Shalabh K

Credit Cards #CreditCards #ccgeek || Data-based insights #Finance, #Music #Guitar and #Travel is my way to continue learning! vegan foodie #vegan

[Akshat Shrivastava @Akshat_World]

Difference between Rich vs HNI vs UHNI:-

1) A rich person locks 1Cr in [email protected]%

- After tax, they make 1.46% in USD terms (4.7% in INR terms)

2) An HNI locks 1Cr in FCNR deposits

- Tax = 0%
- They make 6% in USD terms (9-9.5% in INR terms)

3) An Ultra-HNI who does NOT need that 1Cr for the next 5 year, locks that wealth in QQQ

- Sets up a 0% tax base.
- Grows this 1Cr at least 14% CAGR in USD terms.
- Pays 0% capital gains.

****
Here is what happens in 10 years:-

1) Rich person doing Indian FD can't beat global inflation
2) HNI via FCNR beats inflation (safely!)
3) UHNI beats HNI by 2.5-3X wealth growth (by taking Index level risk). And, grows richer.

If you're an HNI/UHNI taking advise from investors who tell you how to invest like the "rich", you're actually destroying your wealth.

[Nebula World @nebula_world]

🚨 Big Sales Alert! Amazon Prime Day + Flipkart GOAT Sale starting soon – Don’t miss extra savings with these High-Approval Credit Cards! 🛍️✨

Amazon Prime Day and Flipkart’s Greatest Of All Time (GOAT) Sale kick off from July 4th. Prime members get early access on Amazon, and Flipkart Plus/Black members get a head start too. But the real game-changer? Using the right credit cards for up to 10% instant discount on top of existing deals! 💳

🔥These cards keep giving benefits in every big sale – Amazon, Flipkart, and beyond. Let's look at the best options for each platform. 👇

🚨 For Amazon Prime Sale (Axis + SBI partners) 📦🛒

1️⃣Axis Bank: Go for Neo or My Zone – Lifetime Free, super high approval rates, and excellent entry-level winners. Also consider Axis AS (great 5% cashback via GPay and utilities) or Axis Airtel (up to 25% on Airtel services, ₹500 fee but worth it). 💸📱
Apply here: https://t.co/lhWqXnLlFF

2️⃣SBI: SimplySAVE & SimplyCLICK – Just a ₹500 fee, the highest approval chances, and perfect for grabbing that 10% off. 🎯💯
Apply here: https://t.co/ZHdtFOdC3L

🚨For Flipkart GOAT Sale (BOB, ICICI, HSBC) 🛍️🔥

1️⃣BOB (Bank of Baroda): Eterna is Lifetime Free till June 30, 2026 – grab it if your ITR/salary qualifies (around ₹12L). Otherwise, choose an entry-level card like Select, Easy EMI, or Premium. Bonus: Get co-branded cards too for an extra 10% off. 🌟💼
Apply here: https://t.co/HOp9vM0vCh

2️⃣ICICI: Coral or Platinum offer the best approval odds. Skip the Amazon Pay ICICI card for Flipkart, as it only gives 1% cashback since it is co-branded. 🛡️❌

3️⃣HSBC: Live+ or Platinum (Visa/RuPay) – Excellent benefits if serviceable in your city. Travel One is a great premium gold option if you are eligible. Note: These are limited to specific cities, so check availability first. 🗺️✈️
Apply here: https://t.co/UrQwU5qJig

Key Rules to Remember 📝💡
* Co-branded cards (like Amazon Pay ICICI or Flipkart Axis) often yield only 1% when used on the rival platform. 🔄⚠️
* The maximum discount per card is around ₹2000-3000, but you can stack multiple cards (2-4) for bigger savings on separate transactions. 📈💰
* Focus on securing cards that are future-proof for every upcoming sale. 🛡️⏳

#AmazonPrimeDay #FlipkartGOAT #CreditCards #SaleShopping #HighApprovalCC #SaveMore #FinancialTips #IndiaSales2026

[Shalabh K @shalabhbits]

Follow so the DM actually reaches you 👇

#AI #Claude #Fable5 #Mythos #AIPrompts #ChatGPT #ArtificialIntelligence

[Shalabh K @shalabhbits]

🔥 Drop 1 word in the comments — I’ll DM you my 5 most powerful AI prompts (free)

Anthropic just:
→ Released Fable 5 (Mythos, finally public)
→ Got caught secretly dumbing it down for AI researchers 😬
→ Walked it back 24hrs later

[Shalabh K @shalabhbits]

-The govt pulled the plug entirely 💀

The model that can hack every OS & browser… gone overnight.

But here’s the thing — you don’t need Fable 5 to do incredible things with AI right now.

🎯 Comment anything. I’ll personally DM the 5 prompts I use daily to 10x my output.

[Shalabh K @shalabhbits]

Why suddenly my ppf account disappeared from SBi portal @TheOfficialSBI @OfficialSBICare . Is anyone else facing this issue ?

[Shalabh K @shalabhbits]

If you’re into AI video, follow for more Seedence 2.0 prompts, breakdowns, and behind-the-scenes tests. 🚀

[Shalabh K @shalabhbits]

Seedence 2.0 just changed the game for AI video creators.
Interesting and exciting times ahead – I’ll be sharing live experiments, prompts, and real workflows as I push it to the limit.
Here are 4 tips to get better results with Seedence 2.0:

[Shalabh K @shalabhbits]

1️⃣ Start with a clear story, not just a cool effect.
2️⃣ Use strong visual references (images/video) for style consistency. 3️⃣ Keep prompts specific about camera moves, pacing, and character actions. 4️⃣ Iterate in short clips first, then scale to longer videos.

[Shalabh K @shalabhbits]

@DLink_India faulty products … avoid !

[Shalabh K @shalabhbits]

@NoBrokerCare Clear symptom of downfall of @nobrokercom … thanks for timely resolution of the “technical issue” @NoBrokerCare 😅

[Shalabh K @shalabhbits]

Is @nobrokercom dead? No support response to emails or call back . I’m unable to use their service at all @NoBrokerCare

[Shalabh K @shalabhbits]

@NoBrokerCare There’s never an ETA of getting this issue resolved? @NoBrokerCare

[Shalabh K @shalabhbits]

@Nijol71 YT

[Shalabh K @shalabhbits]

@akshat_money Epm

[Shalabh K @shalabhbits]

Horrible experience getting a flight cancellation of a booking made through @makemytrip. Amongst the cancellation and convenience fee, pretty much no sense getting the cancellation done. Would suggest everyone to book your flights directly with the airlines.

[Shalabh K @shalabhbits]

@Uber_India @Uber issue with help section of your app? Not expected from a trusted brand like uber

[Shalabh K @shalabhbits]

@iSatishAgarwal @tarangkhandelwa @subratmailbox @YESBANK Thanks @iSatishAgarwal . This was helpful

[Shalabh K @shalabhbits]

@thetrickytrade Link

[Shalabh K @shalabhbits]

@tarangkhandelwa @subratmailbox @iSatishAgarwal What’s the best way to redeem 40k yes bank reward points? @YESBANK At the time of application, I could redeem it for Amazon vouchers, however @YESBANK has changed its terms and conditions now