NILqnommoc 🍺,🍺

[jihan @smptocil]

Joseph Pesay and Kylah Mae Dela Peña Full Video

Link:
https://t.co/pLMAFwC2Nc

Alternative link:
https://t.co/ed2YCd56wg

[たいやき @jnr111gy]

このくびれはもはや芸術品レベル

4679322

[NILqnommoc 🍺,🍺 @qnommoc123]

@wealthly_app In asset category, can you add mutual fund, etf, ROTH IRA etc?

[Lazy Canadian Entrepreneur @JimChuong]

Never break the 20/30/3 rule for buying a home like this unfortunate couple.

“My husband and I were living in a little townhouse and we felt like we really wanted to do something about the housing affordability crisis. So we thought: Let’s buy a house where we can have a subsidized rental for somebody who really needs it. That was our motivation for actually taking on a really big mortgage.”

Interest rates rose from 0.25% to 4.5%

“The rates rose so quickly that we had to scramble a little bit to rearrange our budget. The first thing that we did was we stopped all of our investments,” said Dueck, an engineer. “Everything we had, we started putting into our mortgage.”

The 20/30/3 rule tells you the home you can afford.

1. 20% down
2. household expenses < 30% gross household income
3. price < 3x gross household income

We can ignore the math but I can guarantee that we will not be able to ignore the consequences.

In this case the family has sacrificed their retirement savings, cancelled vacation, and likely stopped saving for their children’s future education in a RESP as well.

[Doctor Profit 🇨🇭 @DrProfitCrypto]

Why the Stock Market Is Going to Crash:

Part 1: What the 1973 Oil Crisis Teaches Us:

The Big Sunday Report: Back in 1973, about 5–7% of the world's oil demand was cut off for roughly 5 months, and the consequences led to the worst crash in history since the Great Depression! Today, around 20% of the WORLD'S OIL DEMAND has been affected for 2 months, and there's no end in sight. This means the situation today is even worse than it was during the 1973 oil crisis, and yet most don't understand the pattern! This brings me to the question of how the $SPX (SP500) behaved then, and we need to compare it with now. In 1973, the #SPX crashed 20% as in October 1973 the Oil Embargo was announced. During that time, the S&P 500 was 7% away from its ATH, recovering from an earlier 17% correction, and the market was in strong euphoria believing in the next rally. Investors thought the worst was over, and out of the sudden the embargo hit the market and we saw a sharp drop of 20% that followed in October 1973. The same we saw in March 2026, the Strait of Hormuz was closed and the S&P 500 reacted with a 10% downside move. This is what I call the first shockwave, but what if I tell you that the real, and much worse downside move happened after the announcement of the end of the oil embargo was made ?

The oil embargo officially ended on March 17, 1974. This is when the real crash began, and the S&P 500 crashed 40% within the next 6 months! This was the worst crash since the Great Depression, and only 2008 was worse. The crash didn't happen during the embargo. It happened after the embargo was lifted, when everyone assumed things were going back to normal. The damage to the economy, the inflation, the higher input costs, the broken consumer, had already been done, and the market understood the damage and we see it today as well, as the parallel today is direct. The S&P 500 is making new highs while an oil supply shock is unfolding. Investors are doing exactly what they did in 1973: assuming the issue will resolve and pricing in a soft landing. But once the economic damage becomes visible in earnings and consumer spending, the same delayed reaction is likely to play out, and this is exactly what was addressed by Jerome Powell in the most recent FOMC meeting! Inflation is rising again, the FED can't ease anymore!

Part 2: The Private Credit and Banking Risk:

There's a type of investment fund called a private credit fund. These funds lend money to large companies, working a lot like hedge funds. The problem is that they borrow huge amounts of money themselves to make bigger loans and bigger profits. This is called leverage, and it's a double edged sword. When things go well, profits are programmed, but when things go badly, losses are programmed too.

The situation right now is alarming. Investors are pulling their money out at a record pace, with over $7 billion withdrawn from major private credit funds in late 2025. BlackRock has even blocked some investors from withdrawing money. Loan defaults are at record highs as well, with 5.8% of private credit loans in default as of January 2026, the highest level ever recorded! About 40% of the companies that borrowed from these funds are now burning more cash than they earn, and the stock market is starting to notice, with shares of big private equity and credit firms falling sharply. If these funds collapse, banks go down with them, because banks lent them much of the money in the first place. So what happens if banks fail? Since the 2010 Dodd-Frank Act in the U.S. and the 2014 EU bank rescue rules, governments are no longer supposed to bail out failing banks with taxpayer money. Instead, they use something called a bail-in. They take money from depositors and bondholders and turn it into bank shares. The result is that bank stocks crash and ordinary people lose part of their savings. This is why physical gold and silver are the only real safe haven. I consider owning them a MUST.

The Main Warning Signs

The first and most important is oil. In 1973, oil first moved up, and the stock market crash came after the Arab nations reopened oil supply. The damage was already done. What we're seeing now in the S&P 500 looks like the final push higher before the expected crash. History is repeating itself. The second is the yield curve inversion. This happens when short-term interest rates rise above long-term rates, which is a clear warning sign. It has come before every U.S. recession in the past 50+ years, usually 12 to 24 months in advance. Back in 2025, I wrote a full report pointing to June 2026 as the likely crash zone, and the report was written in September 2025 and can be found here: https://t.co/zmp7L8Yi8c

The third is insider selling at record speed. Company executives and big shareholders have been dumping their own stock at a pace never seen before, especially since August–September 2025. When insiders are selling this aggressively, it tells you everything you need to know and thats something I observe since many months!

The fourth is extreme risk appetite, and right now it's at its highest point since 2021. In simple words, risk appetite means how much investors are willing to bet on risky things like stocks instead of keeping their money safe. Right now, investors are throwing money into risky assets like never before. According to EPFR fund flow data, risky assets have seen record net inflows exceeding safe assets by 220bn over the last 4 weeks, the strongest since the 2021 meme-stock peak. To put it simply, people are pouring much more money into stocks than into safe places, and the gap is the biggest we've seen in years. This also aligns with updates to S&P Global's Investment Manager Index risk appetite gauge and Goldman's proprietary RAI, both hitting multi-year highs. This is the same type of euphoria we saw right before the 2021 top, and history shows that when everyone is greedy and chasing the market at the same time, the top is usually very close and this is the moment when risk appetite is this extreme, it's a clear warning sign, and trust me, you dont want to be among the losers who bought the top!

The 1929 Parallel: Why You Need to Study the Great Depression

Study the Great Depression of 1929, and I can't repeat it often enough. Study it, you need to study 1929! You will notice many similarities. The people who owned physical gold and silver back then were the big winners. Land was sold for even one penny because there was no liquidity at all. Farmers had tons of wheat but there was no one able to buy it. The US President Herbert Hoover famously said right before the great depression, "Prosperity is just around the corner," talking about the stock market and its bullish movements and claiming that nothing could stop the upside move. Everyone in the US was invested in stocks back then, the same as today, as record amounts of retail investors are sitting on stocks currently, the highest amount of retails ever recorded. Now, a hundred years later, we have another president talking about the stock market like no one else. Trump is talking about being tired of winning, or calling it the best economy ever based on the stock market, and ignoring the real economy that is suffering and has no liquidity to breathe currently. I see tons of similarities, and I am scared to even speak it out, but my biggest concern is a repeat of the Great Depression. I am not a doomsday caller, but I am here to remind you that physical gold and silver are more important than ever, no matter what the price says.

My Trade and My Targets

Let me be clear about where I stand. I am not just talking, I am positioned. I have shorted the S&P 500 at 6400, 6700, 6900, and 7100, and my final order remains open in the 7400 region if the market gives us that opportunity. In my view, we are deep inside top territory, and I am placing my shorts right here, right now, for every single reason laid out above. The signs are everywhere. Spotting the top is not the hard part, anyone paying attention can see it. The hard part is pinpointing the exact target on the way down, because that depends entirely on one thing: will the FED print again? And the answer that history teached us is simple. The FED only starts to print once a crisis hits, and now lets ask the same for 2008, where the FED wasnt able to print more money, and the Lehman crisis and the 2008 crash started and how likely is it in the current time ?

In 2008, the FED did not intervene to save Lehman Brothers. Everyone expected a rescue, everyone assumed the FED would step in like it did with Bear Stearns just months earlier. But the FED let Lehman fail, the bank went bankrupt, and the entire financial system nearly collapsed with it. That single decision changed everything. It triggered the worst financial crisis since the Great Depression, and it is the exact reason the bail-in laws I mentioned earlier even exist today. Dodd Frank in the US and the EU bank rescue rules were both born directly out of the chaos of 2008, designed so that taxpayers would never again foot the bill. Next time, depositors and bondholders pay, and this is where the real risk hits the ordinary person. In simple words, if your bank fails, the government will not save it with taxpayer money like in 2008. Instead, the bank takes a part of your savings, anything sitting in your account, and converts it into worthless bank shares of the failing bank. Your money is gone, replaced by stock in a bank that just collapsed. In the EU, deposits up to €100,000 are technically protected by deposit insurance, and in the U.S. up to $250,000 by the FDIC, but anything above that is fair game, and history has already shown us this is not theory. It happened in Cyprus in 2013, where depositors lost a huge chunk of their savings overnight, and this will let the fire of the crash expand.

So for my targets, I see three realistic scenarios, and they all depend on the FED:

Scenario 1: The FED panics and prints again. If inflation cools enough to give them room, they flood the system with liquidity, and the crash is contained to a sharp but limited drop. This is the most "comfortable" outcome for the market.

Scenario 2: The FED is trapped by inflation and cannot print. With inflation rising again, as Powell himself just confirmed, the FED may have its hands tied. No money printing, no rescue, and the market bleeds out for months. This is the painful, drawn-out scenario.

Scenario 3: A full 2008-style collapse. The FED lets something break, just like they let Lehman break, and the entire system cracks open. Bail-ins get activated, banks fall, savings get wiped, and the SP 500 sees a crash on the scale of 2008 or worse. This is a very real option, and I refuse to take it off the table.

I am positioned for all three, and depends on the targets the probability that we are at top area is extreme high. The only question left is how deep the FED is willing to let this fall, and based on inflation, based on Powell's own words, and based on the political climate, I believe the risk of scenario 2 or 3 is far higher than the market is currently pricing in. The top is in, or it is extremely close. I am short, and I am staying short with an invalidation once the FED starts printing once again!

The next weeks will be very important and many will miss out on real time updates and thats where premium is worth everything. It costs $59 / month and thats less than some of the trading fees you are paying! I cant repeat it more often but premium offers insights you are getting no-where else. Join here: https://t.co/kcREa27FtQ

[Toni Ghinea @ToniGhinea]

1) $BTC under 114k soon
2) massive market crash in Q4
3) FED cut in October (rates near zero in 2026)
4) relief rally in November - December
5) no alt season
6) 2026 = biggest recession since 2008
7) buy the bottom in the next 6 - 8 months!
8) new bull run begins in 2026/27

This is the future.

[Break!ngNews. @OJBreakingNews]

Khawhom.[4K resolution]

[Toni Ghinea @ToniGhinea]

1) $BTC 110 - 115k soon
2) final market rally in July/August
3) TOP in Summer
4) FED cut in July/September
5) Elon is right about Trump
6) Massive Recession Q4 2025 into 2026
7) collapse of US markets
8) 2026 - 2027 new bull cycle begins

[Petæ Lynch @Petae_Lynch]

การขอเครดิตภาษีเงินปันผลหุ้น
-หากเงินได้สุทธิเสียภาษี &lt; 28%, ให้ขอเครดิตภาษีเงินปันผล
-หากเงินได้สุทธิเสียภาษี &gt; 28%, ไม่ต้องขอเครดิตภาษีเงินปันผล

[Ahmed @CryptoBheem]

$SPX ouch how do we save this one now?

[ionicXBT @theionicXBT]

if you don’t buy FEAR, you’ll never make it

if you’re scared of RED candles, you’ll never make it.

if you don’t buy FUD, you’ll never make it.

if you don’t have PATIENCE, you’ll never make it.

if you panic SELL, you’ll never make it.

if you let EMOTIONS takeover, you’ll never make it.

if you sell BOTTOMS, you’ll never make it.

[NILqnommoc 🍺,🍺 @qnommoc123]

@GVRCALLS Bro thoughts on $XVS

[NILqnommoc 🍺,🍺 @qnommoc123]

@HeyMagai Do you have full list of AI models you guys provide?

[Crypto GVR @GVRCALLS]

Sir #Altcoins dumping hard 🩸🩸🥹🥹

GVR :- So what I’m buying all dips

Panic people sell now and smart people buy now ✅

[Lucky Chart Ape @luckychartape]

$BTC
#bitcoin
Would you survive?

Major retracements are inevitable. Would you survive a move from 165k, back to 35k over the next 2 years?

[Anonymous | Crypto Predictions @Crypto_Twittier]

#Altcoins $Eth $Btc

As crazy as it may sound, these are the best times to buy. When you get that sick feeling in your stomach that "it's over", BUY (DCA) the fear. Do the opposite when you are feeling greedy, SELL (DCA) out of FOMO.

Let's revisit this in a couple of months.😉🥂

[フ ォ リ ス @follis_]

"Bullish Q1"

[Roman @Roman_Trading]

Because the most basic rule in trading is you never buy anything at ATHs.

You buy red and sell green.