunities will open up.
Get your house and keep your crypto.
Crypto-backed mortgages are here - increasing access to homeownership for millions of Americans.
Buy a home without converting your portfolio by using BTC or USDC as collateral for your down payment.
Offered by Better, powered by Coinbase.
BREAKING: Fannie Mae says it will start accepting crypto-backed mortgages, per @WSJ.
The mortgage-finance giant will let home buyers pledge their crypto holdings when getting a mortgage.
Fannie is backed by the government and overseen by the Federal Housing Finance Agency.
Zach.eth just gamified the scariest moment in crypto: bridging.
You hop in a car, drive across a neon suspension bridge, and your assets move mid-ride.
Successful transfer? Confetti. 🎉
This is the UX we deserve.
Today marks a new chapter for U.S. banking.
The Cari Network, developed alongside five regional banks, is building a new platform to bring tokenized deposits onchain.
Secure. Private. Within the regulatory perimeter. Powered by ZKsync’s Prividium.
The first Sky Ecosystem Q4 Update and 2026 Outlook report is now live.
The SFF analyzed Sky Protocol's full-year 2025 performance and provided its outlook for 2026
Read key insights on @SkyEcoInsights.
We're teaming up with Europe’s largest finance app to make it easier to buy crypto
@Revolut is now live on Uniswap Apps
Buy crypto with a debit card, bank transfer, or directly from your Revolut balance
It's clear to me that AI is the thing that threw off the typical 4yr credit/business cycle (and thus BTC's cycle presumably)
A completely uncorrelated catalyst, it could have happened any time but it happened at peak bear. It came in and saved the market right at the time where monetary policy/credit cycles normally would have had to start stepping in. The advent of AI, unlike normal business drivers, was not tied in any way to the normal timing of business cycles. It follows that throwing in a completely exogenous massively stimulative event would change the normal cadence of things.
GDP stayed up, earnings stayed up, money poured into US tech, those invested in that tech and the indices containing them made out extremely well and could support the economy all on their own spending. But under the hood, normal people, normal businesses have been deteriorating.
Without AI we likely would have fallen further in 2022 or needed easing sooner. But the huge AI stimulus lifted the indices and GDP so the Fed didn't need to step in, they could keep hiking rates for a bit, they could keep doing QT until now, etc. Everyone expected recession in 2022, perhaps they would have been right if AI capex didn't swoop in to save us at the bottom.
But this "AI stimulus" is not as broad as monetary stimulus. It doesn't give all businesses access to cheap capital like low rates do, we don't see an uptick in most businesses because of this, we don't see the normal business cycle.
The result is monetary/credit/business cycles got pushed back, there has not been reason for reignition of these cycles since overall the state of the economy is being held up by the top earners and the picture remains rosy so long as you look at the average.
But this can only go on so long without those top 10% effects flowing down to the bottom 90%. That 90% needs saving at some point which is why I believe the cycle has just been extended, not avoided entirely. I imagine at some point we'll see more breadth to the market, that AI money hopefully propagating some as AI capex reaches a tipping point, and the middle class businesses getting a boost from stimulus and cheap capital.
As always the tricky part is path dependency/timing. Even if everything I say here works out as expected, when it happens and how bad things get first can vary a lot. Do we transition smoothly right into a new business cycle or does it take a recession to reset us first? Lots of paths can bring us to the one result I've outlined.
A new MSR feature that turns the data users upload into engaging, easy-to-digest insights. It highlights trends, compares results with the wider population, and teases out interesting patterns, all in a way that feels fun and meaningful. The idea was to make data feel alive, transforming raw numbers into stories users can explore and enjoy.