Chief

Abundance!

[Chief @Ragin20s]

In times of spiking inflation, how do you protect your wealth? Definitely not cash but you need some of it, always remain a little liquid for emergencies & opportunities.

1. BTC
2. Equities(Tech sold off aggressively but what's the other option)
3. Gold(y not)
4. Bonds(avoid)...

[Chief @Ragin20s]

@pmarca @gregisenberg Even the things that matters are not that great, workflows aren't new either. Pi has an extension built months ago that does similar subagent workflows. Impressive stuff. But i guess the frontier labs will simply just copy open source.

[Nik “The Carny” Lentz @NikLentz]

Life is largely random.

Many of the bad things that happened to you were not your fault. And, similarly, many of the good things had less to do with your effort than you want to believe. You simply lucked into a position of strength for a moment.

But if you react properly to those random events, then over time and through sample size, you can grind out a statistical advantage.

In periods of good luck, you enhance the returns. In periods of bad luck, you protect yourself emotionally, stay dedicated to who you are becoming, and stay rooted in God.

That is how the portfolio of your life starts to exceed its benchmarks.

Life is game of chance, but you don't have to be a slave to randomness if you approach it correctly.

[Chief @Ragin20s]

Yup, 7years in. feels like 10 lol but this is accurate.

[Nik “The Carny” Lentz @NikLentz]

Trading is not something you just pick up. If you start today, you probably won’t understand anything for at least a year.

Be horrible for 3. Start understanding at 5. Become truly competent around 7-10.

It’s not a game. Nothing replaces those years in the market.

[Chief @Ragin20s]

Series H???

[Anthropic @AnthropicAI]

We've raised $65 billion in Series H funding at a $965 billion post-money valuation, led by @AltimeterCap, Dragoneer, @Greenoaks, and @sequoia.

This investment will help us advance our research and expand our capacity to meet growing demand for Claude.

[Chief @Ragin20s]

@iEmekaa 2018/2019

[Andy Constan @dampedspring]

@NancyMace Our seniors should pay more than they do now. They have been the direct beneficiaries of fiscal expansion more so than any cohort except possibly corporates (but the seniors own the shares of those corporates).

Speaking as a senior and beneficiary btw

[Chief @Ragin20s]

$500 for 1 AMD share. Mad.

[Chief @Ragin20s]

Zephyr said $AMD was mispriced at $200/share and you didn't buy.

Zephyr & Citrini wrote a paywalled memo, then publicly told you $AEHR is one of those gate kept at $30ish and you still didn't buy.

AMD is now pushing $400 and AEHR crossed $100. It's been only 3months.

[Chief @Ragin20s]

Finally got a gas car and took my 3 year old to the gas station. Kid asked me "Dad, whats that?" I just realized in his entire 3.5years of life he has never seen me pump gas. World has changed in so many ways.

[Chief @Ragin20s]

Thinking of either getting a full spec $5000 MacBook pro or getting 1 or 2 second hand RTX 3090/4090. Trying to run local inference. A 5k MacBook seems overkill with not alot of performance from what i'm seeing.

[Chief @Ragin20s]

Wanted to learn how to build agents and ended up building my own coding agent. Slowly using less claude code, codex and pi. Really liking my own. I forget these days you can just build whatever you want.

[Chief @Ragin20s]

If you don't make it in the semis boom and manage to survive layoffs 26/27. It's going to be a '08 style dump and half a decade of pain. Good news on the other side of that. Make the best of 2026.

[Matthew Berman @MatthewBerman]

https://t.co/BlPai7SvkK

[Chief @Ragin20s]

Yes this is about amazon's chip but intel makes CPUs

[Chief @Ragin20s]

Anyways, if you want to know why INTC is relevant again and why this time might be different. Or maybe it's just 1999 all over again.

[Amazon News @amazonnews]

https://t.co/gyTXUJRWDu

[Chief @Ragin20s]

Trump said INTC is a national strategic asset and you didn't put half your networth on the line. You only nibbled.

Yup, thats me.

[Chief @Ragin20s]

Zephyr said $AMD was mispriced at $200/share and you didn't buy.

Zephyr & Citrini wrote a paywalled memo, then publicly told you $AEHR is one of those gate kept at $30ish and you still didn't buy.

AMD is now pushing $400 and AEHR crossed $100. It's been only 3months.

[Gap | Suby @gaspardlezin]

I sent $1,000 from New York to Lagos through 8 payment rails. The best delivered ₦1,400,000. The worst delivered ₦1,323,000. That ₦77,000 gap = one month of groceries for a family in Lagos.

Yesterday's rail comparison got sharp feedback. The strongest critique: "Try this on a low-liquidity corridor. I bet stablecoins don't look the same."

Fair. So I redid the experiment on the hardest corridor I could find: Nigeria.

𝗪𝗵𝘆 𝗡𝗶𝗴𝗲𝗿𝗶𝗮 𝗯𝗿𝗲𝗮𝗸𝘀 𝘁𝗵𝗲 𝘂𝘀𝘂𝗮𝗹 𝗻𝗮𝗿𝗿𝗮𝘁𝗶𝘃𝗲:

The Naira isn't one currency. It's two.
→ The official CBN rate: ₦1,345 per USD. Banks, SWIFT, Wise, Western Union must use it.
→ The parallel market rate: ₦1,400 per USD. It's where real dollar supply meets real demand.

That 4% gap isn't a fee. It's the government pricing the naira higher than anyone is willing to pay for it.

𝗪𝗵𝗮𝘁 $𝟭,𝟬𝟬𝟬 𝗮𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝗱𝗲𝗹𝗶𝘃𝗲𝗿𝗲𝗱 𝗶𝗻 𝗟𝗮𝗴𝗼𝘀:

🥇 USDT P2P: ₦1,400,000 (30 sec, $0.01)
🥈 Yellow Card: ₦1,393,000 (2 min)
🥉 Bitcoin: ₦1,393,000 (~10 min)
4️⃣ Sendwave (International Remittance): ₦1,372,000 (15 min)
5️⃣ Wise: ₦1,344,000 (CBN rate)
6️⃣ Swift: ₦1,344,000 (3-7 days, $50 fee)
7️⃣ Western Union: ₦1,330,000
8️⃣ PayPal Xoom: ₦1,323,000 (5.5% hidden spread)

𝗛𝗲𝗿𝗲'𝘀 𝘄𝗵𝗮𝘁 𝘁𝗵𝗲 𝗰𝗼𝗺𝗺𝗲𝗻𝘁𝗲𝗿𝘀 𝘄𝗲𝗿𝗲 𝗿𝗶𝗴𝗵𝘁 𝗮𝗯𝗼𝘂𝘁:

That USDT P2P rate only exists because someone, somewhere, holds naira and wants dollars. The P2P desk IS the off-ramp. It's real infrastructure, with real liquidity risk.

But here's what they couldn't see on the Paris–NY corridor:

In a dual-rate economy, stablecoins aren't just faster. They give you access to a different price. The real price.

Nigeria has the world's 2nd-largest P2P crypto volume. Not speculation. Access to the actual dollar rate, without flying to Lagos with a suitcase.

The next decade's fintech question isn't "will stablecoins replace SWIFT?"
It's "what happens when 2 billion people in dual-rate economies realize they can bypass the official channel?"

₦77,000 on $1,000 tells me the question is worth asking.

PS: I'm the founder of @subyhq and I weekly posts on payments, stablecoins, and building across borders. Follow for more.

[Chief @Ragin20s]

GPT 5.5. With glm and deepseek shipping like crazy, i wont need claude soon enough. Barely use it anymore

[Chief @Ragin20s]

Honestly thought shopify was going to die with ai but my goodness. They are adapting it like it was meant for them. I'll invest again