Dear Secretary Bessent @SecScottBessent,
My name is Everett Stern. In 2010 I was a compliance officer at @HSBC. From a back office in New Castle, Delaware, I watched billions of dollars move to drug cartels, sanctioned regimes, and terrorist organizations. The enemies of the United States. I documented it, I escalated it, and when the bank would not act, I took it to the @FBI, the @CIA, and eventually the @SECGov.
The result was a $1.92 billion settlement. At the time, it was one of the largest in American history. It was also about five weeks of the bank’s profit. Not one banker was charged. Not one went to prison.
I paid a different price. I lost my career, my savings, and my place in the industry I had trained for. I was blacklisted. Every door in American finance closed at once. I slept on a camping cot in a 300 square foot apartment because I could not afford a bed, and I waited tables at @PFChangs to eat. I tell you this not for sympathy, but so you understand that I know exactly what it costs to do the right thing in American finance, and exactly how little the system does in return.
I made that sacrifice because I believed it would change something.
Yesterday, your department fined @BankofAmerica $1.2 billion for failing to report more than $5 billion in suspicious transactions, some of it tied by your own findings to Chinese laundering networks, narcotics, and the southwest border, alongside 475 apparent sanctions violations touching Russia, Iran, and global terrorism. The bank admitted it willfully violated the Bank Secrecy Act.
Fourteen years after HSBC. A bank with “America” in its name. And once again, not one individual charged.
Secretary Bessent, I want to say plainly what I believe you already know. The fines are not working.
A fine is paid by shareholders, absorbed by the balance sheet, and forgotten by the next earnings call. Bank of America reported earnings this morning. Nobody who set the alert thresholds, nobody who decided the 2024 cease and desist could wait, nobody who chose the backlog over the law will lose a single thing they value. Their lives are untouched. That is the entire reason the behavior repeats.
This is money laundering. This is blood money. Money that reaches a cartel buys fentanyl that kills Americans. Money that reaches a terrorist organization buys the next attack. This country has fought a war on drugs and a war on terror for decades, at enormous cost in lives and treasure, and all the while we have allowed the financing to flow through institutions we charter and regulate. Cut off the money and we win. We have never seriously tried.
There is also a question of equal justice that I cannot let go.
Before I walked into the FBI building to report HSBC, I stopped in front of the Great Seal on the wall and read the words engraved beneath it: “Justice is the defense of our liberty.” I believed that. I still want to. But every day in this country, people go to prison for crimes that are nothing next to moving money for the people who want Americans dead. A suit, a title, and a corporate badge should not be a shield from the consequences that apply to everyone else. If a street dealer goes to prison for what he sells, the banker who moved the cartel’s money should be standing next to him.
I also want to raise something that is rarely said in these conversations. Why has no one inside Bank of America come forward the way I did? The answer is that everyone in American banking knows what happened to me, and to the whistleblowers who came after. The last person who spoke up is the only policy anyone believes. That is a culture problem, and it starts with leadership, in the banks and in the agencies that regulate them.
This is not a political issue. It has spanned administrations of both parties. It is a national security issue, and I am asking you to treat it as one.
Three things would change the math overnight.
Refer individuals for criminal prosecution. Not the analyst in the queue. The executives who set the thresholds and chose the risk. One banker in handcuffs would do more than every fine in Treasury’s history combined.
End “too big to jail.” An institution cannot be too big to fail and too big to jail at the same time. If it is the first, it must be held to a higher standard, not a lower one.
And if Bank of America will not act as America’s bank, review its charter. A national charter is a privilege granted on behalf of the American people. It should be conditioned on not moving money for the people trying to kill them.
Secretary Bessent, you said yesterday that these actions send a clear message that even the biggest institutions are not above the law. With respect, the institution was never the problem. The people inside it are above the law, and they know it. Until that changes, I will keep writing letters like this one, and the next bank will keep paying the next fine.
I gave up everything I had to stop this. I am asking you to use the power you have to finish it.
Respectfully,
Everett A. Stern
HSBC Whistleblower
Founder and Intelligence Director, Tactical Rabbit
Carney’s $10 OAS Raise. Canada’s Seniors Kneel in Gratitude.
I have paid government taxes and into so-called ‘pensions’ for 56 years. Still paying.
In 1970 at 16 years old when governments first started taking a portion of my earnings, I had no idea the money would be wasted, stolen, sent abroad to support unjust but profitable wars, sent to people who hate us – or used to destroy the Western-Christian foundations of Canada.
Had I known, I would have left for the United States or elsewhere while I was still young. Many friends did exactly that in their early 20s. I stayed.
Now I’m told I am a White oppressor and a boomer responsible for the country’s decline. Two or more generations - recent arrivals and younger Canadians raised in the public schools - have been taught to see me that way. To ridicule, despise and even to hate me.
It does not matter that I worked at Stelco and then as a Toronto police officer, that I carried the bodies of friends killed in service of Canada - or that my own multiple injuries on duty and months in hospital mean I have not been able to walk normally and without pain since 1982.
It does not matter that my family has been in Canada since at least 1703, were pioneers on the prairies, or that by Royal declaration of the King - I, my children, grandchildren and all succeeding generations are forever are honoured with the post-nominal ‘U.E.’
It does not matter that I raised three children, the last ten years entirely on my own until they were adults, and that all three turned out well. My four grandchildren are joys. I am so proud of each and all of them.
None of that counts. I am White, male, 72 and a legacy Canadian. That is what matters.
So I am expected to get down on my knees and thank @MarkJCarney for an extra ten dollars a month, while begging forgiveness for my sin of being here since 1703.
It’s time for Prime Minister @MarkJCarney to join me and millions of our fellow Canadians in supporting the appointment of Don Cherry to the Order of Canada, one of our nation’s highest honours.
This shouldn’t even be up for debate. Don Cherry is a Canadian icon, a hockey legend and is loved by Albertans. He’s not just one of the greats, his word and opinion about our national sport is still treated as hockey gospel by millions of Canadians.
His contributions to Canadian sport and culture are undeniable, and the work he did to honour our nation’s veterans was an invaluable contribution to our country. He will forever hold a special place in the hearts of Canadians.
So, put the puck in the net and give Grapes the recognition he deserves.
Read the full story here: https://t.co/IysDIoztQB
Matthew McConaughey's powerful insight: “Self-reliance and faith aren’t opposites—they’re teammates.”
He shares how his agnostic years forced him to stop excusing repeats of the same mistakes:
“Cut the s..., McConaughey. The buck stops here with you.”
He realized sin simply means “missing the mark” (an old archery term)—and he was tired of bad aim, even with grace waiting on Sunday.
Then came the breakthrough:
He heard God applauding the moment he took full responsibility:
“Thank you. I need more like you that go, ‘Yes, I’m responsible. My choices today have consequences tomorrow.’”
Faith doesn’t mean hands off the wheel.
It means gripping it tighter, knowing you’re designed with free will for a reason.
“Your hands are on the wheel. Where are you steering today?”
Watch the full 2:15 clip—it’s straight fire for anyone wrestling with accountability and belief.
What’s one area of your life where owning the wheel (self-reliance) and trusting the bigger plan (faith) finally clicked for you? Share below—this thread needs that energy.
BLESSED WIN: Country star and rapper Jelly Roll used the Grammy Awards stage Sunday night to praise Jesus Christ as he accepted his first Grammy wins, including Best Contemporary Country Album.
MORE: https://t.co/OFyR2Vk9NL
I was in Bible college the week before 9/11.
Testimony service. Folding chairs. Fluorescent lights. Mandatory attendance.
Everyone expected the usual: clean stories, safe sins, spiritual résumés.
Then a tattooed giant walked to the front with his wife.
Former heroin addict. Former bouncer.
She’d worked the streets. Met him through her pimp.
Both of them gripping Bibles like flotation devices.
They sang. Badly.
Then he preached for five minutes.
No polish. No structure. No seminary cadence.
The hermeneutics professor winced.
The English teacher checked the clock.
But the altar filled.
Heaven moved while the educated missed it.
That moment never left me.
Because it exposed something most Christians don’t want to admit:
God does His best work in people who are still a mess.
That’s why Jelly Roll scares the industry.
Pills. Prison. Years burned down.
Then he grabbed the Grammy mic and said the one name you’re not supposed to say out loud if you want to keep a career.
“I love you, Lord.”
The crowd cheered.
The suits froze.
They always do.
Because God isn’t finished with him yet.
And unfinished people are dangerous.
Moses wasn’t Moses overnight.
He saw an Egyptian beating a Hebrew. Rage took over.
Looked left. Looked right. No witnesses.
So he killed him.
Buried the body in the sand.
Forty years later he’s still running when the bush burns. Still seeing blood on his hands.
“Who am I?” he asks.
God sends him anyway.
Not from murderer to hero.
From murderer to man still being worked on.
Paul didn’t become Paul overnight either.
Stephen preached. Rocks flew. Skulls cracked.
Coats piled at Saul’s feet while he approved.
Years later, after writing half your New Testament, he’s still begging God about a thorn.
God doesn’t say, “You’re finished.”
He says, “My grace is sufficient.”
Your Bible reeks of in-progress redemption.
Exodus doesn’t hide the murder.
Acts doesn’t hide the coats.
KJV. No polish. No PR team.
That tattooed couple went home after chapel.
Monday came. Cravings stayed. Memories stayed.
God stayed.
Jelly Roll will wake up tomorrow with the same demons and the same industry pressure to shut up.
God will still be working.
You’re not disqualified.
You’re under construction.
Same clay. Same Potter. Same wheel.
Build anyway. Fall anyway. Get up anyway.
If Mike Tyson had known he would have watched his words carefully…
I have NEVER seen anyone who spoke rashly against God or the person of Jesus that didn’t eat their words back.
For the first time, I now know why Mike Tyson lost to Evander Holyfield
Jesus is a real historical figure, not just in the Bible.
There’s over 2500 non Christian records of Him, higher than even Julius Caesar.
This excerpt is from 1st century Jewish scholar Josephus - describing Jesus as the Christ. Amen.