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[Our World in Data @OurWorldInData]

📊 Data update: There are now nearly 800 million active mobile money accounts in the world—

You probably use a bank account every day without thinking about it — to buy groceries, pay a bill, or receive your salary.

But for more than a billion people worldwide, transactions only happen with cash — no easy way to send or receive money remotely, and a constant risk of loss or theft.

Mobile money is changing this.

Unlike banking apps or services like Venmo, it doesn't require a bank account, smartphone, or internet. People make payments and receive deposits by simply dialling a short code on a basic mobile phone.

This technology has spread rapidly, especially across Sub-Saharan Africa, where hundreds of millions of people now rely on it.

You can see this in the chart, which our colleague Veronika Samborska recently updated with the latest release of the Global Mobile Money Dataset from the GSM Association (GSMA).

The GSMA has tracked mobile money data since 2009. The data now extends through 2024.

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@kucoincom 👋

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@elonmusk question

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