Positive Com Finance

Positive Commercial Finance - Property Development Finance and Bridging Finance

[Positive Com Finance @PositiveComFin]

Need refurbishment finance that gives you cash in-hand from Day 1? 🏡🔨

Our Refurbishment Bridging Loan is designed to help investors and developers move quickly — with funding available for both the purchase and the works.

Up to 75% LTV NET towards the acquisition, based on OMV. Then 100% Cost of Works, with typically 25% provided on Day 1 and the balance in pre-agreed tranches.

✔️ Subject to a maximum of 70% LTGDV, based on OMV
✔️ 2% Arrangement Fee (subject to a minimum of £2,500)
✔️ Interest at 0.89% pcm
✔️ No Exit Fees,
✔️ £995 Lender Admin Fee
✔️ No additional Broker Fees

👉 Title Insurance can be utilised for swift completion.
👉 Desktops & AVM’s can be utilised at the underwriters discretion.
👉 QS not typically required on light refurbishments where Cost of Works is less than £60k.
👉 Dual Representation can be utilised.
👉 No upfront legal fee undertaking.
👉 Applicants must have a clean credit history, with relevant experience & owning their own home.
👉 Minimum Day 1 loan amount £50k, and minimum property value £75k.
👉 For residential Refurbishment projects in England, Scotland & Wales.

We'd be delighted to discuss your project today.

With NO UPFRONT FEES whatsoever, you’ve got nothing to lose by exploring your options.

Speak to Positive Commercial Finance today to discuss your next project.👇

📞 0161 763 0321
🌐 https://t.co/gzBeXXLKND

@johnpcf1 @jameswaddicker

#BridgingFinance #RefurbishmentFinance

[Positive Com Finance @PositiveComFin]

Case Study: Development Finance Facility for 5 New-Build Houses in South Manchester
https://t.co/HhVc8PMxk2
@jameswaddicker @johnpcf1

[Positive Com Finance @PositiveComFin]

Refinance & cash raise of a Commercial Investment property with no Personal Guarantees or Debenture
https://t.co/BIFbgEieSs

@johnpcf1 @jameswaddicker

[Positive Com Finance @PositiveComFin]

⭐ Client Feedback That Speaks Volumes ⭐

“Excellent service, communication & fast!”

A huge thank you to Simon S for the kind words about our team at Positive Commercial Finance.

From initial feasibility right through to completion, John worked closely with the client to explore all options, respond quickly to queries, and overcome challenges along the way — resulting in a completed transaction in just 1 week.

It’s this level of dedication, clear communication, and problem-solving that we pride ourselves on for every deal.

📈 Need a team that goes the extra mile to get your project over the line?

NO UPFRONT FEES - Test Our Services Today - We’re here to help 👇

📞 0161 763 0321
🌐 https://t.co/gzBeXXMiDb

@johnpcf1 @jameswaddicker

#BridgingFinance #DevelopmentFinance

[Positive Com Finance @PositiveComFin]

Positive Commercial Finance helped a long-standing property investor refinance a £2.5m multi-unit industrial estate in the North West on significantly improved terms. 🏭

After reviewing the market and challenging the client’s existing lender offer, they secured a rate of base +1.90% with no lender arrangement fees. 💰

👉 Pricing secured: Base rate +1.90%
👉 Fees: No lender arrangement fee
👉 Loan size: £2.5 million
👉 Asset: Multi‑unit industrial estate located in the North West

The result was a more cost-effective deal that reduced borrowing costs, improved cash flow, and gave the client greater financial certainty in a changing interest rate environment. 📈

📞 0161 763 0321
🌐 https://t.co/gzBeXXLKND

@johnpcf1 @jameswaddicker

#BridgingFinance #DevelopmentFinance

[Positive Com Finance @PositiveComFin]

Bridging Loan Case Study – Fast Completion & Refurbishment Funding

https://t.co/uKQUINcWs3

@johnpcf1 @jameswaddicker

[Positive Com Finance @PositiveComFin]

Developer Exit Finance for a 20-Unit Residential Scheme

https://t.co/vTjkM1yxgH

@johnpcf1 @jameswaddicker

[Positive Com Finance @PositiveComFin]

🏠 BMV Bridging Loan Checklist – The Essentials

Looking at a Below Market Value (BMV) deal with bridging finance? Don’t rush in - Download your FREE Top 8 BMV Bridging Loan Checklist today👇

1. Deal Verification (Is it really “Below Market Value”?)
2. The Numbers Must Stack
3. Bridging Loan Criteria
4. Exit Strategy (MOST IMPORTANT)
5. Property and Works
6. Location Check
7. Legal and Due Diligence
8. Be Ready

💡 BMV deals can look great on paper—but the detail is where deals are won or lost.
Take the time to sense-check every step before committing.

“BMV Bridging Loan Checklist”, read our FREE full guide here: 👇

https://t.co/GCZZKF0bl9

With NO UPFRONT FEES whatsoever, you have absolutely nothing to lose, so we invite you to test our services today.

📞 0161 763 0321
🌐 https://t.co/gzBeXXMiDb

@johnpcf1 @jameswaddicker

#AuctionFinance #BridgingBroker

[Positive Com Finance @PositiveComFin]

The most impressive structures depend on the unseen strength below. Our equity funding provides the deep foundation that allows developers' visions to soar.

We have Equity Funding options for well experienced, professional Residential Property Developers with demonstrable track records.

✅Family housing preferred, but will consider some apartments.
✅Typical equity amounts fall between £500k & £2.5m.
✅Suitable for schemes of up to 20 units.
✅Up to 80% LTGDV.
✅Profit share plus coupon, agreed case by case.
✅Can provide up to 100% LTC (behind Senior Debt) for "Best in Class” Developers.

Anywhere in the UK, with a preference for affluent areas with evident market liquidity.

Full planning consent must be in place (no speculative land deals please!)
We’d be delighted to take a look at your project.

With NO UPFRONT FEES whatsoever, you have absolutely nothing to lose, so we invite you to test our services today.

📞 0161 763 0321
🌐 https://t.co/gzBeXXLKND

@johnpcf1 @jameswaddicker

#BridgingFinance #EquityFunding

[Cherry Financial Services Forums @cherryforums]

Market leading Bridging & Refurbishment Finance @PositiveComFin
https://t.co/1IzEdbLgkf

[Positive Com Finance @PositiveComFin]

Case Study: Buying the Freehold of a Convenience Store

https://t.co/RdJBcpkC86

@johnpcf1 @jameswaddicker

[Positive Com Finance @PositiveComFin]

Refurbishment Bridging loan from private lender with NO VALUATION and NO MONITORING

https://t.co/URfZsVXK4X

@johnpcf1 @jameswaddicker

[Positive Com Finance @PositiveComFin]

🏃‍♂️ The best property deals don’t wait for slow finance.

If you’re:
• Buying below market value
• Securing a portfolio deal
• Bridging before refinance

Traditional lenders move too slowly.

That’s where Positive Commercial Finance comes in.

✅ Fast decisions
✅ Access to specialist lenders
✅ Up to 100% of purchase price (with additional security)
✅ UK-wide funding

If the deal stacks, we’ll structure it. Contact Positive Commercial Finance Now.👇

📞 0161 763 0321
🌐 https://t.co/gzBeXXLKND

@johnpcf1 @jameswaddicker

#BridgingFinance #DevelopmentFinance

[Positive Com Finance @PositiveComFin]

Unlock funding confidence before the hammer falls! 🔨🏠

Download your FREE Auction Bridging Loan Checklist today to make sure you’ve covered:

✅Applicants Details and Financial Information
✅Property Details
✅Deposit and Funds
✅Exit Strategy (Very Important)
✅Legal Requirements
✅Costs to Budget For

Perfect for investors, developers, and landlords who want fast, stress‑free auction finance and smoother completions 📑💼.

“Auction Bridging Loan Checklist”, read our FREE full guide here: 👇

https://t.co/GCZZKF0bl9

With NO UPFRONT FEES whatsoever, you have absolutely nothing to lose, so we invite you to test our services today.

Awarded Development Broker of the Year 2024 & 2025 – we know how to get deals done!

📞 0161 763 0321
🌐 https://t.co/gzBeXXMiDb

@johnpcf1 @jameswaddicker

#AuctionFinance #BridgingBroker

[Positive Com Finance @PositiveComFin]

Case Study: £3,100,000 Development Finance Secured for 8 New-Build Houses in the North East of England (£5m GDV)

https://t.co/OWVk7TnmK5

@jameswaddicker @johnpcf1

[Positive Com Finance @PositiveComFin]

“Unbelievable service” ⭐⭐⭐⭐⭐

Real results. Real feedback.

From sourcing the right funding to getting deals over the line, we’re proud to support our clients every step of the way — and even prouder when they come back again.

🏆 Development Finance Broker of the Year 2024
🏆 Development Broker of the Year 2025
🤞 Finalist 2026

If you need a property finance partner that delivers, not delays — you know where to find us.

🤝Let’s make your next deal happen.

NO UPFRONT FEES - Test Our Services Today

📞 0161 763 0321
🌐 https://t.co/gzBeXXLKND

@johnpcf1 @jameswaddicker

#BridgingFinance #DevelopmentFinance

[Positive Com Finance @PositiveComFin]

Struggling with a distressed residential development? 🏗️

You’re not alone — and more importantly, you’ve got options.

Whether it’s a complex, time-critical, stalled or part-complete scheme, our network can help bring things back on track with certainty of programme, discipline & quality control.

Whilst buyer demand seems robust & finance is accessible, the challenge today is usually in securing capable construction partners who can mobilise quickly & with certainty to deliver on-time and within budget.

Applies to:
✔ Schemes with GDV’s typically from £2m upwards,
✔ Housing schemes (and some apartment schemes), countrywide.
✔ Not suitable for high-end/ luxury housing.

Wherever you are in the Development lifecycle, feel free to get in touch and maybe we can help bring your project forward.

With NO UPFRONT FEES whatsoever, you have absolutely nothing to lose, so we invite you to test our services today.

Award-winning solutions you can trust:
🏆 B&C Awards 2025 – Best Development Broker
👏 Moneyfacts 2025 - Highly Commended – Development Finance Broker of the Year
🤞 Shortlisted - Development Finance Broker of the Year 2026

📞 0161 763 0321
🌐 https://t.co/gzBeXXLKND

@johnpcf1 @jameswaddicker

#BridgingFinance #BridgingBroker

[Positive Com Finance @PositiveComFin]

£920,000 Semi‑Commercial Refinance | Base + 1.90% | £0 lender arrangement Fee

https://t.co/01UK4oWdVR

@johnpcf1 @jameswaddicker

[Positive Com Finance @PositiveComFin]

Case Study: Refurbishment Bridging Loan Enables Major Value-Add Transformation of Neglected Semi-Detached Property.

https://t.co/CDsS9oCkbX

@johnpcf1 @jameswaddicker

[Positive Com Finance @PositiveComFin]

🏠 Bridging Finance for Residential Investment Purchases – Below Market Value Opportunities

At Positive Commercial Finance, we can arrange:
✔ Up to 100% of Purchase Price (subject to max 75% LTV)
✔ Lending based on Open Market Value — not restricted 180-day values
✔ Portfolio funding using aggregate values (titles can be split on completion where required)
✔ Loans from £100k to £10m
✔ Residential properties across England, Scotland & Wales

This is available to experienced landlords with a clean credit history.

💡 In many cases, we’re able to source funding solutions that other brokers simply don’t have access to.

And with NO upfront fees whatsoever, there is absolutely nothing to lose by testing our service.

If you’re acquiring investment property at Below Market Value and need fast, structured bridging finance — now is the time to act. ⚡

📩 Get in touch today to discuss your deal.

Award-winning solutions you can trust:
🏆 B&C Awards 2025 – Best Development Broker
👏 Highly Commended – Development Finance Broker of the Year 2025
🤞 Shortlisted - Development Finance Broker of the Year 2026

📞 0161 763 0321
🌐 https://t.co/gzBeXXMiDb

@johnpcf1 @jameswaddicker

#BridgingFinance #BridgingBroker