rich robledo @rich_robledo - Twitter Profile

about 1 month ago

Chevron is letting customers know in California that it’s not Donald Trump causing the insane gas prices in the state, it’s California Democrats Chevron just added these new signs to their pumps educating customers, “Sacramento policies did this. Now you pay more” “California politicians are choosing foreign oil and fuels over local jobs and lower costs” This is what we need. Huge companies willing to educate the public and tell the truth It’s Gavin Newsom and Democrat policies causing $6.30+ average cost per gallon in California

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rich_robledo retweeted

Greg Bailor

@G_BAILOR

about 1 year ago

I’ve been tracking Nevada’s fiscal signals closely. Local governments are waving red flags. Tourism is cooling. The Rainy Day Fund is full, but not forever. This memo breaks down the $250M–$500M pressure ahead: https://t.co/RLf7R8bPrM #NVLeg #Nevada

G_BAILOR's tweet photo. I’ve been tracking Nevada’s fiscal signals closely.
Local governments are waving red flags.
Tourism is cooling. The Rainy Day Fund is full, but not forever.
This memo breaks down the $250M–$500M pressure ahead: https://t.co/RLf7R8bPrM

#NVLeg #Nevada https://t.co/p9vfcdSecl

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rich_robledo retweeted

Clem Ziroli III 🇺🇸

@ClemZiroli

over 2 years ago

For generations, one of the best ways for individuals and families to build wealth was through home ownership. The ability to finance a home, live in it, and have your equity appreciate in value is one of the great things that America has provided, the American dream. With what seems to be a continuous increase in home prices, no home supply, affordability decreasing, inflation, and cost of living increases, many of my generation will sadly never experience what it is like to be a first time home buyer and begin building wealth at a young age. This dilemma, caused by poor financial and economic management, is entirely the fault of the federal government and the federal reserve. The federal government has not only injected over 10 trillion dollars into the economy… they printed every penny. With this massive influx of capital, where did investors put their money? What did they buy? Where is Wall Street putting all of this cash? We see massive gains in the stock market, massive price increases on real estate, and a decrease in available investments, causing the cost of investments to increase which in turn causes yields to decrease. The most common place for the masses to invest is the stock market. The stock market over the past few years has seen gains unlike any other time in history. Real estate prices have increased more in the past few years than they have in decades. With banks paying such low interest rates to hold cash, what’s the value in saving capital in a bank when you can invest it and get a higher yield, often 400% above what banks are offering. With so few new investments available, the cost of existing investments has increased significantly, squeezing out the competition… This has ignited direct competition between massive, multi-billion dollar corporations like Blackrock, and first time home buyers. Blackrock does not compete with those buying multi-million dollar homes, they’re competing for homes that the masses can afford to rent. These homes tend to be the very same homes first time home buyers are also able to afford… The $300,000 - $500,000 range. How can your average first-time buyer fairly compete with one of the largest companies to ever exist on the face of the earth? They can’t. How can financed buyers compete with multi-billion dollar corporations who are willing to buy as much real estate as they can get their hands on with cold hard cash? They can’t. This is what will create one of the largest decreases in private home ownership in history. 44% of all Single-Family Home purchases in 2023 were from private investors… With affordability plummeting, this number will sadly increase year over year. The federal government will be directly responsible for creating the largest generation of renters to ever exist in United States history. Incompetent politicians have created what may become the worst financial crisis this country has ever faced… Inflation is spiraling out of control, families are struggling to make ends meet, small businesses across the board are slowly starting to struggle, credit card debt is increasing rapidly, interest rates are causing affordability to plummet, cost of government compliance is continuously increasing, just to name a few things that are making it harder for first time home buyers to compete. To counteract the trends that have made home ownership increasingly inaccessible, comprehensive reforms are needed across monetary policy, housing policy, and sadly, regulation. Voters must hold their representatives accountable and advocate for policies that prioritize the long-term health of the housing market and economy. With targeted actions and a commitment to stable economic policies, we can ensure that the dream of home ownership remains within reach for all Americans. It is not only a matter of economic policy but of preserving the social fabric and ensuring that the promise of America remains a reality for generations to come. CZ

ClemZiroli's tweet photo. For generations, one of the best ways for individuals and families to build wealth was through home ownership. The ability to finance a home, live in it, and have your equity appreciate in value is one of the great things that America has provided, the American dream.

With what seems to be a continuous increase in home prices, no home supply, affordability decreasing, inflation, and cost of living increases, many of my generation will sadly never experience what it is like to be a first time home buyer and begin building wealth at a young age.

This dilemma, caused by poor financial and economic management, is entirely the fault of the federal government and the federal reserve.

The federal government has not only injected over 10 trillion dollars into the economy… they printed every penny.

With this massive influx of capital, where did investors put their money? What did they buy? Where is Wall Street putting all of this cash?

We see massive gains in the stock market, massive price increases on real estate, and a decrease in available investments, causing the cost of investments to increase which in turn causes yields to decrease.

The most common place for the masses to invest is the stock market. The stock market over the past few years has seen gains unlike any other time in history. Real estate prices have increased more in the past few years than they have in decades.

With banks paying such low interest rates to hold cash, what’s the value in saving capital in a bank when you can invest it and get a higher yield, often 400% above what banks are offering.

With so few new investments available, the cost of existing investments has increased significantly, squeezing out the competition…

This has ignited direct competition between massive, multi-billion dollar corporations like Blackrock, and first time home buyers.

Blackrock does not compete with those buying multi-million dollar homes, they’re competing for homes that the masses can afford to rent. These homes tend to be the very same homes first time home buyers are also able to afford… The $300,000 - $500,000 range.

How can your average first-time buyer fairly compete with one of the largest companies to ever exist on the face of the earth? They can’t.

How can financed buyers compete with multi-billion dollar corporations who are willing to buy as much real estate as they can get their hands on with cold hard cash? They can’t.

This is what will create one of the largest decreases in private home ownership in history. 44% of all Single-Family Home purchases in 2023 were from private investors… With affordability plummeting, this number will sadly increase year over year.

The federal government will be directly responsible for creating the largest generation of renters to ever exist in United States history.

Incompetent politicians have created what may become the worst financial crisis this country has ever faced…

Inflation is spiraling out of control, families are struggling to make ends meet, small businesses across the board are slowly starting to struggle, credit card debt is increasing rapidly, interest rates are causing affordability to plummet, cost of government compliance is continuously increasing, just to name a few things that are making it harder for first time home buyers to compete.

To counteract the trends that have made home ownership increasingly inaccessible, comprehensive reforms are needed across monetary policy, housing policy, and sadly, regulation.

Voters must hold their representatives accountable and advocate for policies that prioritize the long-term health of the housing market and economy.

With targeted actions and a commitment to stable economic policies, we can ensure that the dream of home ownership remains within reach for all Americans.

It is not only a matter of economic policy but of preserving the social fabric and ensuring that the promise of America remains a reality for generations to come.

CZ

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rich robledo

@rich_robledo

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