REM

Payments of the future @

[REM @rem_money]

REM has joined the @circle Alliance Program, a global network building the future of finance.
We build stablecoin and tokenisation infrastructure for banks, asset managers, PSPs and licensed issuers.
https://t.co/HMskYrAtrA

[REM @rem_money]

Full write-up on the https://t.co/kr1r8wr33a article: https://t.co/UFvgxwLq1A

[REM @rem_money]

Circle just shipped the privacy whitepaper for Arc.

The most interesting argument in it isn't about cryptography. It's that the adoption problem was never cryptography in the first place.

Our read 👇

[REM @rem_money]

Caveats. It's a proposed design, not shipped. Enclaves have a history of side-channel issues. The 2,800 / 1,070 TPS bench is an architectural signal, not a load test.

But the architecture is the most thoughtful institutional-privacy design currently in play on a public chain.

[REM @rem_money]

The token works.
The blockchain works.
The wallet works.

Ask an engineer at any institution how the mint request actually gets from their system to the issuer and back.

That part is held together with custom middleware and prayers.
That's what we're replacing.

[REM @rem_money]

Stripe didn't build a better payment processor.
They built the layer so developers stopped caring which processor was underneath.

The stablecoin market has a hundred issuers and no equivalent layer.

That's the gap. That's REM.

[REM @rem_money]

Stablecoins don't have an adoption problem.
They have an integration problem.

New issuer launches. Institution builds a custom integration.
Another issuer launches. Another custom integration.

That's not scale. That's disguised technical debt.