SAPIN STEPHEN

[SAPIN STEPHEN @sapinstephen123]

@FABConnects Disappointed with FAB's handling of liability letters. Why was my FAB liability letter dated 18/06/2026, but the SMS saying it was ready came only on 20/06/2026? This delay can affect loan transfers. Customers deserve timely updates. #FAB #CustomerService #UAEBanking

[SAPIN STEPHEN @sapinstephen123]

@rta_dubai Intercity buses to Sharjah are on normal schedule today ?

[SAPIN STEPHEN @sapinstephen123]

Next step: @jagograhakjago @consaff #GoibiboScam

[SAPIN STEPHEN @sapinstephen123]

@goibibo No response after your false "no-show" claim for my confirmed booking GH28144248187466.
I stayed at the hotel by paying ₹4,000 out of pocket because your booking was not honored.
I have proof. This is fraud & consumer rights violation.

[SAPIN STEPHEN @sapinstephen123]

I have proof of my stay, paid ₹4,000 directly to the hotel because your booking was not honored.Refund + apology needed! #GoibiboScam #ConsumerRights

[SAPIN STEPHEN @sapinstephen123]

I have proof of my stay, paid ₹4,000 directly to the hotel because your booking was not honored.Refund + apology needed! #GoibiboScam #ConsumerRights

[SAPIN STEPHEN @sapinstephen123]

@GoibiboSupport @goibibo This is unacceptable! Your agent now claims I never showed up at Bethania Resorts for booking ID GH28144248187466 — which is completely false.

[SAPIN STEPHEN @sapinstephen123]

#GoibiboScam #ConsumerRights

[SAPIN STEPHEN @sapinstephen123]

@goibibo This is unacceptable! Your agent now claims I never showed up at Bethania Resorts for booking ID GH28144248187466 — which is completely false.
I have proof of my stay, paid ₹4,000 directly to the hotel because your booking was not honored.
Refund + apology needed!

[GoibiboCare @GoibiboSupport]

Hi, we tried to connect with you ******6504 but the call was not connected. As per our validation with the hotel clearly said that the guest did not came to the hotel. Therefore, any refund in this case is not applicable. We hope this resolves your concern and we look forward to serve you in future. - Avinash

[SAPIN STEPHEN @sapinstephen123]

@goibibo Thanks for the update from Avinash. I’ve been asked to wait until the end of the day regarding my denied booking at Bethania Resorts.
I expect a full refund and compensation without further delay.
Will escalate if not resolved today. #GoibiboFail #TravelSupport

[SAPIN STEPHEN @sapinstephen123]

@goibibo It’s been over 24 hours since your agent Avinash promised resolution for my denied hotel booking at Bethania https://t.co/cQhqouOM6n update, no refund, no compensation. My family was stranded due to your failure.
Please respond immediately. #GoibiboFail #TravelScam

[SAPIN STEPHEN @sapinstephen123]

@goibibo It’s been over 24 hours since your agent Avinash promised resolution for my denied hotel booking at Bethania https://t.co/cQhqouOM6n update, no refund, no compensation. My family was stranded due to your failure.
Please respond immediately. #GoibiboFail #TravelScam

[SAPIN STEPHEN @sapinstephen123]

@goibibo 🚨 @goibibo my confirmed hotel booking (ID: GH28144248187466) at Bethania Resorts was denied when we arrived. Hotel said no confirmation was received from your side. No response from your customer care despite repeated calls! Please resolve urgently. #TravelFail #Goibibo

[SAPIN STEPHEN @sapinstephen123]

@goibibo 🚨 @goibibo my confirmed hotel booking (ID: GH28144248187466) at Bethania Resorts was denied when we arrived. Hotel said no confirmation was received from your side. No response from your customer care despite repeated calls! Please resolve urgently. #TravelFail #Goibibo

[SAPIN STEPHEN @sapinstephen123]

@HDFCERGOGIC Disappointed that your call center team is unable to confirm if my policy covers optical treatment. No clear answers, no basic knowledge. How are customers supposed to get help if your support team is unaware of policy benefits? #CustomerCare #HDFCERGO

[SAPIN STEPHEN @sapinstephen123]

@TravelexUK Recently exchanged $100 at AUH airport and got only 185 GEL. On the same day at Georgia Airport, $100 got me 266 GEL! Lost around 115 AED. Do you think this rate is fair? #Travel #CurrencyExchange #UnfairRates

[SAPIN STEPHEN @sapinstephen123]

It's clear their focus is on sales & marketing, neglecting competent processing. With the office in India and unqualified staff, it's a recipe for disaster. #YAxisFail #UnprofessionalService"

[SAPIN STEPHEN @sapinstephen123]

@yaxisdubai "Extremely disappointed with @YAxis_MiddleEast's handling of my UK Skilled Worker Visa. No interview calls in 6 months! Staff lacks basic job submission knowledge, making the process frustrating.

[SAPIN STEPHEN @sapinstephen123]

It's clear their focus is on sales & marketing, neglecting competent processing. With the office in India and unqualified staff, it's a recipe for disaster. #YAxisFail #UnprofessionalService"

[SAPIN STEPHEN @sapinstephen123]

@yaxis "Extremely disappointed with @YAxis_MiddleEast's handling of my UK Skilled Worker Visa. No interview calls in 6 months! Staff lacks basic job submission knowledge, making the process frustrating.

[SAPIN STEPHEN @sapinstephen123]

@HDFCERGOGIC Paid Rs 34,821 for HDFC ERGO policy renewal via email link, but the website shows Rs 33,079 for the same policy. This Rs 1,742 discrepancy is unacceptable. @HDFCERGO, please address this and issue a refund immediately! #CustomerService #Insurance #HDFCERGO

[SAPIN STEPHEN @sapinstephen123]

@HDFCERGOGIC Paid for my HDFC ERGO insurance policy renewal a day ago, but no confirmation email received yet. This unprofessional ism raises serious concerns about how they handle customer claims. @HDFCERGO, please address this urgently! #CustomerService #Insurance #HDFCERGO

[SAPIN STEPHEN @sapinstephen123]

@HDFCERGOGIC DM send , reply awaited.

[SAPIN STEPHEN @sapinstephen123]

@HDFCERGOGIC Paid for my HDFC ERGO insurance policy renewal a day ago, but no confirmation email received yet. This unprofessional ism raises serious concerns about how they handle customer claims. @HDFCERGO, please address this urgently! #CustomerService #Insurance #HDFCERGO