reply.cash

Use stablecoins to pay people & merchants through local rails privately

Now live in 🇰🇪 Kenya & 🇳🇬 Nigeria soon 🇬🇭🇨🇩🇷🇼🇲🇼🇧🇷🇨🇴🇺🇬

[reply.cash @replydotcash]

Eid Mubarak from the reply fam! It's never been easier to send $ for Qurbani for your family back home with https://t.co/AjzAqH7X3R

[reply.cash @replydotcash]

https://t.co/AjzAqH7X3R is the best positioned for "neospending" in the global south. Use any crypto balance to make real-time payments to merchants and friends 💸✉️

[Claudia @0x_claudia]

https://t.co/Thxx7UTWRO

[reply.cash @replydotcash]

By leveraging Intents, we are effectively merging every supported chain into a single, unified pool of liquidity.

[reply.cash @replydotcash]

https://t.co/5UUzEpRrko

[reply.cash @replydotcash]

https://t.co/5UUzEpRrko

[reply.cash @replydotcash]

The Real Market Reality isn't just a number on a chart. It’s the extra groceries in the basket and the peace of mind that comes with knowing you got every cent of value for your family.

[reply.cash @replydotcash]

30 chains. One destination. Whether you’re holding on Base, NEAR, or Bitcoin, the path to a Nigerian bank account is now a straight line.

[reply.cash @replydotcash]

We talk about financial inclusion, but we forget about financial safety. Your bank account shouldn't be a window into your soul or your politics. You deserve to move your value with dignity and without fear.

[reply.cash @replydotcash]

Financial inclusion shouldn't require total surveillance. We’re decoupling the stack so you get the utility of M-Pesa without the political risk.

[reply.cash @replydotcash]

https://t.co/UOxiLnMhJy

[reply.cash @replydotcash]

https://t.co/UOxiLnMhJy

[reply.cash @replydotcash]

This is huge validation for stablecoin + local rails in Africa.

MoneyGram tapping NALA’s Rafiki for real-time payouts to M-Pesa, banks, etc. shows the model works at scale.

@replydotcash has been shipping the crypto-native version of exactly this since day one: send USDC/USDT from any wallet → instant local currency to mobile money or bank in Kenya, Nigeria, Uganda (Tanzania next), no custody, no recipient KYC, near-zero fees.

Even better UX for the growing stablecoin holder base.

[Abhinav Kumar @singhabhinav]

MoneyGram just chose a Tanzanian startup to power its stablecoin settlements across Africa and Asia.

Not Stripe. Not Circle. Not a US fintech.

NALA —> headquartered in Dar es Salaam, licensed as an International Money Transfer Operator in Nigeria, connected directly to NIBSS (Nigeria's real-time interbank settlement system) is now MoneyGram's stablecoin settlement partner across emerging markets.

Here's why that specific detail matters: MoneyGram has 150 million customers. They run the orange kiosks at Walmart. They've been moving money to Africa for decades. When they chose their stablecoin infrastructure partner, they didn't choose the company with the biggest US marketing budget. They chose the company with the deepest local rail integrations.

The stablecoin infrastructure race in emerging markets is not going to be won from San Francisco. It's going to be won by whoever has direct integrations with mobile money providers, national interbank systems, and local bank rails in Lagos, Nairobi, Dar es Salaam, and Jakarta.

The infrastructure that connects $300B in stablecoin supply to the populations who need dollar-denominated settlement most doesn't look like a US fintech product. It looks like NALA's Rafiki platform connected to NIBSS.

The emerging market infrastructure layer is being built from inside the markets. Not shipped to them.

[reply.cash @replydotcash]

@gaspardlezin You should try @replydotcash

By leveraging Solana, we’ve stripped away the noise. Send USDC/USDT directly from your wallet to a Nigerian bank account; No CEX, no P2P hunting, no wasted gas. Just competitive market rates delivered instantly

[reply.cash @replydotcash]

At Reply Cash, we solved the "Recipient Problem."

No Learning Curve.
No new apps for the receiver.
No KYC for the recipient.
No "waiting for a merchant to release funds." It’s a crypto send that lands as a mobile money alert.

The Sender uses the tech they love (USDC on Solana, Base, or NEAR).
The Rail handles the conversion instantly.

[reply.cash @replydotcash]

Sending money home shouldn't be a luxury.

While traditional banks are still charging a 7% 'African Tax' in 2026, we’ve used the @Circle & @Solana stack to delete the friction.

90% cheaper. 100x faster. 0% excuses.

[reply.cash @replydotcash]

https://t.co/6adRPxEtZn

[reply.cash @replydotcash]

https://t.co/6adRPxEtZn

[reply.cash @replydotcash]

Every Crypto user or diaspora worker knows this pain.

[reply.cash @replydotcash]

Keep your keys. Keep your privacy.
Stop sending your funds to exchanges just to pay your bills.

We’ve mapped out the ultimate workflow for using Backpack Wallet with reply(dot)cash.

Read the full breakdown below: 👇

[reply.cash @replydotcash]

https://t.co/pHXU6G2ICr

[reply.cash @replydotcash]

https://t.co/pHXU6G2ICr

[reply.cash @replydotcash]

Cross chain topups and transfers are live again.

[reply.cash @replydotcash]

🚨 QUICK THREAD RECAP: Rhea Finance (NEAR’s biggest DeFi hub) was exploited for ~$7.6M today.

We have temporarily paused NEAR Intents-powered cross-chain top-ups and transfers on app(dot)reply(dot)cash until the issue is fully resolved.

All other routes/rails remain fully LIVE. NEAR Intents paused as a precaution, but confirmed that no user funds were lost on their side.

Full breakdown of everything reported so far 👇

[reply.cash @replydotcash]

You can top up $USDT on @trondao to start paying like a local today in Kenya, Uganda, and Nigeria

[Alex @obchakevich_]

Stablecoins card-based projects have generated over $1B on @trondao over the past six months, the highest figure among all other chains.

In yesterday’s post, I mentioned that TRON’s share of the total stablecoin market cap had reached 27.3%, and that the market cap of $USDT on the network had exceeded $85B - which is more than 46% of the total global USDT supply.

This allows @trondao not only to lead in B2B payments using $USDT (@tether), but also to maintain its lead in the card race among other chains.

I also recommend checking out this excellent report from Coindesk on Tron - https://t.co/9t2J0GAcxr

[reply.cash @replydotcash]

If you have been following this week, get started with one transaction.

Any flow.
-Deposit USDC/USDT from any chain
- Send local currencies across border at standards rates. Under 60 seconds.

That is the fastest way to understand what reply(dot)cash actually does.