Regtechcom

is the leading voice of regulatory trust for RegTech and FinTech regulation, compliance, and financial news.

[Regtechcom @Regtechcom]

We're an Official Media Partner of the Regional #PayFi Summit 2026 — 200+ founders, investors & regulators across cross-border #finance, digital assets & PayFi. Singapore, 6 Oct, co-hosted by @aquanow & @AxiomCorp2025.

https://t.co/NlzsU8R3uM

#RegTech #Singapore #Token2049

[Regtechcom @Regtechcom]

The Monetary Authority of Singapore (MAS, @MAS_sg) plans to settle tokenised #MAS Bills in wholesale Singapore dollar #CBDC. Managing Director Chia Der Jiun announced it in a keynote at the INSEAD (@INSEAD) Digital Finance and Agentic AI Summit on 9 October.

"As usage of private digital money scales, CBDCs will ultimately be needed to anchor monetary stability," Chia said.

Read the full story:
https://t.co/FITzSw6FXl

#Singapore #Tokenisation #Stablecoins #DigitalAssets #RegTech

[Regtechcom @Regtechcom]

J.P. Morgan (@jpmorgan) has taken its deposit token to a second public blockchain.

Kinexys by J.P. Morgan says institutional clients can now use #JPM Coin (#JPMD) on Ethereum's (@ethereum) Layer 1 network. Until this week, Base (@base), the Coinbase-built (@coinbase) Layer 2, was the only public chain it ran on.

Why it matters for compliance teams:
🔹 JPM Coin is a deposit token, not a stablecoin. Each unit represents a US dollar deposit at a regulated bank.
🔹 Clients can move JPMD directly between each other across Ethereum and Base.
🔹 The Kinexys platform has processed more than $4 trillion since launch, about $7 billion a day.
🔹 The planned Canton Network integration, announced in January, is still a plan, not live.

Read the full report: https://t.co/4czkYkFhYa

#JPMorgan #Kinexys #Tokenisation #RegTech

[Regtechcom @Regtechcom]

On 28 August, the U.S. Commodity Futures Trading Commission ordered a former White House teleprompter operator to surrender US$107,539 in profits and pay a US$65,000 penalty. He had advance access to presidential speeches and traded contracts on whether particular words would appear in them.

In a new exclusive Voice piece, RegTech Circle member Clemence Kng looks at the tension at the heart of these markets: not every informational advantage should be lawfully tradable.

Key points:
• A price is not a probability oracle. A contract at 68 cents reflects the traders in it, filtered through liquidity and market design. Market depth should not be hidden on a secondary screen.
• Binary contracts that resolve within hours or days create a short feedback loop: win, lose, repeat. Bounded loss per contract does not mean bounded behavioural harm.
• Regulators are drawing different lines. US appeals courts have split over Kalshi and state gambling law, Britain splits oversight between the #Gambling Commission and the #FCA, and #ESMA has flagged binary-option rules.
• Companies should check whether their confidentiality and personal-dealing policies cover trading on event contracts tied to their own launches, approvals or announcements.

"The harder question is whether we can build markets for belief without exploiting the people doing the believing."

Read the full piece: https://t.co/aph2tNDKKY

#PredictionMarkets #InsiderTrading #CFTC #Compliance #RegTech

[Regtechcom @Regtechcom]

The Hong Kong Monetary Authority (HKMA, @hkmagovhk), the Bank of Thailand (@bankofthailand) and Hong Kong Exchanges and Clearing Limited (HKEX, @HKEXGroup) have published the results of a year-long proof of concept that settled tokenised carbon credit trades between Hong Kong and #Thailand, without a shared ledger.

How it worked:
🔹 The #HKMA's Project Ensemble was linked to the Bank of Thailand's Project SAN through an "Interoperability Layer" that coordinates both legs of a trade but holds no balances
🔹 Each central bank froze the money in #escrow on its own system, and both legs were released at the same moment, or both unwound
🔹 Messaging ran on ISO 20022, and every trade settled in central bank money
🔹 19 validation tests, including deliberate failures such as wrong wallet IDs, liquidity shortfalls and missed cut-offs

The results: tokenised deposit transfers averaged about 20 seconds, and carbon credit DvP about 30 seconds.

Read our full breakdown: https://t.co/4Vhbcl8ePC
#Tokenisation #CarbonCredits #CBDC #RegTech

[Regtechcom @Regtechcom]

Payward (@Payward), the parent company of Kraken (@krakenfx), has signed a definitive agreement to acquire Saldo Finance Oy, whose subsidiary Saldo Bank UAB is a digital-first specialised #bank licensed in #Lithuania. The deal is expected to close in 2027, subject to regulatory approvals.

What Payward is buying:
• Specialised Bank Licence No. 8, issued in 2021
• About €162.9 million in total assets and €136.9 million in retail deposits at the end of 2025
• Retail term deposits in Lithuania, Finland, Sweden and Germany, plus consumer and SME lending

Read the full report:
https://t.co/R5E4eUFjuC

#EU #Kraken #Banking #MiCA #DigitalAssets #RegTech

[Regtechcom @Regtechcom]

Is compliance a cost of doing business, or a competitive advantage?

At the Regional PayFi Summit 2026 in #Singapore, where https://t.co/ubRa4315SS was the official media partner, we sat down with Jessica Chuah 蔡詩萍, CAMS, Chief Compliance Officer at AxiomXchange, after the panel "The Compliance Premium: Navigating Operational Efficiencies in a Regulated Environment".

Her three ways to measure the return on #compliance, beyond avoided penalties:
• Banking and institutional relationships: onboarding turnaround times, banking relationships established or maintained, and compliance-related escalations
• Operational efficiency and scalability: supporting higher business volumes without compliance costs rising at the same rate
• Customer and stakeholder confidence: retention, partnerships and market expansion

Read the full interview: https://t.co/eP8I6XMTCv

#RegTech #PayFi #Token2049 #AML

[Regtechcom @Regtechcom]

Standard Chartered Bank (#Singapore) Limited (@StanChart) announced plans to offer custody and safekeeping for tokenised real-world assets (#RWA), #stablecoins and a selection of cryptoassets. The service is aimed at institutional clients and corporates that qualify as accredited investors, subject to applicable regulatory requirements.

Singapore extends a custody footprint the bank has been building across:
• United Arab Emirates (September 2024, DIFC, under a Dubai Financial Services Authority (DFSA) licence)
• Hong Kong (May 2026, supporting SOLOWIN Holdings)
• Luxembourg (June 2026)

Custody of digital payment tokens has been regulated by Monetary Authority of Singapore (MAS) under the amended Payment Services Act since 4 April 2024.

Read the full story: https://t.co/obkM8gQPOW
#Singapore #MAS #DigitalAssets #Tokenisation #RegTech

[Regtechcom @Regtechcom]

Two long-pending US #crypto reporting proposals are off the table.

On 5 October 2026, the Financial Crimes Enforcement Network, US Treasury (#FinCEN) announced it is withdrawing its 2020 proposal on transactions with unhosted wallets and its 2023 proposal to treat international #cryptocurrency mixing as a primary money laundering concern. Both withdrawals took effect on publication in the Federal Register on 6 October.

What would have applied, and now won't:
• A report to FinCEN for transfers over $10,000 to or from unhosted wallets, plus recordkeeping above $3,000
• A section 311 special measure on international mixing, with a dedicated report capturing wallet addresses, IP addresses and transaction hashes

Read the full report: https://t.co/SBLgaMMTMw
#RegTech #AML #DigitalAssets #Compliance

[Regtechcom @Regtechcom]

China now taxes offshore trusts set up by its residents, and the 90-day window for past trusts closes around 22 October.

On 24 July 2026, #China's Ministry of Finance and State Taxation Administration issued Announcement 2026 No. 21, which sets out how individual income #tax applies to offshore trusts at every stage.

Anti-avoidance rules reach foreign passport holders whose main economic interests remain in China, assets moved through nominees, and offshore entities without real substance.

Read the full report: https://t.co/XbWsyAffU9

#RegTech #WealthManagement #FamilyOffice #Trusts

[Regtechcom @Regtechcom]

272 former customers of collapsed #Singapore crypto exchange, Tokenize Xchange will have their claim against the people who ran it heard in open court, not in private arbitration.

In [2026] SGHCR 11, Deputy Registrar Teo Guan Siew of the Singapore High Court dismissed applications by the exchange's founder and former chief operating officer to send the representative action to arbitration. The customers allege fraudulent #misrepresentation and, in the alternative, unlawful conspiracy, covering how the exchange was run, whether customer assets were kept separate, and its #licensing position with the Monetary Authority of Singapore (MAS).

Read the full report: https://t.co/2KgMA8jx66

#RegTech #Crypto #DigitalAssets #Arbitration

[Regtechcom @Regtechcom]

Singapore's financial institutions now have a firm rulebook for AI, and a two-year runway to meet it.

On 7 October 2026, the Monetary Authority of Singapore (MAS) finalised its Guidelines on Artificial Intelligence Risk Management. They cover every financial institution #MAS regulates and every kind of #AI, from traditional machine-learning models to generative AI and AI agents.

What MAS expects:
• Oversight and accountability: boards and senior management own AI risk, and existing committees can do the job, so no dedicated AI committee is needed
• Life cycle risk management: know where AI is used, keep an inventory, rate each use case for risk materiality, and apply matching controls
• Third-party AI: vendor-supplied AI stays the institution's responsibility
• Proportionate application: low-stakes tools can run on a lighter set of basic policies and procedures

Read the timeline: https://t.co/gj4lfgFsKc

#Singapore #MAS #ArtificialIntelligence #AIGovernance #RegTech

[Regtechcom @Regtechcom]

On 9 October, the U.S. Securities and Exchange Commission (#SEC) proposed amendments to Rule 17a-7, the rule that lets a registered fund trade #securities with certain affiliates.

What the proposal would change:
• A security would qualify if it is valued using observable inputs, which would bring most fixed-income securities back in
• Funds could price a cross trade at the next NAV calculation, or at an adviser-determined fair value drawn from unaffiliated third-party pricing services
• The adviser must determine beforehand that each trade is in the best interests of every participating fund
• Oversight would shift from the fund board to the chief compliance officer, with quarterly reviews and a yearly backtest of how cross-traded securities perform through to their sale
• Monthly asset-class reporting of cross-trading activity on Form N-PORT and Form N-MFP

Comments are open for 60 days after publication in the Federal Register.

Read the full report: https://t.co/M4lwjEqDTD
#UnitedStates #AssetManagement #InvestmentFunds #RegTech

[Regtechcom @Regtechcom]

Singapore Police Force on suspected #scam victims and scam network take downs are not tracked.

Written replies to Parliament from Minister K Shanmugam, published by the Ministry of Home Affairs Singapore on 7 October, set out three gaps:

• No figures on whether suspected scam victims stop sending money after police contact, resume transfers to the same network, or fall for a different scam within 12 months
• No tracking of whether disrupted scam networks return under new accounts, pages or advertisements
• No appeals received directly by the police from the SPF and #Meta collaboration against scam-linked accounts

The volume figures are large. Meta acted on nearly 3.8 million scam-linked assets across Facebook and Instagram this year on the back of its information exchange with SPF.

Read the full story: https://t.co/sFyllOkWhl

#Singapore #FraudPrevention #FinancialCrime #RegTech

[Regtechcom @Regtechcom]

@Tangem Pay has announced physical Visa cards, alongside cashback paid in #USDC on eligible spending. The first release is limited to up to 5,000 white cards.

Crypto card spending more than tripled year over year to $1.04 billion in July 2026. As cards bring #stablecoins into everyday spending, users need to know who holds their balance and what protects it.

Read the full press release: https://t.co/NtmWqQGZdV

#CryptoCards #Payments #DigitalAssets #RegTech

[Regtechcom @Regtechcom]

RegTech was honoured to attend Beyond ESG: Carbon, Capital & the New Sustainability Economy in #Singapore, jointly organised by Oxford Business Network Alumni and Australia Alumni Singapore. The forum asked how climate impact can become measurable, credible, bankable and ultimately investable.

Key takeaways:
• H.E. Robyn Mudie, Australian High Commissioner to Singapore, highlighted the A$2 billion Southeast Asia Investment Financing Facility, including A$177 million invested in Singapore's FAST-P initiative
• The International Emissions Trading Association (IETA), represented by Björn Fondén, highlighted more than 110 bilateral agreements or memoranda of understanding associated with Article 6.2 implementation, with Asia playing an increasingly prominent role
• Global Catalyst Advisory (GCA), led by Group CEO and RegTech Circle member Dr Victor Tay, proposed four tests for carbon project bankability: deliverable project, a carbon outcome that withstands scrutiny, viable economics, and a financeable capital structure
• Climate Impact X (CIX), led by CEO Oi Yee Choo, highlighted how Singapore's carbon tax, eligible international credits and Article 6 arrangements can create a policy-backed demand channel

Read the full forum: https://t.co/d1hz0HSTU5
#ESG #CarbonMarkets #ClimateFinance #Sustainability #ASEAN #RegTech

[Regtechcom @Regtechcom]

Stripe, Mastercard and Visa now back a stablecoin built by the businesses that use it. Chainlink Labs is its official data oracle.

Chainlink says Open Standard has standardised on it as an official data oracle for Open USD (#OUSD). The token went live on 30 September with more than 200 partners and over US$1 billion in near-term launch liquidity from its founding partners: Coinbase, #Mastercard, Shopify, #Stripe and #Visa.

Read the full story: https://t.co/skWVvW6Tp4

#Stablecoins #Chainlink #DigitalAssets #Payments #RegTech

[Regtechcom @Regtechcom]

Behind every suspicious transfer may be someone recruited through deception, controlled through fear, and forced to generate profits for someone else.

In a new Voice piece for RegTech, Jason Dukes, Chief Philanthropy Officer at Hope for Justice and Slave-Free Alliance, looks at what industrialised #scam compounds mean for #compliance teams.

He also sets out practical red flags for monitoring teams. They include repeated payments to recruitment services, high-volume activity through guarantee platforms, and concentrated transfers to high-risk locations.

"Compliance is not merely a regulatory burden. Done well, it is a form of protection."

Read the full piece: https://t.co/ErVBkp0L3s

#HumanTrafficking #AML #FinancialCrime #Crypto #RegTech

[Regtechcom @Regtechcom]

What happens when the U.S. Securities and Exchange Commission (SEC) examines your firm? For the first time, it's written down in one place.

The SEC's Division of Examinations has published The #SEC Exam Handbook: A Guide on Process and Engagement. The 19-page guide walks through an exam from how a firm is picked for review to how it is formally closed. It replaces the division's earlier examination brochure.

Read the full guide: https://t.co/xJoKAET1WW

#Compliance #Regulation #RegTech

[Regtechcom @Regtechcom]

Only 2 of 17 jurisdictions say they can trace and seize the money made by cyber scam hubs.

That is one of the starkest findings in the Asia Pacific Group on Money Laundering's new Cyber Scam Hubs and Human Trafficking Report 2026. It describes compounds that combine large-scale online fraud with people who were trafficked and forced to work there.

What the report and Chainalysis's 2026 data show:
• Scam hubs generate tens of billions of US dollars a year, with victims in more than 100 jurisdictions
• Fake job offers are the most common way people are lured in, and the release can cost US$3,000 to US$20,000
• Fewer than 30% of surveyed members had ever received a suspicious transaction report about #scam hubs
• #Crypto flows to suspected trafficking services rose 85% in 2025, according to Chainalysis
• 82% of members have seen #deepfakes used in these operations

For #banks, payment firms and virtual asset service providers, the gap is clear: most cases still surface through victim complaints, not suspicious transaction reports. The report's red flag indicators give #compliance teams a place to start.

Read the full report: https://t.co/cg4NJCu0NC
#HumanTrafficking #AML #Crypto #RegTech

[Regtechcom @Regtechcom]

Can #ASEAN build the World's First Interoperable Carbon region?

In a new #RegTech Voice op-ed, Dr Victor Tay, Former Chairman of UN Global Compact and Group CEO of Global Catalyst Advisory, discusses how Singapore's 2027 ASEAN Chairmanship, in ASEAN's 60th anniversary year, is the moment to turn fragmented national carbon efforts into one trusted regional market.

The economics are compelling. ASEAN’s Strategy for Carbon Neutrality estimates that the transition could create US$3 trillion to US$5.3 trillion of additional GDP value by 2050, attract US$3.7 trillion to US$6.7 trillion of green investment and support 49 million to 66 million additional jobs.

Read the full op-ed: https://t.co/nEBJ2A1Rjw

#Singapore #CarbonMarkets #Sustainability #ESG