Dibug

Ralph DiBugnara Speaker. Branding Expert. Best-Selling Author. World Real Estate & Mortgage Leader

[Dibug @rdibug]

Mortgage rates are back above 7%, and the housing market is adjusting.

More homes for sale. More price reductions. Less competition in many markets.

Here's what buyers need to understand: A higher mortgage rate doesn't automatically mean a bad buying opportunity

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Mortgage rates above 7% are reshaping the housing market. Active listings are up, median prices are down, and over 20% of listings have seen price cuts.
#RealEstate #HousingMarket

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Mortgage rates jumped 7.28% this week, the biggest leap in 4 years! But a weaker jobs report might bring relief. In NY/NJ, home prices are still rising 6.3% YoY.
#MortgageRates #RealEstate

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National housing market headlines can be misleading. Home prices vary wildly by location, with some markets soaring while others decline. Understand your local market for smart real estate decisions.
#RealEstate #HousingMarket

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Mortgage rates are high, and everyone hates them. But a 7% rate means less competition, creative financing, and more seller concessions. Opportunity is waiting for those who adapt, because you can refinance your rate, but you can't change home prices.
#RealEstate #MortgageRates

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HUD just expanded rehab loan limits, giving buyers more funds for renovations. This "inventory solution" loan lets you buy and update overlooked homes, creating instant equity.
#MortgageTips #HomeRenovation

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In today's market, locking in your interest rate is crucial. Predicting market shifts is nearly impossible. Build your budget around a conservative, higher rate—any drop will be a pleasant surprise.
#RealEstate #MortgageTips

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How Homebuyers Can ‘Rate-Proof’ Their Budgets in a Volatile Mortgage Market https://t.co/lSlgiHdhzV

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Mortgage rates are hovering around 7%. Lenders are getting aggressive with 2-1 buydowns, ARMs, and seller/lender credits. Use this to your advantage! #MortgageRates #RealEstateTips

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The real uncertainty from yesterday's Fed rate hike isn't the increase itself, but the silence on future policy. While inflation concerns drove the hike, the market's anticipation means today's payment might not change much.
#FederalReserve #InterestRates #Economy

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Because for someone trying to buy a house, the bigger question isn’t:

“What did the Fed do?”

It’s:

“What does the market think happens next?”

That’s what can really move your mortgage payment

[Dibug @rdibug]

The Fed makes its rate announcement today.

Here’s what homebuyers need to understand

1. The Fed does NOT directly set mortgage rates.

2. Everyone will be watching the headline today hike, hold or cut. It doesn’t mean anything until the bond market reacts

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Mortgage Rates vs. Inflation: Your Payment Shock #shorts https://t.co/wVI4SnaJum via @YouTube

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The housing market doesn’t need 3% mortgage rates to get moving again. It needs buyers to feel confident that rates, prices and payments are becoming predictable. Stability may matter more than a dramatic rate drop.

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We are not limited by what we don’t know, we are trapped by what we are positive that we do know. All the self-help books in the world won’t help you make yourself better without
first addressing the things that we think a certainty that are only that way in our mind.

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$14 Trillion in Debt… but $17 Trillion in Equity. Which side are you on?
📉 Debt records shattered.
📈 Home equity at all-time highs.
The numbers tell a story—are you writing the ending?
https://t.co/WNTOx4YbJ3

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I was just interviewed by @jcasmon and shared about not using interest rates to select a lender. Check out the full discussion here.

Link- https://t.co/1VKfulxrUK

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Excited to share this article that I contributed to. Shout out to @qwoted. https://t.co/x5yhFvhSHZ

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Real estate expert Ralph DiBugnara breaks down marketing real estate in social media https://t.co/vm3Fndy8wi

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Listen to "Dollars & Dwellings Podcast". Real Estate seems to be in the news every day, high rates , high rent &high inflation. D&D hosts Pat & Ralph get into what you need to know now to navigate this ever changing market .
https://t.co/C8okoFtoMI