I'm losing my mind rnn. I rented this McLaren from Turo for my anniversary. I had it parked legally on the street for 20 minutes! Some coward in a truck sideswiped it and fled. I just called the rental company and they're telling me that because it was 'parked on a residential street' and not a 'secure garage,' the insurance I bought is VOID. Am I really supposed to be financially ruined and pay an $80,000 repair bill because someone else hit me?