Shardul Joshi, CFA

Virologist in Finance world. Interested in wealth management, behavioral finance and interdisciplinary approach towards decision making.

[Shardul Joshi, CFA @shardulpj]

@ICICILombard I am one step away from going to consumer forum

[Shardul Joshi, CFA @shardulpj]

@ICICILombard do you actually provide services mentioned in health policy? Can't get any support.

[Shardul Joshi, CFA @shardulpj]

@ICICILombard It is still not working and neither any of your RM is responding.
Your chatbot is dumb.

[Shardul Joshi, CFA @shardulpj]

@ICICILombard Your DM is not working

[Shardul Joshi, CFA @shardulpj]

@MyNykaa how many days before you resolve queries?

[Shardul Joshi, CFA @shardulpj]

7/ The first piece is on this exact idea.

You can read it here: https://t.co/mY4qbfjf6I

[Shardul Joshi, CFA @shardulpj]

1/ Most financial outcomes are not driven by lack of information.

They are driven by how we behave when it matters.

[Shardul Joshi, CFA @shardulpj]

6/ I’ve started writing a monthly note to explore ideas like this.

Reflections — on wealth, behaviour and decision-making.

[Shardul Joshi, CFA @shardulpj]

@celloworldindia why can't I get a replacement lid for kids water bottles?

[Shardul Joshi, CFA @shardulpj]

@airtelindia Even after a month no resolution @TRAI @JioCare @Airtel_Presence

[Shardul Joshi, CFA @shardulpj]

@airtelindia @Airtel_Presence if your dumb chatnot doesn't understand my query, is there another way? Or shall I tell the chatbot to disconnect connection amd it will work?

[Shardul Joshi, CFA @shardulpj]

@airtelindia No update yet Deepak B

[Shardul Joshi, CFA @shardulpj]

@airtelindia I have an active autopay.
Still the money doesn't get debited and you charge me late fee.
I got your cobranded credit card with axis bank just for this through your app.
This was sent on your DM on 23rd October. No response yet.

[Shardul Joshi, CFA @shardulpj]

@JioCare Still nothing.@_MukeshAmbani @reliancejio is pathetic

[Shardul Joshi, CFA @shardulpj]

@JioCare @reliancejio I ordered a sim online, made the payment and kyc.
Still, since 2 days, I just got messages saying the sim will be delivered today.
I am regretting my decision of not walking into the @airtelindia store at my corner and getting a sim from there.

[Shardul Joshi, CFA @shardulpj]

@JioCare While you may appreciate my patience, I don't appreciate your procrastination. Please provide process to cancel order and get my money back.

[Shardul Joshi, CFA @shardulpj]

@JioCare This is 6th we are working on it reply.
Is it really that difficult?
Tell me a process to cancel the order. I will walk in and buy a sim from @airtelindia or @Vodafone_Ind