ari

Buzzer PGK 🔮⛰️

[ari @puwiton]

@aaldirnld kalo mau belajar modelling gini awalnya dari mana ya mas?

[ari @puwiton]

apa beli cenblue ya?

[ari @puwiton]

@rgalihi catlover gitu mas

[Almer Sad, CFA @Kutekians]

@abidamassi If you’re the smartest person in the room, you’re in the wrong room 👍

[ari @puwiton]

@SAASH1MI stunned hbis nnton itu, gatau mau bingung apa stress

[ari @puwiton]

@MYasfika @BukanLKH @fqrrr_ @edstwn_ bandar pikri dong

[ari @puwiton]

@BukanLKH @fqrrr_ @edstwn_ akhirnya ketemu bandar pikri, bandar kereta, sm bandar alpukat.

[Mas Ri @BukanLKH]

Akhirnya ketemu power ranger IHSG @fqrrr_ @edstwn_ @puwiton

Iziiinnnn 🙏🏻

[D @0xJrWolfftorger]

Setelah beberapa tahun investasi, gw sadar satu hal:

Investing bukan cuma soal cuan, tapi juga soal menikmati hidup dan enjoy the process.

Kalau tiap hari cuma mantengin portfolio, panik tiap market merah, lama-lama capek juga. Market akan selalu penuh drama, and that’s normal.

Menurut gw, ada beberapa hal penting:

Pertama, self control.Musuh terbesar sering kali diri sendiri: FOMO, panik, ego. Kontrol emosi biar nggak bikin keputusan bodoh.

Kedua, basic investasi.Pahami bisnisnya, sumber profit, utang, dan valuasi. Ini yang bikin kita lebih tenang saat harga naik turun.

Ketiga, scuttlebutt.Lihat langsung bisnisnya. Produknya dipakai nggak? Customer puas nggak? Kadang insight justru datang dari hal-hal sederhana.

Keempat, independent thinking.Jangan cuma ikut-ikutan. Dengar orang lain boleh, tapi keputusan tetap harus dari diri sendiri.

Kelima, patience.Compounding butuh waktu. Kadang tugas investor bukan banyak gerak, tapi cukup duduk diam dan kasih waktu.

Dan di sinilah pentingnya enjoy life.

Jangan terlalu attached sama portfolio sampai lupa hidup: keluarga, teman, dan kesehatan.

Investasi yang sehat harus bikin hidup lebih ringan, bukan lebih berat.

The end goal bukan cuma kaya, tapi hidup yang lebih baik: lebih banyak waktu, lebih banyak pilihan, dan lebih banyak ketenangan.

So learn the game, control your emotion, do your research, and be patient.

But don’t forget to enjoy life.

Karena percuma cuan di market, kalau kita lupa cara hidup dengan tenang.

Good night, sleep well. See yeaaa when I seaa you again. 😉

[Bull Theory @BullTheoryio]

🚨 SOUTH KOREAN RETAIL INVESTORS ARE NOW BORROWING FROM BANKS TO BUY STOCKS.

Margin loans hit a record ₩36.47 trillion this year, double the level a year ago.

When brokerages raised margin rates toward 10%, retail investors didn't stop. They moved to bank credit lines instead.

Household bank loans jumped ₩9.3 trillion in May alone, the fastest monthly increase since August 2024. Bank of Korea data directly links the surge to stock investment, not mortgages.

How extreme has it gotten?

A South Korean civil servant posted on the workplace app Blind showing a brokerage account with ₩2.3 billion ($1.7 million) entirely in SK Hynix, with ₩1.7 billion of it borrowed on margin.

"I believe the semiconductor market will keep rising until 2028, but I'm taking a more aggressive approach to accelerate asset growth."

He is not only one. Bloomberg reported earlier this year that a mania for stocks has swept the country.

Middle aged and older Koreans are borrowing money specifically to not miss the rally, often with larger sums at stake than younger investors.

South Korea now has 102 million active trading accounts in a country of 52 million people.

While foreign investors net sold ₩120 trillion of Korean stocks this year, retail investors bought ₩75 trillion to absorb it, largely with borrowed money.

The numbers underneath this are already showing stress:

- Household debt-to-income ratio: 174%

- 44% of borrowers have missed or fallen behind on loan payments in the last 6 months

- Banks are capping loan limits because annual lending quotas are being exhausted months early

- Brokerage margin rates now approaching 10%

The 3M CD to Bank of Korea policy rate spread just hit 0.42%, the highest in over a year.

KOSPI volatility is simultaneously running at 76.6%.

A BOK rate hike is now expected next month.

Higher rates raise the cost of every margin loan and bank credit line currently being used to hold stocks.

When borrowed money gets more expensive while the market is falling, the forced selling that follows will be extreme.

[Rey Axelrod @reyaxelrod_]

@puwiton Mungkin saja, yang penting passionate tentang capital dan equity market. Nanti bisa ambil sertifikasi CFA juga along the way untuk memperkuat fondasi financenya.

[ari @puwiton]

@spicyboyszsss gws kucingnya om

[ari @puwiton]

@renstruggle gua ketinggalan apalagi ini

[Gopal @MYasfika]

Apa yang perlu kita persiapkan ketika hari H IPO listing? Terutama Ketika ada parade IPO seperti sekarang

Thread
(Disclaimer on)
$JELI $JECX $PRDL $BACH $EMMI $RANS $IHSG

[Alda | #LawanJudolDenganInvestasi @stockmapping]

Setelah proses sangat panjang, akhirnya akun ini bisa balik. Walau sekarang masih sering pop up notif buat verifikasi. Mudah2an bisa cepat solved ke depannya.

Saatnya ke Instagram dan threads.

[ari @puwiton]

@arjunaskykok akhirnyaa

[ari @puwiton]

@BukanPegawaiJP jadi bumi jelek apa bagus hu?

[ari @puwiton]

@MYasfika hyrox low budget

[ari @puwiton]

@Bagas_KL dikasih murah pun takut mas😹

[ari @puwiton]

@unknownaftert back to reality hu