Rohan Puri 👨🏻‍💻

Truth seeker.
Figuring out what next.
Building Products in FinTech for 10+ years.

[Rohan Puri 👨🏻‍💻 @ropuritto]

@vatsal_sanghvi Pending chal raha hai. We will do it soon!

[Rohan Puri 👨🏻‍💻 @ropuritto]

@vatsal_sanghvi 'experience by ludovico einaudi' - thanks for this 😃

[Rohan Puri 👨🏻‍💻 @ropuritto]

@shobhitic Would have gone had I known earlier. How was it?

[Rohan Puri 👨🏻‍💻 @ropuritto]

@dharmeshba Where is this now? 🤣

[Rohan Puri 👨🏻‍💻 @ropuritto]

@coleywoleyyy @kushakohli

[Rohan Puri 👨🏻‍💻 @ropuritto]

And he took @X down with this announcement.

@kunalb11 🙏

[Kunal Shah @kunalb11]

It’s been a minute.

2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.

2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.

Today

CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.

Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.

Team CRED, I’ll still expect you to be a 10x version of yourselves.

As for me, I’ll be joining Meta to lead WhatsApp globally.

Meta comes in as a minority investor in CRED. No access to member data.

While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.

Onwards.

[Rohan Puri 👨🏻‍💻 @ropuritto]

@dharmeshba 💯💯

[Rohan Puri 👨🏻‍💻 @ropuritto]

@tankots @WisprFlow Wispr Flow

[Tanay Kothari @tankots]

We offered 5 people a Porsche 911 GT3 RS if they could get @WisprFlow to make a mistake

It's the fastest and most accurate AI voice dictation app that's 3x more accurate than ChatGPT, Claude, or Siri.

Today, we’re finally launching on Android. Download now: https://t.co/TJhnUhDSLv

As a part of the launch, we’re giving away 6 months of Wispr Flow Pro for free.

Like, retweet and comment ‘Wispr Flow’ to get it. Enjoy.

— Written with Wispr Flow

[Rohan Puri 👨🏻‍💻 @ropuritto]

@saaquibx Tomorrow? 😅

[Hassan W. Bhatti @hwbhatti]

Think it. Say it. Done.

The average person spends 3 hours typing + switches 1,000 tabs per day.

That ends today.

Meet Lemon: The first voice-to-action AI agent that turns your voice commands into finished tasks.

RT + Comment "Lemon" to get free access for 30 days.

(must be following so I can DM you)

[Rohan Puri 👨🏻‍💻 @ropuritto]

@hwbhatti Lemon

[Rohan Puri 👨🏻‍💻 @ropuritto]

Worse - if the courier would have been something crucial or more valuable, I would have been stuck in limbo, helpless.

What should I do? This doesn’t even feel like an edge small enough to be left out.

[Rohan Puri 👨🏻‍💻 @ropuritto]

To whosoever owning the courier product at @Uber_India @Uber @Uber_Support

Looks like you folks have missed out solving for some key edge cases. Let me share one.

[Rohan Puri 👨🏻‍💻 @ropuritto]

Concerns:

1. There is no way I can cancel this now. It says you can end the ride but no option.
2. Can’t book another one since this is on.
3. No way to contact support while this ride is live. So, my app is useless till this ride ends.

[Rohan Puri 👨🏻‍💻 @ropuritto]

@nikunj If you are lucky, you get a “Happy Diwali 🪔 to you too” back. 😛

[Rohan Puri 👨🏻‍💻 @ropuritto]

@nikunj 😂😂

[Rohan Puri 👨🏻‍💻 @ropuritto]

@mister_whistler 😭😭