Regency Capital Management Inc.

We enrich lives through steadfast fiduciary values and a powerfully rational approach to money and life.

[Neil Rose @NeilTRose]

My Costco card picture still shows me holding a 5 month old chubby baby.
He turns 18 this month.
https://t.co/30pBxM6eSg https://t.co/JqWvzoHW2j

[Neil Rose @NeilTRose]

Crazy Rich Insider Traders https://t.co/OEqWU815Jt

[Neil Rose @NeilTRose]

Walking on thin ice.
https://t.co/Da0pcPr5K8

[Neil Rose @NeilTRose]

It took me awhile to recognize another gem and differentiator at Regency--something I had long assumed was table stakes for any advisor.

Advisors rarely work with clients' CPAs and other professionals (estate planners, trustees, CFOs and other financial consultants). This still strikes me as odd since there's so much value and low-hanging fruit for a client with just a little communication and collaboration between professionals.

I think the what's behind the lack of integration is the same thing behind the industry's overall service shortcomings: it's the model itself. To an advisor, a mass market, product-based approach--being a mile wide and inch deep--means thousands of clients and more assets under "management."

There’s more money in it. The downside is underwhelming service, performance, and client satisfaction.

Mass market will never be our game plan: there's plenty of work in our wonderful niche, work we can be proud of and continuously improve.

We're far from where we want to be in terms of generating value with clients' other professionals, but I'm a harsh grader. But I have to acknowledge and be grateful for the surpassing efforts of my colleagues at Regency who do it the best in town.

We are gearing up for another leap forward. I can't wait
https://t.co/9pOstjbv8v

[Neil Rose @NeilTRose]

https://t.co/cXrPyH2Avr A Grandparent’s Guide to Gifting

[Neil Rose @NeilTRose]

Two Americas: The Growing Tax Divide Between States https://t.co/znCyKtPkcI

[Neil Rose @NeilTRose]

2026 Tax Primer: What the “One Big Beautiful Bill” Means for You https://t.co/Cnst7122lg

[Neil Rose @NeilTRose]

Best way to handle worry and adversity is to confront it beforehand. Dress rehearse misfortune. Assume adversity. Anticipate the suck. Expand a capacity to suffer.

https://t.co/nHhk2a9MIb

[Regency Capital Management Inc. @regency_inc]

Investment Letter | January 2026 https://t.co/xUs0SK6e7j

Markets remain strong but increasingly concentrated in a few tech giants. @NeilTRose discusses diversification strategies, AI-driven trends, risks of index investing, and macroeconomic factors shaping 2026.

[Regency Capital Management Inc. @regency_inc]

The bull market runs hot, but prudence still matters. In our October Investment Letter, @NeilTRose examines investor sentiment, AI optimism, and why the best opportunities may lie in what’s built with AI—not the companies selling it.

Read here → https://t.co/FUZpTs1SkJ

[Regency Capital Management Inc. @regency_inc]

The S&P 500 may be hitting new highs, but the best value could lie in smaller, overlooked companies. @NeilTRose discusses how we're positioning portfolios for quality, diversity, and long-term growth. Read Here: https://t.co/3KLCSiwR9o

[Regency Capital Management Inc. @regency_inc]

Congress advances a massive tax bill—with big implications for markets, deficits, and your future returns. @NeilTRose breaks down what’s in it, what’s missing, and why investors should care.
Read the full post: https://t.co/JD1aqv8UFP

[Regency Capital Management Inc. @regency_inc]

With @realDonaldTrump and @elonmusk bringing more than a tax bill to the forefront, @Kshoji7 explains what it could mean to you.
https://t.co/a6RP0yjHoM

[Regency Capital Management Inc. @regency_inc]

Thinking of rolling over your 401(k)?

@Kshoji7 outlines what to consider before you move your money—fees, control, taxes, and more.

Read the full article: https://t.co/1q1MNIp1AD

#401k #RetirementPlanning #Investing

[Regency Capital Management Inc. @regency_inc]

Three years ago, bonds were the priciest major asset class on Earth. Long term bonds were uninvestable. Today, some sanity is back. More notes about our selective reallocation to bonds and why TIPS are worth considering: https://t.co/oa2jySBqGl

[Regency Capital Management Inc. @regency_inc]

Markets are adjusting to new realities. @NeilTRose discusses the impact of recent trade policies, the importance of defensive positioning, and where we see value emerging.​

Read more: https://t.co/vu8qyF4Q90

#Investing #MarketUpdate #RegencyCapital

[Regency Capital Management Inc. @regency_inc]

Gold’s relevance in today’s market is stronger than ever. 📈💰 @Kshoji7 & @NeilTRose discuss gold’s performance, its link to inflation, and why demand is rising as a hedge against uncertainty. Are you investing in gold? #Investing #Gold #Markets #Finance https://t.co/uR5NGgbiUd

[Regency Capital Management Inc. @regency_inc]

With 2024 in the rearview mirror, @NeilTRose discusses widespread optimism in stocks, lunacy in meme coins, limping back into bonds, and some new picks. READ HERE: https://t.co/W2Tl5kzVb0

[Regency Capital Management Inc. @regency_inc]

Throwback Thursday: Pac-Five’s Neil Rose https://t.co/TXpgc17zZx

That’s our guy! @NeilTRose

[Regency Capital Management Inc. @regency_inc]

With the election around the corner, @NeilTRose and @Kshoji7 discuss what to expect after Tuesday. https://t.co/mLPSFrSVXx #theTalkExchange