URGENT CALL FOR HELP!!!!!
This is a young medical doctor called Dr Innocent. He’s working as a house officer at the Nigerian Navy Reference Hospital in Calabar, Cross River State.
Dr Innocent and his other doctor colleagues who are also house officers have NOT been paid for 290 days.
Yes you read that right.
A whole 290 days of working as a medical doctor with ZERO pay. That’s about 10 months work with NO pay.
According to Dr Innocent,
The Ministry of Defence has refused to pay their salaries for no reason. This young medical doctors are being worked like slaves while receiving ZERO pay.
They have nobody to speak for them.
They have nobody to fight for them.
They are suffering and dying in silence.
Please if you see this tweet,
Kindly retweet, share and tag General Christopher Musa the Minister of Defence, and also please tag the Ministry of Defence,
I don’t know these doctors personally,
But we can’t watch evil and say nothing.
Please don’t let this young doctors suffer in vain, they have families who depend on them for support and survival,
It will only take you 2seconds,
Kindly retweet this post. This is the little we can do to help these doctors from the evil injustice done to them by the Ministry of Defence.
Pls share and retweet. Thank you.
KWARA: I listened to every single minute of this video. It is made with a very heavy heart.
Yes, this is the core Yoruba area of Kwara, completely deserted.
One of the most difficult puzzles to crack in all these is how a Yoruba President, Tinubu can be so tribalistic about every aspect of life and governance, but not with the security of the lives and properties of, even his own people.
It boggles the mind to imagine that Yorubas were a million times safer under Buhari, than they are today under Tinubu, and of course that same reality goes for the rest of the nation. SMH violently.
SHAME ON KWARA STATE GOVERNMENT.
First of all, a warning:
If you have a soft heart,
Pls don’t watch this video.
This video will bring you tears.
Some women and young people went to protest at Kwara state Govt house about their husbands, children and family members being kidnapped by terrorists in some villages in Kwara State.
Rather than the govt speaking to them,
Rather than the police ensuring their right to peaceful protest and safety,
Right there in front of the government house, there was an unleashing of hired thugs who came out to beat these women silly and terrorise them. Right in front of the police who looked on and did nothing.
If you saw the start of the video:
These are poor helpless women who came to cry for help from a government they thought can sympathise and help them. Rather the government did nothing and hired thugs came with canes and whips to dehumanise these helpless people. They violated them and beat them black and blue till the women ran for their lives.
This is NOT a country. This is a jungle.
Please share this video and let the whole world see what the Kwara State Government did to helpless villagers who came to seek help for their family members that are victims of violent terrorism.
Pls lend your voice. Pls share this video.
This madness must not go unpunished.
SHAME ON KWARA STATE GOVERNMENT.
The Nigerian media does not want the world to see this so please 🙏🏿 kindly share this. Do not let these women suffer in vain.
My conscience cannot let me keep quiet.
HAPPENING NOW: VIEWER DISCRETION VERY STRONGLY ADVISED
This is currently ongoing in Anwule, Ohimini Local Government Area of Benue State.
Where are all the defenders of terrorism who are against Trump coming to the aid of Nigerian Christians? This is what you’re defending? This is a daily affair - and now happening even after President Trump’s threats of action. And you consider it okay to propagandize with this?
@POTUS@JDVance@SecRubio@SecWar@RepRileyMoore@TomColeOK04@SenTedCruz@AlJazeeraWorld@AJEnglish@CNN@CNNAfrica@simonateba@AP
This guy is here confirming the ongoing slighter of Christians - fathers, mothers, children in Anwule, Benue State. This is the second attack in two days - two nights back to back! In their attacks last night, which I reported, many were killed and missing. They’re moving at lightning speed and could care less about any threat from the United States. Because they have so many lunatics claiming to be journalists and activists, cheering and speaking for them. Nigeria is in a dire straits right now 🚨
Is Saving In Dollars An Investment?
So, there's this popular conviction amongst Nigerians that converting their naira and saving it in dollars is an investment.
Well, considering the instability and continuous devaluation of the naira, it is actually a good idea to save your money in dollars to at least to hedge it against inflation.
But, the truth is, saving in dollars isn't actually an investment.
It is just savings; or at best, a hedge against currency devaluation.
I will explain using this simple illustration....
Ten years ago, around 2014, one dollar was exchanged for about N200, which meant that $1000 in 2014 would be N200,000 naira.
If you had converted your N200,000 naira to dollars and then saved it, you would have $1000 as of 2014.
Presently, the dollar to naira rate is almost at N1700/$.
$1000 saved in 2024 would now be 1.7 million naira at the current exchange rate.
Just by saving in dollars, your N200,000 have returned an extra profit of 1.5 million naira within the ten years span.
This looks like a great deal, right?
But if you do a reality check, you will notice that N200,000 in 2014 might just have the same purchasing power with 1.7 million naira today.
With this knowledge, do you still think just saving in dollars is such a brilliant idea?
Before you answer that, let's look at another scenario....
Within the past ten years, there are some mid/low-risk dollar investments that have generated an average of 10% to 15% ROI annually.
A good example of such investments is the $VOO ETF, which has an average annual return of 13% over the past ten years.
If you had invested the same $1000 (N200,000) in 2014 into the S&P500 index fund, it would have amounted to over $3600 in 2024.
$3600 at the current exchange rate is almost 6 million naira, which means that your N200,000 in 2014 would now be worth 6 million naira instead of 1.7 million naira if you had invested instead of just saving it in dollars.
You see the difference?
If you just want to hedge your money against inflation, you can save in dollars.
But if you really want to grow your money, whether in naira or in dollars, make sure you invest instead of just saving.
Commercial Papers Investment.
A commercial paper is a short-term debt security issued by big companies or large corporations to fund their business or finance their business operations.
In simple terms, big companies like Dangote PLC can sometimes borrow money from the public to fund their business, and they do so by issuing commercial papers.
When you invest in commercial papers, you are simply lending a company your money for a certain period of time, which they repay with interest.
Commercial papers are mostly issued by credit-worthy companies and offer interest rates as high as 28% to 36% per annum.
Most commercial papers are tenured at a maximum of 270 days.
While commercial papers are considered to be low to medium risk investments, it is also advised to do a basic background check on the credibility and credit-worthiness of a company before investing in their commercial papers.
The higher the rating of a company's credit worthiness, the higher the chances of the company to meet its debt obligations and the safer your investment.
Companies with A3, A2, and A GCR ratings are considered to be low risk and the safest for commercial papers investments.
You can invest in commercial papers via asset management companies like ARM Securities, Afrinvest, United Capital, etc.
Alternatively, you can also invest in commercial papers via commercial banks or online brokerage apps.
That's all for commercial papers investments.
Learnt a thing or two?
Do well to retweet to help others learn too.
Treasury Bills Investment.
T-bills investments are considered to be one of the safest form of investments because they are backed by the full faith of the Nigerian govt.
T-bills are short-term debt securities issued by the Nigerian govt to make up for budget deficit or fund some projects.
In simple terms, T-bills are legal means through which the Nigerian govt borrow money from its citizens for a certain period of time.
In exchange for the money they borrow from the citizens, they issue treasury bills via the CBN and pay back with interest.
Investing in T-bills simply means you are giving the govt a loan to fund some of its projects.
T-bills are always tenured for 91 days, 182 days, or 364 days.
You can choose how long you want your T-bills investments to run depending on the tenure - the longer the tenure, the higher the interest yield.
Currently, the Nigerian T-bills investment offers an annual interest rate of 21% to 23% per annum.
T-bills is offered via both the primary market and the secondary market.
At the primary market, you are buying directly from the CBN and can only invest with a minimum of 50 million naira.
T-bills investment at the primary can be made via commercial banks, brokerage firms, or asset management companies.
However, at the secondary market, you can invest in T-bills with as little as 10,000 naira via online brokerage firms like Bamboo, i-Invest, and even commercial banks.
So, to invest in T-bills, simply download the Bamboo or i-Invest app to make your investment or invest via your bank.
It is also worthy to mention that you can request an upfront payment of your T-bills interest when investing via banks.
That's all there is to treasury bills investment.
$ONDO is also backed by top institutions like Pantera Capitals, Coinbase Ventures, BlackRock, Founders Fund.
Most recently, Trump's World Liberty invested about $250K in $ONDO.
$ONDO has partnership with Wellington Management, a top asset management company with asset under management of over $1Trillion.
With the RWA ecosystem expected to hit $16Trillion in valuation by 2030 and $ONDO being a leading coin in the RWA ecosystem, I am betting $ONDO will experience a decent price pump in the coming months/years.
You see why I am rooting for $ONDO?
It's a leading coin in the RWA bullish narrative.
It is led by a team of credible experts from top financial institutions.
It is backed by a top billionaire, Peter Thiel and even Trump's company have invested in it too.
It also backed by top financial institutions like Coinbase and BlackRock.
Has partnership with Wellington Management, a $1Trillion AUM investment company.
Future price projections looks impressive for $ONDO.
And most importantly, It has a product or solution which I can easily identify with - ONDO Finance which is a platform for tokenization of real world assets.
There you have it.
That's how to pick the right coins.
First, identify a bullish narrative.
Look out for the leading coins in that narrative.
Find out the project tied to the coin.
Research on the team/founder behind the project.
Find out the top investors or institutions backing the project.
And most importantly, find out the solution or service the project is offering.
If all these checks good, you are 90% close to finding your gem.
There are also other approaches for picking out the right coins.
This strategy is a conversative approach and most suitable for investors with low-risk tolerance.
I will share another strategy for finding gems in the next lesson.
Meanwhile, what's you thought on $ONDO ?
Whether you think it will make a good investment or not, you are completely right. 😉
As for me, I am betting big on it.
Hope you've learnt a thing or two from this long boring tweet.
Don't forget to retweet and comment if you want me to share the next lesson.
How To Pick The Right Coins From A Bullish Narrative....
This isn't always a walk in the park and as millions of coins gets launched daily, it makes it even more difficult to find the right coins.
However, there are some hacks that you can apply to find the right picks.
And here's one....
Just like the performance and growth of stocks are tied to their individual companies, same applies to cryptos too.
Most coins with utility are tied to a project. And for a coin to appreciate in price, the project it represents needs to experience a growth in performance, utility or adoption.
Let me use a practical example of the Nigerian stock market to drive explain the scenario...
If I want to invest in the Nigerian stock market now, the first step would be to identify the top performing sectors in the Nigerian stock exchange (NSE).
These are sectors with the highest capitalisation, liquidity and investment inflow.
Just like we do by first identifying the bullish narratives in a bullrun season.
Energy, Communication and Finance are sector the top 3 sectors in the NSE.
Let's use the Finance sector which consists of banks, insurance companies, asset management companies etc. as a case-study.
Within the Finance sector, banks like Zenith, GTCO and UBA are amongst the top with each of them having a marketcap of over 1Trillion naira.
I could choose to invest in a UBA bank stock.
And the reason is simple:
With a marketcap of over 1Trillion naira, UBA is one of the top and most stable companies in the finance sector.
And the finance sector is amongst the top performing sectors in the NSE.
Aside this, UBA has well-known services they offer- they are into commercial and investment banking.
UBA has a large customer base with branches in some other African countries and most recently, they're also planning to establish some branches in France.
UBA is chaired by a visionary and very influential CEO in the person of Tony Elumelu who apart from his popularity in the social media space is also in the good books of the Nigerian govt.
You see my rationale behind buying a UBA stock?
It is a top company in a top performing sector.
It has a known product/service I can easily identify with.
There's progress in the company in terms of market expansion.
I am confident in the leadership of the bank's chairman.
A stock is only as good as the company it represents.
So, buying a UBA stock simply means I am betting on UBA bank to do well.
As UBA expands in customer growth and service delivery, there will be more capital inflow into the bank which will drive their revenue.
And when there's an increase in revenue, it will reflect positively on their stocks performance.
Makes sense now?
Same approach applies to cryptos too.
A coin is only as good as project it represents.
Now, let's narrow this strategy down to our crypto research.
One of the top narratives in this bullrun season is the Real World Asset (RWA) narrative.
In the RWA narrative, we have top coins like $AVAX, $LINK, $ONDO, $IOTA etc.
These are some of the coins with the highest marketcap within the RWA ecosystem.
I could choose to invest in $ONDO.
And these are my reasons:
With a marketcap of $2.7B, $ONDO is one of the top coins the RWA narrative.
$ONDO is tied to the ONDO Finance project.
$ONDO Finance is planning to launch a global market platform next year where people can buy tokenized stocks, ETFs, treasury bills and bonds .
$ONDO is led by Nathan Allman who was a former head digital of asset compliance at Goldman Sachs, one of the top investment banking companies in the US.
Apart from Nathan Allman, most employees on $ONDO team are all former employees from top investment companies like Goldman Sachs, BlackRock and Bridgewater.
$ONDO is backed by Peter Thiel, a co-founder of PayPal and Founders Fund who is worth over $11B.
$ONDO is backed by....
Tweet continues in the comment section....
These Are The Money Spinning Crypto Narratives In This Bullrun Cycle:
So far, these crypto narratives have shown good performance in this bullrun cycle .....
Memes
Gaming
AI and Big Data
Real World Assets (RWA)
DePIN
DeFI
Most recently, AI Agents and DeSci narratives too.
They are the bullish narratives of this bullrun cycle.
This is a pointer to where the institutional investors and other big whales are throwing in their money.
The strategy is simple - find the narratives first and then find the coin.
The bullish narratives are like rich families, and to find a rich kid, your best bet is to first identify a rich family.
So, to find that coin that can make you rich, you have to filter through each of these bullish families to catch your gold.
Got it?
And, of course, there is a reason why these narratives are bullish.
Let's take the Real World Asset (RWA) ecosystem for example.
The RWA ecosystem is a simply a family of cryptos that allows real world assets like bonds, treasury bills, physical properties, real estate or any other asset to be bought, owned or traded as a token.
This way, more people can easily own a bit of any asset of their choice in a tokenized way.
Just the same way we can easily own a fraction of companies by buying their stocks, RWA tokens offers the same opportunity too for people to own a fraction of real-world assets in the form of tokens.
This is simply what the RWA ecosystem represents.
Clear now?
Why are we so bullish on the RWA narrative.
BlackRock is part of that answer.
BlackRock, the biggest investment management company in the world with an asset under management (AUM) of over $10 trillion, is interested and, of course, also heavily invested in the RWA ecosystem.
And so far, they have made tons of investment into the RWA ecosystem.
This is a typical example of institutional investment that boosts a crypto ecosystem.
Let me use this simple analogy to paint a clearer picture of why BlackRock's involvement is such a big deal in the RWA ecosystem ....
Imagine one wealthy man comes into a community, bought large acres of lands, and started building schools, shopping malls, companies, residential estates, roads, etc.
What do you think will happen to that community?
Other wealthy men and investors will also start buying up lands within same community too.
Massive development will happen which will attract population influx and businesses into that community.
And when this happens, prices of lands in that community will automatically skyrocket.
The wealthy man is like BlackRock and other institutional investors.
The community is the ecosystem.
The lands in the community are the coins in the ecosystem.
As investment flows into the community, prices of lands within that community skyrockets.
Same way as investment flows into an ecosystem, prices of coins within that ecosystem skyrockets too.
Just like early land buyers in the community will make the most profit at the peak of development, early investors in a bullish ecosystem will also make the most returns on investment.
As simple as that.
Now, here's the main gist.....
The RWA ecosystem is currently valued at $65 billion, but there are projections that it will hit $16 trillion valuation by 2030.
This means an average investment return of over 246X for its early investors.
Your $100 investment into the RWA ecosystem has a possibility of hitting almost $25,000.
This is the average ROI based on projections.
Some coins within the RWA ecosystem have a potential of 1000X to 10000X returns.
If you want to make life-changing money in this bullrun, the RWA ecosystem is one you must consider greatly.
The million dollar question now is, what are the right coins in this ecosystem that you can buy early to position ahead of time?
That's where proper research comes in.
It's not always an easy task, but there are some easy steps to help out.
Care to know these steps?
Retweet and comment for the next lesson.
How To Position Well For Maximum Gains In The Alt Season:
This is where the recurring question of "what coin should I buy?" comes in.
Because positioning is all about buying early and staying ahead of the curve before the pumps.
And to answer to this question, you need to first find out what categories of cryptos (Alt coins) has the most traction at the moment and where the whales (the crypto big money bags) are throwing in their money.
In this game, you can't win against the big guys, so your best bet is to follow their lead.
Just like other asset class, Alt coins are grouped into different categories based on their utility or similarities in use-case.
These different categories are also referred to as Ecosystems or Narratives.
We have the Layer 1 (L1) ecosystem which consists of coins like Ethereum, BNB, Solana, TON etc.
They are called Layer 1 (L1) because they are the foundational blockchains in the crypto ecosystem and serve as primary networks for all other blockchain transactions.
We have the Memecoin ecosystem which consists of meme tokens like DOGE, SHIBA, PEPE, WIF and tons of other memecoins.
Most memecoins are created based on fun, entertainment, trends and internet sensations. They have no distinctive utility and but investors looking for high gains have been investing in them due to their potential to rapidly rise in price.
We also have the Wallet ecosystem, the Gaming ecosystem, the RWA ecosystem, the AI and Big Data ecosystem etc.
All coins/token within same ecosystem shares certain similarities in their use-case.
Some coins/tokens can fall under 2 or more ecosystems due to their unique or multi-functional use-case.
For instance, a coin like QUBIC is both in the Layer 1 and AI ecosystems due to its unique solution across both ecosystems.
Now, back to the question of which coin(s) to buy for maximum returns in this Alt season....
The answer is in the ecosystems or narratives.
First, find the narrative. Then, find the coin.
When a particular crypto narrative starts to perform well, it will boost most of the good coins in that ecosystem.
Just like when a father (the head of the family) starts to make more money, it rubs off on the children.
So, if you want to find a rich kid, the first step is to identify a rich father/family.
Ecosystems or narratives are like the rich fathers. And the coins under them are their children.
You gerrit, yeah?
Every bullrun season has specific narratives that attracts more capital inflow.
These narratives are called the Bullish Narratives.
And if you can identify these bullish narratives, you already halfway close to finding your gem.
Are there narratives bullish narratives for this bullrun season?
Yes!
We will explore them in the next tweet.
Got value?
Don't forget to comment and retweet.