Prem Kumar

Passionate student of stock market psychology & behavioral investing 📊 |Turning behavioral insights into smarter investing | Wildlife adventurer 🐾

[Prem Kumar @puba1983]

🔥 Quality Indian Stocks Delivering Dividends + Cash Flow + Faster Growth (2026)

Here are standout names like Nuvama, KFintech, 360One, HDFC AMC, Nippon India, Polycab, Persistent, Titan & more: Wealth/AMC Space (High payouts + AUM-driven growth):

#Nuvama Wealth: Strong wealth mgmt growth (~20%+ YoY), healthy dividends (~₹14/share recently, ~2-9% yield range in reports), robust operating profits.

#KFintech: Consistent dividend hikes (₹7.5 to ₹12), good cash coverage, strong revenue growth in registrar & tech services.

#360One: Steady dividends (~₹12/share, ~1%+ yield), wealth mgmt momentum.

#HDFCAMC & #Nippon India: Reliable high payouts (HDFC ~₹54/share, Nippon ~₹12-19), massive AUM growth, recurring revenue models.

Housing Finance & Others:
#Aptus Value Housing & #indianaShelter: Attractive yields (~1.5-1.7%), disciplined growth in affordable housing, healthy ROE.

Compounders:
#Titan: Consistent dividends with strong brand-driven growth in jewellery/watches.

#Kalyan Jewellers, Metro Brands: Retail expansion + consumer demand tailwinds.

#Polycab: Wires/cables leader with strong FCF, growing dividends (~₹35-47/share recently), outpacing infra sector.

#Persistent Systems: IT services growth engine, rising dividends (strong 5Y growth), excellent cash conversion.

#M&M: Auto/tractor play with dividends + EV/farm growth.

#Fiem Industries, #SJS Enterprises: Auto ancillary growth, decent payouts + cash flows.

#Thyrocare, #Tips Music: Niche leaders (diagnostics/music) with cash generation.
#IndianStocks #Dividends #EquityInvesting
Disc- DYOR- not an advice.

[Prem Kumar @puba1983]

@vishal_susheel https://t.co/jzlIKgv4LZ

[Prem Kumar @puba1983]

Excellent, betting on #Goldiam 🔥

🔥 Strong FY26 & Positive Outlook! 🚀
delivered its best-ever year in FY26: Revenue crossed ₹1,000 Cr for the first time (+27.5% YoY), PAT surged +45.7%, with robust Q4 growth (+21% revenue, +61% PAT).

Lab-grown diamond jewelry remains the core driver (88%+ of exports).

🔥 B2B Exports (US focus): Strong demand for lab-grown diamond bridal & fashion jewelry (tennis bracelets, necklaces). Tariff-agnostic due to SEZ + hybrid US-India casting model (200-300 bps gross margin benefit expected). Healthy double-digit growth anticipated.

🔥 ORIGEM B2C Retail (India): Now at 24 stores (doubled recently). Plans for 8-10 more by Sep 2026, targeting 45-50 stores by end-FY27. Mature stores hitting breakeven (~₹18-20L/month sales); exit FY27 monthly revenue target ~₹7 Cr. Focus on scaling everyday fine jewelry.

🔥 Double-digit revenue growth for FY27, with improving margins. Strong order book (~₹200 Cr), cash reserves, and 1:3 bonus issue announced.

Positioned well in growing lab-grown diamond space with B2B strength + aggressive retail expansion. Long-term positive! 💎
#GOLDIAM #LabGrownDiamonds #Stocks

[Prem Kumar @puba1983]

@GuruShareMarket https://t.co/ixeBgYNjdC

[Prem Kumar @puba1983]

AI users & adopters will be the real winners — companies using AI to gain market share, simplify ops, boost consumer experience & optimize supply chains.

Highlighted Indian plays with strong prospects:
🔥#Eternal: AI workflows for merchants/delivery, contextual assistants, next-gen search/discovery + OpenAI partnership for consumer/partner apps.

🔥#BajajFinance: AI call analysis (2Cr+ calls → ₹1600Cr loans), personalized offers, 800+ autonomous agents, fraud detection & conversational banking.

🔥#IndiaShelter: AI for credit scoring, customer service automation & risk assessment in affordable housing finance (standard FS AI applications).

🔥#RateGain: AI-powered revenue management, dynamic pricing, demand forecasting, rate parity & personalized hotel guest experiences.

🔥#Persistent: GenAI for enterprise workflows, code automation, data migration, healthcare diagnostics & industry-specific AI solutions.

🔥#Lenskart: Virtual 3D try-on, facial analysis for recommendations, AI demand forecasting/inventory, eye-test automation & smart glasses.

🔥#Shadowfax Technology: Route optimization, predictive demand, address intelligence (SF Maps), fraud detection & real-time logistics.

🔥#PineLabs: Agentic commerce with OpenAI, AI settlements/invoicing, fraud detection, conversational merchant tools & automated workflows.

🔥#KFintech: AI-native IR platform (AEGIX + AiRa assistant) for shareholder intelligence, disclosures, compliance & wealth management personalization.

🔥#Ixigo: Agentic AI (TARA) for trip planning, autonomous bookings/refunds/check-ins, personalized recommendations & real-time alerts.

Companies simplifying supply chains/consumer journeys via AI stand out.

Bet on AI application winners in India for better risk-reward. Secular tailwind strong long-term. Focus on execution & value creation.
#AI #IndianStocks #Investing
Disc-DYOR-not an buy and sell advise.

[Prem Kumar @puba1983]

@sourabhwadhwa22 https://t.co/ixeBgYNjdC

[Prem Kumar @puba1983]

AI users & adopters will be the real winners — companies using AI to gain market share, simplify ops, boost consumer experience & optimize supply chains.

Highlighted Indian plays with strong prospects:
🔥#Eternal: AI workflows for merchants/delivery, contextual assistants, next-gen search/discovery + OpenAI partnership for consumer/partner apps.

🔥#BajajFinance: AI call analysis (2Cr+ calls → ₹1600Cr loans), personalized offers, 800+ autonomous agents, fraud detection & conversational banking.

🔥#IndiaShelter: AI for credit scoring, customer service automation & risk assessment in affordable housing finance (standard FS AI applications).

🔥#RateGain: AI-powered revenue management, dynamic pricing, demand forecasting, rate parity & personalized hotel guest experiences.

🔥#Persistent: GenAI for enterprise workflows, code automation, data migration, healthcare diagnostics & industry-specific AI solutions.

🔥#Lenskart: Virtual 3D try-on, facial analysis for recommendations, AI demand forecasting/inventory, eye-test automation & smart glasses.

🔥#Shadowfax Technology: Route optimization, predictive demand, address intelligence (SF Maps), fraud detection & real-time logistics.

🔥#PineLabs: Agentic commerce with OpenAI, AI settlements/invoicing, fraud detection, conversational merchant tools & automated workflows.

🔥#KFintech: AI-native IR platform (AEGIX + AiRa assistant) for shareholder intelligence, disclosures, compliance & wealth management personalization.

🔥#Ixigo: Agentic AI (TARA) for trip planning, autonomous bookings/refunds/check-ins, personalized recommendations & real-time alerts.

Companies simplifying supply chains/consumer journeys via AI stand out.

Bet on AI application winners in India for better risk-reward. Secular tailwind strong long-term. Focus on execution & value creation.
#AI #IndianStocks #Investing
Disc-DYOR-not an buy and sell advise.

[Prem Kumar @puba1983]

@sourabhwadhwa22 https://t.co/EMptZPhrWg

[Prem Kumar @puba1983]

#QualityPower - Strong BUY Opportunity
Current Price: ~₹1062 | Target: ₹1530+ (upside ~44%) 🔥

Q4 looked optically weak due to one-time adjustments, but it was actually the best quarter ever:

Beat revenue & order inflow expectations significantly
Record Q4 order inflow of ₹8.7bn (+57% YoY) 🔥

Robust order book growth across HVDC, FACTS, transformers & data centers

Well-positioned play on India’s energy security & transmission theme:
Strong in HVDC, power transformers & energy transition infra

Expanding capacity for BESS & global opportunities (US, Europe, Middle East)

Analyst view: Maintain BUY with TP ₹1530 (30x FY28 EPS). Strong order visibility & execution capability make it a key beneficiary of India’s power infra boom.
#QualityPower #EnergyTransmission #Stocks

[Prem Kumar @puba1983]

@Akash17971 #Polycab sold early. Never thought a wire n cable company will get north of 50 multiple. But Kudos to management for execution 🔥.

[Prem Kumar @puba1983]

@KaustubhYeole https://t.co/NWdOFbAeue

[Prem Kumar @puba1983]

#Sansera Engineering delivered a stellar FY26, marking a landmark year of record performance and strategic diversification.

Key Q4 & FY26 Highlights (Consolidated):

Revenue: Q4 ₹9,987 Mn (+28% YoY); FY26 ₹34,979 Mn (+16% YoY) — highest ever.

EBITDA: Q4 ₹1,929 Mn (19.3% margin, +52% YoY); FY26 ₹6,321 Mn (18.1% margin vs 17.1% last year).1fbb87
PAT: Q4 ₹1,231 Mn (12.3% margin, +108% YoY); FY26 ₹3,269 Mn (+51% YoY, 9.3% margin). Quarterly PAT crossed ₹1,000 Mn milestone.

Segment Momentum:
Non-Auto (incl. ADS): Explosive growth — +70% in Q4, driven by Aerospace, Defense & Semiconductor (ADS revenues ₹3,155 Mn for FY26, with Q4 at ₹1,097 Mn). Unexecuted ADS order backlog ~₹4,464 Cr.

Auto-ICE: Strong +22% in Q4, led by PV (+34%) & CV (+45%). Still ~70% of revenue but diversifying well.

International business shone (+47% in Q4), with Sweden at record highs and strong US/Europe traction.7a3695
Strategic Wins & Guidance Outlook:
New Pantnagar plant inaugurated for capacity boost (esp. 2W ICE).
JV with Nichidai Corporation to deepen tech portfolio.

Strong order book visibility (peak annual potential ~₹1,919 Cr for new business); ADS backlog supports continued ramp-up (expect ₹5,500+ Mn potential in FY27 per earlier guidance trends).

Management views FY26 as an inflection point — structural tailwinds in ADS, global supply chain shifts, and domestic manufacturing strength position the company well despite macro headwinds. Well-capitalized balance sheet and leadership strengthening (e.g., Rahul Kale as Auto CEO) fuel confidence.

Prospects look bright with diversification reducing cyclicality, margin expansion trajectory (nearing 20% EBITDA), and robust orders driving sustainable high-teens+ growth.
Dividend hiked to ₹4/share.

Long-term bet on precision engineering + non-auto pivot.🚀

[Prem Kumar @puba1983]

@Akash17971 #Polycab sold early. Never thought a wire n cable company will get north of 50 multiple. But Kudos to management for execution 🔥.

[Prem Kumar @puba1983]

@DhanValue https://t.co/B1aQIMn4Ra

[Prem Kumar @puba1983]

#SEDEMAC Mechatronics - Strong Growth Momentum with Tech-Led Prospects 🚀

Founded in 2007 by IIT Bombay Prof. Shashikanth Suryanarayanan (MD), Amit Dixit (Joint MD), Manish Sharma (COO), and team, SEDEMAC is a Pune-based deep-tech leader in electronic control units (ECUs), integrated starter generator (ISG) controllers, motor control units (MCUs), and genset controllers for 2W/3W vehicles and industrial applications.

Key Highlights (FY26):
Revenue crossed ₹1,058 Cr (+61% YoY)
Strong EBITDA margins ~21%
High RoCE ~40%
Shipped ~3.9M units (cumulative >12M)
Improving customer diversification and growing EV relevance (7.4% of mobility revenue)

Management & Future Guidance:
Led by technocrat founders with deep R&D focus (cumulative product development investment ~₹658 Cr), the company emphasizes innovation in sensorless ISG tech, e2W MCUs, and exports. FY27 outlook is qualitative: new ISG ECU launches on major 2W models (production underway), e2W MCU ramp-up, and export growth, offset by semiconductor pressures and market risks. No hard quantitative targets shared in recent presentations, focusing instead on operational KPIs like volume growth and diversification.

Prospects:
Positive: Expanding capacity with new facilities, leadership in ISG/genset segments (high domestic market share), EV transition play, and global reach (India + US/Europe exports).
Opportunities: Rising demand for efficient powertrain controls in mobility and industrial sectors.
Risks: Customer concentration (improving but notable), EV product competitiveness, and input cost pressures.

Overall, SEDEMAC positions itself as an innovative Indian Tier-I supplier scaling in a high-potential auto-electronics space.

Long-term story looks promising for investors betting on tech + execution in India's mobility evolution.
#SEDEMAC #Mechatronics #AutoTech #Investing

[Prem Kumar @puba1983]

@mayankbang74098 Copy paste 😁 @alphamoj
https://t.co/SuBdxIC7Pb

[Alphamojo @Alphamojo1]

Better picks in the same space 📈

1️⃣ Netweb Technologies > Tejas Networks
2️⃣ Hindustan Aeronautics > Bharat Dynamics
3️⃣ Bharti Airtel > Vodafone Idea
4️⃣ Ather Energy > Ola Electric
5️⃣ REC Ltd > IRFC
6️⃣ State Bank of India > Yes Bank
7️⃣ Mahindra & Mahindra > Tata Motors
8️⃣ Navin Fluorine > HFCL
9️⃣ Waaree Energies > Suzlon Energy
🔟 Reliance Industries > Jio Financial Services

[Prem Kumar @puba1983]

@Stock_Precision https://t.co/ytGsWdS9mR

[Prem Kumar @puba1983]

#BajajFinance- Strong Buy Opportunity After Correction! 🚀

It has undergone a healthy correction recently, but this remains a high-quality NBFC franchise with robust long-term growth. It continues to deliver strong performance, with AUM and earnings growth guidance in the 20%+ range with expectations of normalization and strong momentum into FY27 at 22-24%+).

🔥 AI Leadership: A true beneficiary of AI through its FINAI transformation. Bajaj Finance is deploying AI extensively across underwriting, collections, customer engagement, and operations.

Highlights include AI analyzing millions of calls leading to significant disbursals (e.g., ~₹1,600 Cr from AI-powered channels in one quarter, ~10% of volume), plans for 800+ autonomous AI agents, and conversational AI across products. This drives efficiency, better risk management, and scalable growth.

🔥 Attractive Dividend Yield: Currently around 0.6-0.7% with a healthy payout (recent/upcoming final dividend of ₹6/share).

🔥 Valuable Franchise: Proven track record, vast customer base (115M+), diversified lending, and disciplined RoA/RoE focus.

🔥 Analyst Targets: Latest consensus from ~35 analysts points to an average 12-month target of ~₹1,060-1,087 (upside of ~19-24% from current levels around ₹880-890), with highs up to ₹1,280. Many brokerages maintain Buy ratings.

🔥 Now is an excellent time to accumulate this high-quality NBFC for the long term. Strong fundamentals, AI-driven edge, and growth visibility make it a core holding.
DYOR. Not financial advice. #BajajFinance #Stocks #Investing #NBFC #AI

[Prem Kumar @puba1983]

@Stock_Precision https://t.co/ixeBgYNjdC

[Prem Kumar @puba1983]

AI users & adopters will be the real winners — companies using AI to gain market share, simplify ops, boost consumer experience & optimize supply chains.

Highlighted Indian plays with strong prospects:
🔥#Eternal: AI workflows for merchants/delivery, contextual assistants, next-gen search/discovery + OpenAI partnership for consumer/partner apps.

🔥#BajajFinance: AI call analysis (2Cr+ calls → ₹1600Cr loans), personalized offers, 800+ autonomous agents, fraud detection & conversational banking.

🔥#IndiaShelter: AI for credit scoring, customer service automation & risk assessment in affordable housing finance (standard FS AI applications).

🔥#RateGain: AI-powered revenue management, dynamic pricing, demand forecasting, rate parity & personalized hotel guest experiences.

🔥#Persistent: GenAI for enterprise workflows, code automation, data migration, healthcare diagnostics & industry-specific AI solutions.

🔥#Lenskart: Virtual 3D try-on, facial analysis for recommendations, AI demand forecasting/inventory, eye-test automation & smart glasses.

🔥#Shadowfax Technology: Route optimization, predictive demand, address intelligence (SF Maps), fraud detection & real-time logistics.

🔥#PineLabs: Agentic commerce with OpenAI, AI settlements/invoicing, fraud detection, conversational merchant tools & automated workflows.

🔥#KFintech: AI-native IR platform (AEGIX + AiRa assistant) for shareholder intelligence, disclosures, compliance & wealth management personalization.

🔥#Ixigo: Agentic AI (TARA) for trip planning, autonomous bookings/refunds/check-ins, personalized recommendations & real-time alerts.

Companies simplifying supply chains/consumer journeys via AI stand out.

Bet on AI application winners in India for better risk-reward. Secular tailwind strong long-term. Focus on execution & value creation.
#AI #IndianStocks #Investing
Disc-DYOR-not an buy and sell advise.

[Prem Kumar @puba1983]

@Stock_Precision https://t.co/ixeBgYNjdC

[Prem Kumar @puba1983]

AI users & adopters will be the real winners — companies using AI to gain market share, simplify ops, boost consumer experience & optimize supply chains.

Highlighted Indian plays with strong prospects:
🔥#Eternal: AI workflows for merchants/delivery, contextual assistants, next-gen search/discovery + OpenAI partnership for consumer/partner apps.

🔥#BajajFinance: AI call analysis (2Cr+ calls → ₹1600Cr loans), personalized offers, 800+ autonomous agents, fraud detection & conversational banking.

🔥#IndiaShelter: AI for credit scoring, customer service automation & risk assessment in affordable housing finance (standard FS AI applications).

🔥#RateGain: AI-powered revenue management, dynamic pricing, demand forecasting, rate parity & personalized hotel guest experiences.

🔥#Persistent: GenAI for enterprise workflows, code automation, data migration, healthcare diagnostics & industry-specific AI solutions.

🔥#Lenskart: Virtual 3D try-on, facial analysis for recommendations, AI demand forecasting/inventory, eye-test automation & smart glasses.

🔥#Shadowfax Technology: Route optimization, predictive demand, address intelligence (SF Maps), fraud detection & real-time logistics.

🔥#PineLabs: Agentic commerce with OpenAI, AI settlements/invoicing, fraud detection, conversational merchant tools & automated workflows.

🔥#KFintech: AI-native IR platform (AEGIX + AiRa assistant) for shareholder intelligence, disclosures, compliance & wealth management personalization.

🔥#Ixigo: Agentic AI (TARA) for trip planning, autonomous bookings/refunds/check-ins, personalized recommendations & real-time alerts.

Companies simplifying supply chains/consumer journeys via AI stand out.

Bet on AI application winners in India for better risk-reward. Secular tailwind strong long-term. Focus on execution & value creation.
#AI #IndianStocks #Investing
Disc-DYOR-not an buy and sell advise.

[Prem Kumar @puba1983]

@Stock_Precision https://t.co/ixeBgYNjdC

[Prem Kumar @puba1983]

AI users & adopters will be the real winners — companies using AI to gain market share, simplify ops, boost consumer experience & optimize supply chains.

Highlighted Indian plays with strong prospects:
🔥#Eternal: AI workflows for merchants/delivery, contextual assistants, next-gen search/discovery + OpenAI partnership for consumer/partner apps.

🔥#BajajFinance: AI call analysis (2Cr+ calls → ₹1600Cr loans), personalized offers, 800+ autonomous agents, fraud detection & conversational banking.

🔥#IndiaShelter: AI for credit scoring, customer service automation & risk assessment in affordable housing finance (standard FS AI applications).

🔥#RateGain: AI-powered revenue management, dynamic pricing, demand forecasting, rate parity & personalized hotel guest experiences.

🔥#Persistent: GenAI for enterprise workflows, code automation, data migration, healthcare diagnostics & industry-specific AI solutions.

🔥#Lenskart: Virtual 3D try-on, facial analysis for recommendations, AI demand forecasting/inventory, eye-test automation & smart glasses.

🔥#Shadowfax Technology: Route optimization, predictive demand, address intelligence (SF Maps), fraud detection & real-time logistics.

🔥#PineLabs: Agentic commerce with OpenAI, AI settlements/invoicing, fraud detection, conversational merchant tools & automated workflows.

🔥#KFintech: AI-native IR platform (AEGIX + AiRa assistant) for shareholder intelligence, disclosures, compliance & wealth management personalization.

🔥#Ixigo: Agentic AI (TARA) for trip planning, autonomous bookings/refunds/check-ins, personalized recommendations & real-time alerts.

Companies simplifying supply chains/consumer journeys via AI stand out.

Bet on AI application winners in India for better risk-reward. Secular tailwind strong long-term. Focus on execution & value creation.
#AI #IndianStocks #Investing
Disc-DYOR-not an buy and sell advise.

[Prem Kumar @puba1983]

@Stock_Precision https://t.co/ixeBgYNjdC

[Prem Kumar @puba1983]

AI users & adopters will be the real winners — companies using AI to gain market share, simplify ops, boost consumer experience & optimize supply chains.

Highlighted Indian plays with strong prospects:
🔥#Eternal: AI workflows for merchants/delivery, contextual assistants, next-gen search/discovery + OpenAI partnership for consumer/partner apps.

🔥#BajajFinance: AI call analysis (2Cr+ calls → ₹1600Cr loans), personalized offers, 800+ autonomous agents, fraud detection & conversational banking.

🔥#IndiaShelter: AI for credit scoring, customer service automation & risk assessment in affordable housing finance (standard FS AI applications).

🔥#RateGain: AI-powered revenue management, dynamic pricing, demand forecasting, rate parity & personalized hotel guest experiences.

🔥#Persistent: GenAI for enterprise workflows, code automation, data migration, healthcare diagnostics & industry-specific AI solutions.

🔥#Lenskart: Virtual 3D try-on, facial analysis for recommendations, AI demand forecasting/inventory, eye-test automation & smart glasses.

🔥#Shadowfax Technology: Route optimization, predictive demand, address intelligence (SF Maps), fraud detection & real-time logistics.

🔥#PineLabs: Agentic commerce with OpenAI, AI settlements/invoicing, fraud detection, conversational merchant tools & automated workflows.

🔥#KFintech: AI-native IR platform (AEGIX + AiRa assistant) for shareholder intelligence, disclosures, compliance & wealth management personalization.

🔥#Ixigo: Agentic AI (TARA) for trip planning, autonomous bookings/refunds/check-ins, personalized recommendations & real-time alerts.

Companies simplifying supply chains/consumer journeys via AI stand out.

Bet on AI application winners in India for better risk-reward. Secular tailwind strong long-term. Focus on execution & value creation.
#AI #IndianStocks #Investing
Disc-DYOR-not an buy and sell advise.

[Prem Kumar @puba1983]

@Stock_Precision https://t.co/Bkp6UuzwUY

[Prem Kumar @puba1983]

🚀 #RateGain – One of the most promising AI beneficiaries in Indian tech! 🔥

Management just delivered a blockbuster Q4 and set aggressive

Targets:
FY27 Guidance: ₹3,000–3,100 Cr Revenue + ₹650–700 Cr EBITDA 🔥

Long-term vision: $1 Billion revenue by FY31 🔥

Travel tech + AI-powered solutions (pricing, distribution, personalization) + strong execution + Sojern integration synergies = powerful cocktail for multi-year compounding.

Debt reduction on track too (debt-free target by FY28). 🔥

Positioned beautifully in the massive global travel market. One to watch closely! 💹
#RateGain #AI #TravelTech #Stocks
DYOR- not an buy and sell advise

[Prem Kumar @puba1983]

@Stock_Precision https://t.co/Q9oy2BkZcA

[Prem Kumar @puba1983]

#Persistent Systems Q4 FY26: Strong

AI-Led Momentum Powers $2B Target! 🔥

✅ Q4 Highlights: Revenue $436M (+16.2% YoY, +3.2% QoQ) | PAT ₹529 Cr (+33.7% YoY) | EBIT margin 16.3%
✅ FY26: Revenue $1.65B (+17.4% YoY) | 24th straight sequential growth quarter!

✅ Dividend hiked to ₹40/share
Management Guidance & Outlook: Confident of hitting $2B revenue run-rate by FY27 (exit Q4). 🔥

AI-first strategy (GenAI platforms, agentic AI, 7K+ certifications, key wins in BFSI/Healthcare/Hi-Tech) + robust TCV $601M & ACV $445M in Q4 signal accelerating growth despite macro caution. Priority:
Growth + capability build over margins (aspiring 16-17% EBIT).

Brokerage View on Upside:
Motilal Oswal: Buy, TP ₹6,200 (~30-35%+ upside) 🔥

CLSA/HDFC: Buy/Add, TPs ₹6,520 / ₹6,240

Consensus: 25-35%+ potential from current levels on 20%+ CAGR 🔥

AI tailwinds + execution track record = compelling long-term story. What’s your take? #PersistentSystems #Q4FY26 #AIStocks #IndianIT

[Prem Kumar @puba1983]

@sourabhwadhwa22 https://t.co/FaNwISKpjs

[Prem Kumar @puba1983]

🔥#Havells trading at decadal low valuation.

At CMP ₹1,177, Havells trades at 48x FY26E → 43x FY27E → 35x FY28E PE, well below its 5-yr avg PE of ~65x and 10-yr avg of ~79x.

🔥 For a business of this quality, this is the opportunity to play on meaningful re-rating with growth.

📊 Valuation is compressing fast — PE rolls down to just 29.6x by FY29E, making the forward picture increasingly attractive vs. peers

📈 Growth is intact — FY26-29E CAGR expected at 16% Sales / 19% EBITDA / 18% EPS.

Consistent, predictable, compounding with good cash flow.

💪 ROIC is on an upswing — 17% in FY26 → improving to 21% by FY29E. Capital efficiency is getting better, not worse.

🏆 Available at reasonable valuation for a brand like Havells with its diversified portfolio (cables, switches, lighting, appliances) and distribution moat.

While Polycab & KEI have re-rated sharply, Havells has quietly de-rated — even as fundamentals stay solid.
Strong brand + rising ROIC + double-digit earnings growth + valuation mean reversion = classic long-term compounder setup.

The market is offering a high-quality franchise at a multi-year valuation low.

Worth watching closely. 👀
#Havells #Stocks #Investing #ConsumerDurables #ValueInvesting

[Prem Kumar @puba1983]

@sourabhwadhwa22 https://t.co/dXuoS6qwI7

[Prem Kumar @puba1983]

If India’s 2W EV penetration rises from ~6.5% (FY26) to 20% — Massive Tailwind for Ather! ⚡

Current Context (FY26)
Total 2W market: ~21.4–22 million units
EV 2W sales: ~1.4 million units (~6.5% penetration)

At 20% Penetration Scenario
EV 2W annual sales could jump to 4.3–4.4 million units (3x current volume) 🔥
This assumes the overall 2W market stays stable or grows modestly at 3-6% CAGR

Positive Impact on Ather & Peers:
Huge market expansion: Ather (18.6% share in FY26) is well-positioned in the premium/family scooter segment with strong brand, product (Rizta), and network expansion.

If Ather maintains or grows share to 20-25%, it could sell 860k–1.1 million units/year at 20% industry penetration (vs 263k in FY26). 🔥

China’s 50%+ adoption shows the playbook: policy push, falling battery costs, charging infra, and consumer shift can accelerate this fast.

Profit Impact:
Strong operating leverage: Higher volumes will drive better fixed-cost absorption, economies of scale in manufacturing, and localization.
Ather is already on track for EBITDA breakeven in FY27. At 3x industry volumes, it can move to healthy double-digit EBITDA margins (similar to mature EV players), turning substantial profits. 🔥

Additional upside from software/services, higher ASP products, and premium positioning. 🔥

Bottom Line: Reaching 20% penetration would be transformative — turning Ather from a high-growth loss-making company into a scaled, profitable EV leader. It would multiply revenue/profit potential several times over the next 4-5 years, assuming execution stays strong. 🔥

This is why the long-term story for Ather remains very bullish as India moves toward China-like EV adoption in 2Ws! 📈

[Prem Kumar @puba1983]

@WealthEnrich https://t.co/WDjuy8l0QN

[Prem Kumar @puba1983]

🔥 Quality Indian Stocks Delivering Dividends + Cash Flow + Faster Growth (2026)

Here are standout names like Nuvama, KFintech, 360One, HDFC AMC, Nippon India, Polycab, Persistent, Titan & more: Wealth/AMC Space (High payouts + AUM-driven growth):

#Nuvama Wealth: Strong wealth mgmt growth (~20%+ YoY), healthy dividends (~₹14/share recently, ~2-9% yield range in reports), robust operating profits.

#KFintech: Consistent dividend hikes (₹7.5 to ₹12), good cash coverage, strong revenue growth in registrar & tech services.

#360One: Steady dividends (~₹12/share, ~1%+ yield), wealth mgmt momentum.

#HDFCAMC & #Nippon India: Reliable high payouts (HDFC ~₹54/share, Nippon ~₹12-19), massive AUM growth, recurring revenue models.

Housing Finance & Others:
#Aptus Value Housing & #indianaShelter: Attractive yields (~1.5-1.7%), disciplined growth in affordable housing, healthy ROE.

Compounders:
#Titan: Consistent dividends with strong brand-driven growth in jewellery/watches.

#Kalyan Jewellers, Metro Brands: Retail expansion + consumer demand tailwinds.

#Polycab: Wires/cables leader with strong FCF, growing dividends (~₹35-47/share recently), outpacing infra sector.

#Persistent Systems: IT services growth engine, rising dividends (strong 5Y growth), excellent cash conversion.

#M&M: Auto/tractor play with dividends + EV/farm growth.

#Fiem Industries, #SJS Enterprises: Auto ancillary growth, decent payouts + cash flows.

#Thyrocare, #Tips Music: Niche leaders (diagnostics/music) with cash generation.
#IndianStocks #Dividends #EquityInvesting
Disc- DYOR- not an advice.

[Prem Kumar @puba1983]

@sourabhwadhwa22 https://t.co/LqhNgXfebL

[Prem Kumar @puba1983]

🚀 Bullish Update on Sansera Engineering!
Nomura has hiked the target price to ₹3,114 (from ₹2,342) and maintained its Buy rating.

Key Highlights from Nomura's Report:
Q4FY26 performance beat estimates.
Diversification strategy is gaining strong momentum, especially in non-auto segments like Aerospace & Defence (ADS division).
Robust global traction in non-auto business supports solid long-term growth visibility.

Revenue growth expected at 22% YoY in FY27 and 19% YoY in FY28.

EBITDA margins projected to improve to 19% in FY27 and 19.5% in FY28.
EPS estimates raised by 8% for FY27 and 11% for FY28.

Valuations can expand towards the upper end of the historical 25x–35x trading band due to improved growth outlook.

Sansera continues to benefit from its engineering precision components expertise and successful pivot beyond traditional auto. Strong order book and diversification making it a compelling long-term play.
#SanseraEngineering #StockMarket