WealthED

Personal Finance & Investing on Youtube.. *Not a financial adviser*

[WealthED @realWealthED]

@SteveCh78581571 @cmsinvests I was thinking more like 79trillion by next week..

[WealthED @realWealthED]

@bzhang90 @cmsinvests

[WealthED @realWealthED]

I’m really confused about 401(k). I’m contributing up to my employer match. Should I be maxing it? Or instead invest in a brokerage to keep the money liquid?

[WealthED @realWealthED]

@BarbellFi To buy, or not to buy—nay, that is the wrong question!
Thou art attempting to time the market's fickle tides, yet thou dost fail to grasp that compounding interest is the true magic of the realm! Hark, even the grandest merchants of Venice cannot outsmart the index fund!

[WealthED @realWealthED]

Stock of the Day: #Atlassian $TEAM

[WealthED @realWealthED]

It’s an incredible feeling when your portfolio gains two months’ worth of salary in a single week.

Days like this are a great reminder: when you actually invest and not gamble on random stocks, your money works harder to make money for you than your job ever could. Keep building.

#Investing #FinancialFreedom #WealthBuilding

[WealthED @realWealthED]

Maybe you know more than me, but I have no clue when the market will top. I was told the “market is topping” two months ago when SPY fell from $760 to $725, and sitting out cost a lot of people gains.

Frankly, no one knows. It could top today, or it could go up another 20% before a correction.

People love citing Warren Buffett’s cash pile as a sign to get out, but they usually miss the full context:

His cash:
End of 2022: $128.6 billion
End of 2023: $167.6 billion
End of 2024: $334.2 billion
End of 2025: $373.3 billion
Q1 2026: $397.4 billion

Meanwhile, the S&P 500 is +110% since the end of 2022 and +12% since the end of 2025.

Two important points on his situation:

1. He is still heavily invested. He has over $260 billion in equities. He hasn't "pulled out" of the market; he just has massive incoming cash flow from Berkshire's insurance operations and businesses.

2. The "Scale Penalty." Because of Berkshire’s size, he can't just buy regular stocks without moving the price. He needs massive, multi-billion-dollar deals to make a dent. Individual investors don't have that restriction.

Missing 20–30% upside doesn’t hurt a giant conglomerate, but it severely hurts individual wealth building over time. To time the market, you have to be right twice: when to get out, and when to get back in—which most people miss.

Personally, I keep around 10% in cash and the rest invested. If the market goes up, I keep investing. If the market goes down, I invest more. With age and time on my side, sticking to a consistent strategy works better than trying to predict the top. Of course, you might have different goals, constraints and risk tolerance. What works for me, might not work for you..

[WealthED @realWealthED]

@mdnghtmss

[WealthED @realWealthED]

$SPCX continuing with the “Head and shoulders, knees and toes” chart pattern.. still not in my buy range.

#spacex

[WealthED @realWealthED]

Western Digital earnings summary: $WDC

[WealthED @realWealthED]

Earnings to watch tomorrow (August 5):

1. Sandisk $SNDK
2. Uber $UBER
3. Duolingo $DUOL
4. Western Digital $WDC

[WealthED @realWealthED]

@Firefighting @real4highstreet @USronaldcarter The key word was good companies.. like Apple, Microsoft, Google.. Hold the bag long term and you’ll be fine.
Now if you want to follow a guy on X who wants you to buy a $5 stock and a dream that its gonna go to $140, you’ll end up a bag holderzz

[WealthED @realWealthED]

@MsVeilMoney If you’re a trader, I understand what you’re saying.

But if you’re an investor and feel that way, you’re looking at your brokerage account too much. I bought $MSFT, set limit orders to take profits, and forgot about it. It doesn’t matter what it’s doing in the short term.

[WealthED @realWealthED]

#Uber earnings summary:
$UBER

[WealthED @realWealthED]

Earnings to watch tomorrow (August 5):

1. Sandisk $SNDK
2. Uber $UBER
3. Duolingo $DUOL
4. Western Digital $WDC

[WealthED @realWealthED]

@Firefighting @USronaldcarter I know people who’ve been living with the same thought this whole year and have missed multiple X gains this year.
It’s good to be cautious. But if you’re invested in good companies, none of this really matters.

[WealthED @realWealthED]

#StockOfTheDay: Insulet $PODD

This one is on my watchlist now..

#investing #insulet

[WealthED @realWealthED]

They’re all buying $MSFT

Is #Microsoft just getting started?

[WealthED @realWealthED]

What’s stopping $MSFT to touch $500?

[WealthED @realWealthED]

Earnings to watch tomorrow (August 5):

1. Sandisk $SNDK
2. Uber $UBER
3. Duolingo $DUOL
4. Western Digital $WDC

[WealthED @realWealthED]

Stock of the day: Wayfair $W