benjamin stubbs

[benjamin stubbs @settingforth360]

If humans were replaced by animals playing baseball, what animal would be most entertaining to watch

#raindelayquestions

[benjamin stubbs @settingforth360]

#raindelayanswers

Lady and the tramp style

[benjamin stubbs @settingforth360]

Best facial hair in the history of Base? #raindelayquestions @jasonbenetti

[Thom Hartmann @Thom_Hartmann]

1/ The Nightmare Scenario SCOTUS is Plotting For the 2024 Election Takeover:

[benjamin stubbs @settingforth360]

@mtobey If only we all thought a little more.

[benjamin stubbs @settingforth360]

@EvanTeaches11 @AlexTuttle18 @RevBohn @kairyssdal If the market saw value with low risk then they’d be back, but the original post by @kairyssdal implied that Arms are bad, they aren’t. Reduced guidelines and massive risk is. @kairyssdal is my North Star on educating myself but this one time he’s wrong and imma say it 😂.

[benjamin stubbs @settingforth360]

@EvanTeaches11 @RevBohn @kairyssdal wow - yeah these product offerings are incredibly wide and ill advised. IO is far from normal for the vast majority of lenders rn.

[benjamin stubbs @settingforth360]

@EvanTeaches11 @RevBohn @kairyssdal What lenders do IO arms?

[benjamin stubbs @settingforth360]

@EvanTeaches11 @RevBohn @kairyssdal only applies to over $1m in financing. 5% under 500k.

[benjamin stubbs @settingforth360]

@EvanTeaches11 @RevBohn @kairyssdal qualifications for most ARM's are more challenging than a fixed rate mortgage

[benjamin stubbs @settingforth360]

@EvanTeaches11 @kairyssdal ARM's here are NOT interest only. A 5 year ARM amortized over 30 years is the same principal and interest for the first five years regardless of border. Interest only ARM's have been out of the market place in the US for a decade. Also, you do not need 20% down.

[benjamin stubbs @settingforth360]

@RevBohn @kairyssdal Precisely, restrictions and guidelines are the key. ARM's being evil is a fallacy.

[Jake Tapper 🦅 @jaketapper]

Seriously, read it again knowing what we know:

[benjamin stubbs @settingforth360]

If Al Gote invented the internet, who invented algorithms?

[benjamin stubbs @settingforth360]

Me to Local Gym: I haven't been in months, but if you don't plan to follow guidelines then I'll need to cancel my membership.

Local Gym to Me: Your membership has been cancelled.

Covid to Local Gym: <raises eyebrows> Did I hear what I think I heard?

[Fred Guttenberg @fred_guttenberg]

@mtgreenee .@mtgreenee, I woke up this morning crying that my daughter was murdered in Parkland & our Congress includes depraved people like you who laugh about it. A day after the vote, and you still don't get it. Sadly, I did not expect you to. Your tweet proves you should just resign.

[benjamin stubbs @settingforth360]

@CountingCrows The Closer

[benjamin stubbs @settingforth360]

@RanjeevPuri I see what you did there.

[benjamin stubbs @settingforth360]

@amandacarpenter Hadn't seen a dude in fifteen years, then he was arrested at the capitol. Looking back his support (unknown at the time but documented) for the Michigan Militia would have been a clue.