Rajesh Singh

Randomness, choice, value creation, joy , investing, it's ephemeral life.

[Dustin @r0ck3t23]

Elon Musk just put a price tag on obedience. It costs $200,000.

Musk: “You don’t need college to learn stuff. Everything is available basically for free. You can learn anything you want for free.”

Every lecture. Every textbook. Every framework ever written. Free on any screen in any country right now. The entire knowledge monopoly collapsed in a decade. Nobody updated the price tag.

Musk: “Colleges are basically for fun and to prove you can do your chores. But they’re not for learning.”

Strip the ivy and the branding. What’s underneath is a four-year obedience trial. Can this person follow instructions on a schedule without asking why.

Musk: “There is a value that colleges have, which is seeing whether somebody can work hard at something, including a bunch of annoying homework assignments, and still do their homework assignments.”

That is the entire six-figure value proposition. Not what you know. Not what you can build. Whether you can be managed. The establishment doesn’t need you educated. It needs you domesticated.

Musk: “If you’re trying to do something exceptional, you must have evidence of exceptional ability. I don’t consider going to college evidence of exceptional ability.”

The system doesn’t produce exceptional. It produces manageable. It takes the most creative years of your life and teaches you to wait for instructions. That is not education. That is containment.

Musk: “Gates is a pretty smart guy, he dropped out. Jobs is pretty smart, he dropped out. Larry Ellison, smart guy, he dropped out.”

They didn’t leave because they couldn’t keep up. They left because the ceiling was underground.

8 billion people now carry the same library in their pocket. The one these institutions charged a lifetime of debt to access.

The only product the university still sells is the belief that you need one.

[niveshak @Sandeepnirvan]

𝗧𝗵𝗲 𝗠𝗼𝘀𝘁 𝗨𝗻𝗰𝗼𝗺𝗳𝗼𝗿𝘁𝗮𝗯𝗹𝗲 𝗜𝗻𝘃𝗲𝘀𝘁𝗶𝗻𝗴 𝗧𝗿𝘂𝘁𝗵 — 𝗙𝗲𝗮𝘁. 𝗦𝗮𝗻𝗸𝗮𝗿𝗮𝗻 𝗡𝗮𝗿𝗲𝗻

This 6.38-minute video is a masterclass for Value Investors with a Margin of Safety.

If anything goes up by more than 100% in a year, stay away from it.

If any asset class delivers more than 40% CAGR over the last 5 years, you should be careful (fearful).

If anything goes down by 50% in a year, start adding long positions.

If anything delivers flat to negative returns for a decade, it's an opportunity with the least possible risk.

[jeevan patwa @jeevanpatwa]

#Infy #TCS 50% down from top.

Large caps are safe is a myth

Safety comes from underlying business and not from MCap

[Hanako @hanakoxbt]

KARPATHY JUST KILLED THE PROMPT ERA WITH A SINGLE DOCUMENT

prompts are easy. loops are hard. and writing fifty prompts a day is the work nobody does twice.

he shifts the burden to the harness.

you define the contract once. the model writes, reviews, restarts, and reconciles. you keep judgment. it keeps the loop.

the throughline is the same in every rule: the human owns the spec and the boundary. the model owns the execution and the bookkeeping.

planner never touches code. generator never grades itself. state lives on disk, not in context.

9 rules. start with one feature, not ten. most people are still typing prompts. this turns Claude into an agent that finishes the job on its own.

here is the official document from Karpathy explaining the architecture

[Sahil Bloom @SahilBloom]

I’m convinced that the most underrated trait in a romantic partner is that they bring peace into your life. Days are filled with enough chaos and uncertainty. Being able to come home to someone who defaults to emotional consistency, who creates a peace, is massively underrated.

[Ronit Pereira @CAronitpereira]

“Charlie and Warren always knew they were going to be rich, but they weren’t in a hurry.”

“Warren said to me, if you’re a slightly above average investor, you spend less than you earn and do not use leverage, you can’t help but get rich over a lifetime.”

- Mohnish Pabrai

[Finansal Özgür @finozg]

🧠 Warren Buffett:

“Hayatta istediğim her şeye sahibim.”

“Bir yerine on evim olabilirdi. Daha mutlu olur muydum? Asla.

İki yerine on arabam olabilirdi. Daha mutlu olmazdım. Bu beni çıldırtırdı.”

↓

“400 metrelik bir yatım olabilirdi.

Ama o zaman onlarca kişilik mürettebatı yönetmek zorunda kalırdım.

Bazıları benden çalardı.

Bazıları birbiriyle kavga ederdi.

Kim bilir daha neler olurdu?

Gemi kaptanı olmak isteseydim başka bir mesleğe girerdim.”

↓

İnsanlar zenginliğin daha fazla şeye sahip olmak olduğunu düşünüyor.

Oysa gerçek zenginlik;

İstemediğin şeyleri satın almak zorunda olmamak,

İstemediğin insanlarla çalışmak zorunda olmamak,

Ve zamanını istediğin gibi kullanabilmektir.

Finansal özgürlüğün özü budur.

(Charlie Rose, 2009)

[Ian Cassel @iancassel]

The stock market's job is to always make you feel like you are missing out on something.

The stock market's job is to always make you feel like you should be doing something.

The stock market's job is to get you to do the wrong thing at the wrong time.

[Kevin Carpenter @kejca]

Charlie Munger's rules for a happy life.

(1) "The first rule of a happy life is low expectations. That's one you can easily arrange. If you have unrealistic expectations, you're gonna be miserable all your life."

(2) "When you get reverses, if you just suck it in and cope — that helps. Don't just fretfully stew yourself into a lot of misery."

(3) "Do you know what [Rose Blumkin's] mottos were? Always tell the truth and never lie to anybody about anything. Those are pretty good rules."

"A lot of the good rules of life are like that. They are just very simple."

(Daily Journal AGM || 2021)

[Percy @percyishim]

Billionaire, Tony Robbins explains why most people never build real wealth even when they live in a system full of opportunity.

“So IPhone has ran for 18 - 19 years. If you got an iPhone each time, you spend $22,000 and some change at retail price”

“But if you bought Apple stock, same amount of money on the stock you’d be up $326,000 instead of being out $22,000”

“If you’re going to use an Apple phone then at least own the company”

“What are they making a mistake of? They’re consumers not owners. We’re a consuming society and we train our kids to be consumers as well”

[Documenting Saylor @saylordocs]

WARREN BUFFETT:

“IF YOU INVEST IN A STOCK, YOU MUST BE MENTALLY READY TO WATCH IT DROP 50% OR EVEN MORE — AND STAY CALM THROUGH IT.”

[Ronit Pereira @CAronitpereira]

Warren Buffett on Marriage and Work:

"There was fellow who spent 20 years looking for a perfect woman and then he found her but unfortunately she was looking for the perfect man." 😂

"So it's enormously important who you marry and who you work for."

Charlie Munger: "Well of course you'll do better if you have a passion and considerable aptitude in the work you do.”

"I think if Warren had gone into the ballet, nobody would've heard of him.”😂

[Brian Feroldi @BrianFeroldi]

New investors ask, ‘Is it up or down?’

Experienced investors ask, ‘What’s it worth?’

[Porinju Veliyath @porinju]

Market Wisdom by Ashish Chugh @hiddengemsindia
https://t.co/CHpd6wkaIJ

[Vishal Sikka @vsikka]

I learnt a long time ago that there is a big difference between making a living and making a life. In the times to come, AI will get increasingly better at the skills that we've used to make a living. Our imperative will be to instead make lives. Not artificial lives. Or artificial lives. But our own lives and of those we love. As machines get better at answering, and solving what they are asked, our work is to get better at asking, at making, creating, and deciding which questions are worth a life, and refusing to outsource that.

[Kevin Carpenter @kejca]

Charlie Munger: "There will never be any shortage of good people in the world. All you've got to do is seek them out and get as many of them as possible into your life — and keep the rest the hell out."

[Rajesh Singh @Rajesh_FC]

@narendramodi @NITIAayog @PMOIndia Vital to be atmnribhar in key technologies or use open source and contribute for betterment of all, time to act was a few years ago but it is still not late

[Malay Krishna @Malay4Product]

This is so significant for us here in India.

The US government just told Anthropic to cut off its two most powerful models from foreign nationals, inside or outside America.

Anthropic could not cleanly fence off foreigners from Americans, so it pulled Fable 5 and Mythos 5 for everyone.

Let me walk you through what happened & explain what this means for us.

This week Anthropic launched two new models, Fable 5 and Mythos 5.

Both sit on the same very capable base. Mythos is the heavy one. It is so good at finding software security holes that Anthropic kept it limited to a small set of trusted partners under a program called Glasswing.

Mozilla said it fixed hundreds of security bugs using an early version of it. That cyber skill is exactly what makes the model valuable, and exactly what makes a government nervous.

On Friday, US Commerce Secretary Howard Lutnick sent a letter to Anthropic's CEO putting both models under export control.

By one account, the trigger was another company claiming it had jailbroken Mythos. The government had also tried earlier to get Anthropic to delay the launch and failed. The letter came right after that.

Anthropic complied within hours but pushed back hard in public.

It says the so-called jailbreak is narrow. Other public models like GPT-5.5 already do this, and security defenders use it every single day.

Anthropic's argument is simple. If a minor finding like this can yank a model used by hundreds of millions of people, then no frontier model from anyone could ever stay online.

The company also built Fable with extra guardrails and a 30-day data retention rule specifically to catch and shut down misuse fast, so being recalled over this stings even more for them.

Now, what does this mean for you and me, building on these tools from Bengaluru or Pune.

Day to day, almost nothing changes right now. Fable 5 and Mythos 5 are gone for everyone, but Claude Opus 4.8, Sonnet and Haiku all still work. Your normal Claude usage is fine. ChatGPT and Gemini are fine.

But the deeper story is that the most powerful AI is now being treated like advanced chips. A controlled export.

The same way the US decides which Nvidia chips India is allowed to buy, it can now decide which AI models India is allowed to use.

And the word "foreign national" puts all of us in one bucket, friend of America or not.

Remember that Anthropic's own CEO was in New Delhi in February, talking up AI for India. That closeness did not stop the tap from being turned off.

So this can lead to interesting ramifications.

One. A two-tier AI world.

US persons get the top tier, the cyber-capable frontier. The rest of us get the model one notch below, and even that can vanish overnight. This order landed at 5:21 PM with zero warning and the model was gone the same evening.

Two. A massive reason for India to build its own.

Every minister and founder talking about sovereign AI just got handed proof. If a tool can be switched off from a foreign capital you do not vote in, you cannot put anything critical on top of it.

Not a bank, not a hospital system, not a government service, nothing.

Three. A lesson for builders.

Do not wire your product to a single model from a single country and assume it stays.

Keep a fallback model ready to swap in. Abstract your prompts so you are not married to one provider. Treat model access like a supply chain with risk.

Four. Slower, messier launches ahead.

If governments can pull a model over a narrow finding, every lab will get more cautious about what it ships and where.

Expect more launches that are geo-gated from day one, where India is simply not on the list at the start.

I use these tools all day and I am not about to stop. I am not panicking and neither should you. None of this breaks your workflow tonight.

But if you are building on American AI from India, treat today as the day to plan for access being pausable.

Keep a backup. Read the sovereign AI conversation a lot more seriously than you did last week.

[Ramesh Srivats @rameshsrivats]

US policy is becoming clear. They don’t want natural intelligence coming in or artificial intelligence going out.

[Amarnath Shivashankar @Amara_Bengaluru]

AUM of 12000 cr in June 2023 to an AUM of 2500 cr in May 2026 is the real Sankatkaal sir.

Saurabh Mukherjea says we are in Sankatkaal but his PMS clients have been in Sankatkaal ever since they gave their money into the hands of Marcellus Investment Managers.
His main Scheme Consistent Compounders Portfolio benchmarked against Nifty 50 fell short of even Nifty 50 returns over 1 year, 2 years, 3 years, 5 years, and since Inception. So are his other schemes.
His client base fell from 7000 clients to 2133 clients in last 30 odd months.
AUM fell from a massive 10000 cr to 2515 cr in the last 30 months. Marcellus has seen negative net flows every month.
He is an amazing salesman but clients have seen through his inability to generate returns.

Our Media houses dont question him because they need each other to scratch each other’s back. Its a shame. Retail Investors must be extremely careful when we have such a scary ecosystem built by incapable fund managers and media houses.

[Nooresh Merani @nooreshtech]

20% $ Return for NRIs.

Source = https://t.co/xKrVZdiYix