SaneCents | Personal Finance

is a Personal Finance blog, devoted to improving your financial well-being.

[SaneCents | Personal Finance @sanecents]

In college, if I had $300 in my bank account, I was elated. Now, we have nearly $100k cash in our emergency fund, yet it doesn’t seem “enough”. What’s wrong with this mindset?

[SaneCents | Personal Finance @sanecents]

@jjeffrose No need to prove you wrong, because I agree with you. 😂 I would only consider it if the interest earned on my assets could cover the monthly payment. But even with that said, I’ve conditioned my brain enough to not allow myself to do that.

[The Motley Fool @themotleyfool]

We have no idea:

- what the market will do next

- where interest rates are going

- how the Fed will react

- when the next recession will hit

Neither does anyone.

[Hank Smith @hankrsmith]

. @Delta flight attendant: Would you like cookies or Jesus?

Me: Huh?

Her: Cookies or Jesus?

Me:

Her:

Me:

Her:

Me: (looks at cart)

Me: Oh!

[SaneCents | Personal Finance @sanecents]

@your_money_blog Yes! We started a new business, and purchased four more rental units. Also in the process of acquiring our first flip, and have made a TON of awesome connections with people. This year far exceeded our expectations.

[SaneCents | Personal Finance @sanecents]

@DollarSprout We have all our excess cash with CIT Bank. No notifications that I’ve seen...

[SaneCents | Personal Finance @sanecents]

@ferventfinance We cut the cable years ago, and have never looked back. Welcome to the club!

[SaneCents | Personal Finance @sanecents]

@morjoysol2615 If I continually think about something for that long, i typically buy it.

[SaneCents | Personal Finance @sanecents]

@AndySwan Yeahhh. I don’t get it.

[SaneCents | Personal Finance @sanecents]

@themotleyfool I bought a car in my early 20’s, and it dropped my net worth by nearly $7k. I’ve since learned my lesson.

[SaneCents | Personal Finance @sanecents]

@themotleyfool Marrying my wife. Seriously. My net worth has 10x since getting married. Not because she had crazy amounts of cash. But her and I together, we’re crushing it in real estate. She gives me focus and purpose.

[SaneCents | Personal Finance @sanecents]

@ferventfinance That’s my downfall, too. I was totally fine with my ‘03 Accord... until my friend drove up in a pickup. Now I own an F-150. 😂😂

[SaneCents | Personal Finance @sanecents]

@StIroningShirts I think the biggest thing is Facebook needs to move that “Is this available” button. It’s too damn easy to hit accidentally.

[SaneCents | Personal Finance @sanecents]

@hankrsmith Wisdom well beyond his years.

[SaneCents | Personal Finance @sanecents]

Really digging this quote today: “Your life does not get better by chance. It gets better by change.” -Jim Rohn

[SaneCents | Personal Finance @sanecents]

@morjoysol2615 So exciting! Keep it up!!

[SaneCents | Personal Finance @sanecents]

@ferventfinance https://t.co/1Y2KAH1yWO

[SaneCents | Personal Finance @sanecents]

@ferventfinance Ugh. This video is cringy on so many levels.

[Eddy Elfenbein @EddyElfenbein]

Smucker is up 31% for us this year.

If you missed out, don't be jelly.