Edward

Engineering | Tech | Investing | Personal Finance

[Edward @quantum_heat]

Fidelity Friday

Invested: $861.35
Buys: $SPLG, $VXF, $SCHG, $SCHD, $VXUS

Documenting my investing strategy and journey. The goal is to hit $100k invested.

“The first $100k is a B$?!# , but you gotta do it” -CM

[Edward @quantum_heat]

@GarciaCap Main difference between the Rolex and Waterbury is one tells time in $13k while the other tells time sub $600. I’d go with option 2 and invest the rest. Honorable mention Seiko SSK019: https://t.co/EkwXEgdMS0

[Flea @flea333]

I am a product of the Los Angeles Unified School District

[Edward @quantum_heat]

🏃🏻‍♂️

[Nick | Dividend Investor & Educator @Smartnetworth1]

There’s going to come a time when your investments pay you more than your 9-5 job. Stay the course

[Fiona | The Millennial Money Woman @The_MMW]

Do yourself a favor:

Get rich.

[Dan Go @CoachDanGo]

If you can get in shape you can make a lot of money.

The disciplines are almost the same.

[Fiona | The Millennial Money Woman @The_MMW]

Never rely on one income stream.

Create multiple income streams:

• Earn royalties
• Earn capital gains
• Earn rental income
• Earn interest income
• Earn dividend income
• Earn business income

Diversify your income streams.

[Fiona | The Millennial Money Woman @The_MMW]

How to build wealth:

Step 1: Spend less than you earn
Step 2: Increase your income
Step 3: Buy assets

Simple. Not easy.

[Kenny | Accent Investing @AccentInvesting]

The fastest way to look rich:

• New car
• Luxury apartment
• Designer clothes

The fastest way to be rich:

• Paid-off car
• Cheap housing
• Boring investing

Don’t be fooled by how people look.

[Marcos Milla @MarcosMillaYT]

5 ETFs that are almost guaranteed to make you a millionaire by retirement

1. $VOO
2. $VT
3. $VTI
4. $SCHG
5. $QQQM

[CooperBaggs 💰🍞 @edgaralandough]

The 401(k) was created in 1980.

The Roth IRA was created in 1998.

Give your parents a break if they didn’t teach you how to save for retirement, they were figuring it out themselves at the time.

[Edward @quantum_heat]

@SawyerMerritt Get 3 months of Full Self-Driving (Supervised) or up to $1,000 off with my referral link. https://t.co/2GEL1ls3bF

[Edward @quantum_heat]

@cadeinvests Let’s go!

[The Money Cruncher, CPA @money_cruncher]

If you make $100k in wages in 2026, you will pay:

> $13,170 of federal taxes
> $7,650 of payroll taxes

But if you make $100k from long term capital gains or qualified dividends, you will pay:

> $5,618 of federal taxes

Invest your money. Retire early. Pay minimum in taxes.

[Coach Mak | Know Your Money @WealthCoachMak]

Cash Secured Puts
+
Quality Stocks
+
Covered Calls
+
Buying LEAPS
+
Long Term Investing
+
Dividends
=
The Magic Formula

[Nick | Dividend Investor & Educator @Smartnetworth1]

Your $700 a month car payment is what’s holding you back. That’s $8,400 a year you’ll never be able to grow.

[Darrell Aden @darrelltalksfi]

Most people approach their finances backwards.

They get paid, spend their hard-earned money, and try to save whatever’s “leftover.”

This leads to:

• Overspending
• No savings
• Stress

It’s like trying to fill a bucket with a hole in the bottom. You’ll never actually save anything.

Instead:

• Pay yourself first
• Save for the future
• Invest for retirement

Then you can spend whatever is left over.

Trust me, you work too hard for your money not to keep some of it.

[Lindsay @lindsay__stamp]

When I was 23 years old I got a letter from my employer telling me I was on track to retire in 2058 and that’s what scared me into taking this financial freedom thing seriously.

[JOHN HENRY @thejohnhenry]

Most of the millionaires I've met
do boring things.

They didn't:

- Invent something.
- Build something.
- Change the world.

Instead they:

- Bought stock.
- Bought property.
- Invested long term.

Most people want the hack but
the hack is consistency.

[Nick | Dividend Investor & Educator @Smartnetworth1]

Invest your money or stay poor for life. That’s the bottom line.