Rutviz Parekh, CFA

Investor | Trader | Growing wealth through public equities and early stage private businesses

[Rutviz Parekh, CFA @rutviz]

Everyone’s waiting for Nvidia’s earnings like it’s a concert. The market wants one thing: Supply, not demand is the constraint. And anticipating which bottlenecks management points to.

[Rutviz Parekh, CFA @rutviz]

@LuckyInvest_ARK Wow! Lovely pictures!

[Rutviz Parekh, CFA @rutviz]

Back in the bay after 5 months in India. Feels good to be back! Hits you with a different kind of energy

[Rutviz Parekh, CFA @rutviz]

@BookMyForex Dm’ed you but haven’t received a reply there as well.

[Rutviz Parekh, CFA @rutviz]

@BookMyForex placed an order yesterday and was told I would get currency by today 9pm. But I haven’t heard from the channel partner nor is your customer service number working.

[Rutviz Parekh, CFA @rutviz]

Feels like a lot of stocks have quietly bottomed out! The kind of prices we might look back on and wish we had the courage to buy. Not saying it’s easy, but this is where conviction is built. Invest without fear.

[Rutviz Parekh, CFA @rutviz]

@makemytrip My parents booked flight tickets to Goa on 16th Nov. Spicejet cancelled the flight. It’s been 3 weeks and they haven’t received their refund. Please resolve.

[Rutviz Parekh, CFA @rutviz]

@wiretexts Also, total health insurance premium is around Rs 1.18 lakh crores so $9 checks out.

[Rutviz Parekh, CFA @rutviz]

India’s per capita life insurance premium is just $70. (Global average ~$880) US at $2600. Shows what a tremendous runway and terminal value this sector has.

[Rutviz Parekh, CFA @rutviz]

@wiretexts Got it on irdai till FY24. Life is at $70 and non-life is $25 per capita. And I guess health is around 35% of non-life so I am assuming around $9.

[Rutviz Parekh, CFA @rutviz]

@Alphamojo1 Some might be off by an hour depending on the season. This doesn’t account for day light saving transitions.

[Dinesh Pai @dineshpaii]

Guilty of this, I almost felt like someone was narrating my behaviour. :(

Going to be super conscious of this from today.

[Rutviz Parekh, CFA @rutviz]

Grew up watching ads and campaigns created by Piyush Pandey. They weren’t just ads, they were emotions that still stay with us. Legendary storyteller who shaped advertising and made India fall in love with its own stories! Rest in peace 🙏

[Rutviz Parekh, CFA @rutviz]

This Diwali, may our days be filled with light, mind with clarity, heart with calm conviction. In life and investing, the brightest returns come from patience, gratitude, and purpose.

Wishing you all a luminous Diwali and a meaningful New Year.

[Rutviz Parekh, CFA @rutviz]

Wow! Fungus that lives on radiation. Could make nuclear power safer, clean up radioactive waste and protect astronauts from space radiation. Would be interesting to see if it’s commercially viable or not.

[Massimo @Rainmaker1973]

A black fungus feeds on radiation in Chernobyl.

In the radioactive ruins of Chernobyl’s Reactor 4, scientists found an extraordinary black fungus, Cladosporium sphaerospermum, thriving in one of Earth’s most toxic environments.

Rather than merely enduring radiation, this fungus seems to harness it through radiosynthesis—a process akin to photosynthesis but driven by gamma radiation, converting it into chemical energy. It’s among the rare organisms capable of this feat.

Even more remarkable, when tested on the International Space Station, the fungus flourished, forming a biofilm that blocked up to 84% of cosmic radiation, hinting at its potential as a living radiation shield for astronauts. With radiation posing a major hurdle for deep-space missions to Mars and beyond, this self-regenerating biological layer could revolutionize spacecraft design by replacing heavy, bulky shielding.

On Earth, researchers are exploring its use in bioremediation to detoxify radioactive sites too hazardous for humans, potentially transforming nuclear disaster recovery. As one scientist put it, “It’s like nature crafted a biological radiation shield.” From Chernobyl’s ruins to space, this humble fungus could help humanity thrive in the universe’s harshest environments.

[Rutviz Parekh, CFA @rutviz]

Prosus to invest Rs 1296 Crs in ixigo. Funds to fuel AI and hotels expansion as they scale. Validates India’s OTA opportunity! Kudos to the founders who have built a solid business with brilliant vision for Indian consumers. Onwards and upwards!

[Rutviz Parekh, CFA @rutviz]

Met the incredible founders of Ixigo over dinner in SF — Inspiring conversations, big vision and some serious India+global tech energy. India’s travel and tourism future’s looking bright.

[Rutviz Parekh, CFA @rutviz]

TCS kicks off Q2 on a high. Revenue and margins beat estimates and sees growth in CC after a few quarters. Also bold announcements of building 1GW AI datacenter and acquisition of ListEngage. Q2 order wins hit $10B.

[Rutviz Parekh, CFA @rutviz]

Don’t mistake reading them for doing research. It can be a useful reference but real work is actually going through annual reports, earnings calls, channel checks, understanding the business, management and building your own model.

[Rutviz Parekh, CFA @rutviz]

Reminder to not take analyst reports too seriously.

[Rutviz Parekh, CFA @rutviz]

WHO adds GLP-1 drugs on its essential medicines list. Indian pharma’s already gearing up for generics in 2026. Expect GLP-1s to get a lot more affordable and accessible.