John Cronin

Former banks analyst pursuing a new venture! Please note that retweets are not endorsements.

[John Cronin @seapoint_jc]

@maxkarpis Thanks. Yes, that's what I was speculating about a few weeks back, i.e., does Revolut really want to be a lending machine given capital requirements.

[John Cronin @seapoint_jc]

@maxkarpis Hi Max. Yes, I'm not a big X user. I missed that comment last week but it chimes with what I've been thinking - i.e., that the banking licence is just a trust signal – with the real prize being ownership of the AI-intermediated financial interface of the future.

[John Cronin @seapoint_jc]

@pauleholden Politics in all its glory. Let them at it.

[John Cronin @seapoint_jc]

@keira_con @HeroEnlightened What utter nonsense. What analysis underpins your - seemingly entrenched - views?

[John Cronin @seapoint_jc]

@keira_con This is sensationalism and just plain wrong in my view. The US has cut deals with many pharma co's located here that see them exempt from tariffs. They will invest in US but that doesn't mean upping sticks. But, hey, don't let the facts get in the way of your predictive prowess

[John Cronin @seapoint_jc]

@POLITICOEurope sadly this is the reality in most large organisations

[John Cronin @seapoint_jc]

@paddycosgrave who?

[John Cronin @seapoint_jc]

@cetier1 that push is definitely going to change everything...

[John Cronin @seapoint_jc]

@MickOKeeffe Great news - if they can execute well. Doubtful.

[John Cronin @seapoint_jc]

UK Banking M&A: What are the possibilities. Check out my detailed perspectives in this note: https://t.co/3GmQeRlClu

[John Cronin @seapoint_jc]

@PaulJDavies @PaulJDavies i took a look in Financials Unshackled here too: https://t.co/8kpFVBETSI

[John Cronin @seapoint_jc]

@cetier1 I cannot say I am surprised at any of the IQ rankings here...

[John Cronin @seapoint_jc]

@Finextra Good piece - I wrote a deep dive on Substack here: https://t.co/cMqR9On77D

[John Cronin @seapoint_jc]

@charliekirk11 it will take another 20 years for europe to follow their lead

[John Cronin @seapoint_jc]

@TimBushLondon @Ian_Fraser @RichardJMurphy @doctoriaindarcy does anyone have any principles any more?

[John Cronin @seapoint_jc]

@santanderuk UK - deep dive into what is going to happen next. What's the returns profile, who will bid, what does psot-deal market shares look like etc. All here in my free-to-read post on @substack https://t.co/cMqR9On77D

[John Cronin @seapoint_jc]

Delighted to announce the launch of Financials Unshackled, a newsletter on Substack with independent insights on key themes in Banking & Specialty Finance. It's free to subscribe so please sign up at the link below! All feedback is welcome. https://t.co/BUFsgWXt1a

[John Cronin @seapoint_jc]

@opinion @PaulJDavies Great piece

[Conor in BC @conorsvan1]

Ireland launched a campaign against greedy landlords with rent control, 52% tax, no deductions, no evictions.

They succeeded & landlords left the market in droves

Now there are 716 homes available to rent in the entire country and 150 queued for this one bed yesterday.
#VanRe