@MoralesMeoqui@ovieali@Razaqofficial@StandardBankZA Africa with vast population, consumes much but produces less implying we keep employing a great population at the developed countries while we keep wallowing in poverty.
You already have PalmPay on your phone. Did you know you can invest directly from it and earn up to 95% returns? ๐ณ๐ฌ
Inside your PalmPay app, there is a mutual funds section powered by ARM Investment Managers. You do not need another app. You do not need a brokerage account. You just need your PalmPay.
Here are the top-performing ARM funds available right now:
ARM Ethical Fund โ +95.37% YTD
ARM Aggressive Growth Fund โ +94.26% YTD
ARM Discovery Fund โ +61.44% YTD
ARM Money Market Fund โ +17.18% YTD
ARM Short-Term Bond Fund โ +16.69% YTD
ARM Fixed Income Fund โ +16.21% YTD
The Ethical Fund and Aggressive Growth Fund have nearly doubled investor money this year alone.
Pick your risk level. The equity funds give higher returns with more risk. The money market and bond funds give steady returns with lower risk.
The app you use to send and receive money every day can also be growing your wealth quietly in the background.
That is the definition of making your money work for you. ๐ณ๐ฌ
Not financial advice. Do your own research.
Why do kidnappers succeed in collecting ransom from their victims?
Based on my job, I learnt something special this week from Security Agents in Mali that we went on a rescue mission together. I don't know if the Nigerian Security Agencies are in collaboration with kidnappers to take ransom and share together, if not no kidnapper can succeed in taking any ransom where security formation is effective.
The story is that, I received a message from Nigeria concerning a 16 year old girl that was trafficked to Mali for sex trade. This victim called her parents about the situation and they passed the message to me from government agency for an urgent rescue.
When I called the number that the victim used to call her parents and I asked the traffickers to send the victim to me so that she can go back to Nigeria, they refused. Later they remove the line from their phone, now the number is out of use. I now informed a security agent about the situation because what is important is to rescue the 16 years old girl from sexual exploitation.
Now, the number I used to contact the traffickers is no more in use. I don't know the name of the village the victim is. I sent the number that they have removed and brake to the security agent. After two hours, they notify me the name of the village and the current new number the traffickers are using. We went on a mission without calling the new number. We arrived at the village in the midnight because it was about 15 hours journey. The second day, Information reach us the exact location the phone number was last used before they switched off the phone. After an hour, information came again that the person is having appointment with somebody by 11:00am. We hang around the place. When the person came around, there was a vibration from one of their security gadget to know the person coming with the number. We monitor her entry to the house. We were able to rescue the victim on 20/12/22. No call. Nothing.
So ransom collection in Nigeria could be between the kidnappers and security agencies. If not, no Nigerian should pay ransom to any kidnapper if really our policemen have the necessary security gadgets.
This is just a trafficking issue and not that some criminals will hide somewhere and calling people twice to pay ransom. You cannot call three times before being caught in Mali.
That is the reason I said, Nigerian Security Agents could be in collaboration with the kidnappers to take ransom from people.
P. Michael.
Global Anti Human Trafficking Organization (GAHTO). MALI.
If you are relocating to Canada ๐จ๐ฆ from Nigeria ๐ณ๐ฌ and donโt know which city to pick, let me save you the research.
๐จ๐ฆ Toronto = ๐ณ๐ฌ Lagos. Same hustle. Same traffic on Don Valley Parkway. You didnโt relocate, you just changed currency.
๐จ๐ฆ Ottawa = ๐ณ๐ฌ Abuja. Government jobs. Quiet life. People leave work at 5pm. Still canโt believe thatโs legal.
๐จ๐ฆ Vancouver = ๐ณ๐ฌ Port Harcourt. Beautiful. By the water. Everything is expensive and nobody is sorry about it.
๐จ๐ฆ Calgary = ๐ณ๐ฌ Warri. Oil and gas. Tough people. No time for packaging. What you see is what you get.
๐จ๐ฆ Brampton = ๐ณ๐ฌ Festac/Surulere. Every Nigerian knows someone there. The jollof, the churches, the hair salons. You will think you never left.
๐จ๐ฆ Winnipeg = ๐ณ๐ฌ Kaduna. Overlooked. Affordable. Getting better quietly. Nobody talks about it enough.
๐จ๐ฆ Montreal = ๐ณ๐ฌ Ibadan. Old soul. Rich culture. Speaks a different language and is very proud of that. You will adapt or struggle.
๐จ๐ฆ Edmonton = ๐ณ๐ฌ Enugu. Solid. Underestimated. People work hard and say nothing about it.
Which one did I get right and which one did I miss? ๐
The Islamic imam who put 1million naira to any Muslim that can behead a pastor for preaching Jesus has said:
โโฆwhoever carries out this job (of beheading the pastor), I swear to Allah Iโll give him one million naira. We have nothing to lose even if after beheading this pastor, the Arewa plunges into chaos, we have nothing to loseโฆโ
Dear @OfficialDSSNG@PoliceNG
We know you will pretend not to see this. But we are bringing this to your attention again.
There are Muslim clerics in northern Nigeria who are openly calling for the beheading of Christian pastors.
Pls help retweet this for the world to see.
Study in Canada ๐จ๐ฆ
If you are Interested in Studying in Canada come 2026, Here are 12 Canadian universities that accept 2:2 grades for Masters programs:
โช๏ธ Yorkville University (accepts 2:2)
โช๏ธ Royal Roads University
โช๏ธ Algoma University
โช๏ธ University Canada West (scholarships available)
โช๏ธ University of Niagara Falls Canada (scholarships available)
โช๏ธ Thompson Rivers University
โช๏ธ University of Prince Edward Island
โช๏ธ Wilfrid Laurier University
โช๏ธ Trent University
โช๏ธ Adler University
โช๏ธ Cape Breton University
โช๏ธ University of Northern British Columbia
Note:
1. 3-Year Postgrad Work Permit is still available for 1-year Master's programs.
2. MSc Programs of at least 16 months make your spouse eligible for an Open Work Permit while you're studying.
Before you japa in 2026, confirm the PR pathway for each country:
1. Canada โ Study Permit โ Post-Grad Work Permit โ Express Entry / PNP โ PR (โ 3โ5 years total)
2. UK โ Skilled Worker Visa โ Indefinite Leave to Remain (ILR) after 5 years โ Citizenship (6+ years total)
3. New Zealand โ Student Visa โ Post-Study Work Visa โ Skilled Migrant / Work to Residence โ PR (โ 3โ5 years)
4. Austria โ Red-White-Red Card โ Red-White-Red Plus โ Permanent Residence after 5 years
5. Sweden โ Student Visa โ Work Permit โ Permanent Residence after 4โ7 years of work residence
6. Germany โ Student Visa โ EU Blue Card / Work Visa โ Permanent Residence after 21โ33 months (Blue Card) or 5 years (standard)
7. France โ Student Visa โ Work Permit โ Carte de Rรฉsident (10-year PR) after 5 years residence
8. Italy โ Student Visa โ Work Permit โ EU Long-Term Residence Permit after 5 years
9. Spain โ Student Visa โ Work Permit / Highly-Skilled โ Long-Term EU Residence after 5 years
10. Portugal โ Student Visa โ Work Permit / D-type Residence Visa โ Permanent Residence after 5 years
11. Netherlands โ Student Visa โ Orientation Year Visa โ Highly-Skilled Migrant Visa โ Permanent Residence after 5 years
12. Finland โ Student Residence Permit โ Work Residence Permit โ Permanent Residence after 4 years of continuous residence
13. Norway โ Student Permit โ Skilled Worker Visa โ Permanent Residence after 3 years
14. Switzerland โ Work Permit B โ Settlement Permit C after 5โ10 years (depends on nationality & canton)
15. Lithuania โ Student Visa โ Temporary Residence Permit โ Long-Term Residence after 5 years
16. Bulgaria โ Student Visa โ Work & Residence Permit โ Long-Term EU Residence after 5 years
17. Iceland โ Work Permit (Qualified Professionals) โ Permanent Residence after 4 years
18. Japan โ Highly Skilled Professional Visa โ PR after 1โ5 years (points-based), standard route โ 10 years
19. Russia โ Work Permit / Highly-Qualified Specialist โ Temporary Residence Permit โ Permanent Residence after 1โ2+ years
20. Australia โ Skills in Demand Visa (482) / Skilled PR (189/190) โ Permanent Residency after 2โ3 years โ Citizenship after 4 years total residence (including at least 12 months as PR)
For further assistance, you can book a paid consultation with me and my team on WhatsApp: +2348039266453.
Bashir and Gumi! Now that Iโve left Iโm expecting to see a peaceful Nigeria! No killing, kidnapping, burning, IED, ambushesโฆ Since ISWAP, Fulani, and Boko are your brothers, tell them to take a masjid break.
โThe a77ack where the Christian m@$$@cre happened in Jos is 20 meters away from the police station and they didnโt prevent it. Sheik Gumi and Bashir Ahmad are posting about me. When have they condemned the k!โllings? They havenโt talked about me rebuilding villages, but when I speak out against pure evil and terror, where innocent people were sl@vght3r3d then Gumi appears.โ
โ Alex Barbir says.
@BashirAhmaad Itโs unfortunate human lives are no longer sacred to some sects in this country again. It is about you spilling conspiracy theories just to satisfy your religious jihad. Below is a picture of a woman carrying her butc**hered husband. I hope it satisfies you.