I don’t think people truly understand what’s about to happen with 𝕏 Money.
This is Elon going back to his roots - back to https://t.co/xPHLRiKvNk - and building what he always wanted in the first place: one place that runs your entire financial life.
When he rebranded Twitter to 𝕏 in 2023, he said straight up that we’re adding the ability to conduct your entire financial world. He even said you may not even need a traditional bank account.
Most people brushed that off. And now it’s becoming real.
𝕏 Money has already been live in closed beta internally within the company. A limited external beta is expected soon, and they’ve already secured money transmitter licenses in over 40 states plus DC. 𝕏 Payments is registered with FinCEN. Visa is officially partnered. You’ll be able to fund your wallet instantly, send peer-to-peer payments, move money to your bank, and eventually use a debit card.
And I think this is just the beginning.
This will probably start as a simple wallet where you can send money as easily as sending a DM. With this technology, you can pay creators, pay subscriptions, pay whatever bills, shop inside the app, get paid inside the app, and much more.
Then, there will be high-yield savings, you can invest, you can get loans, have money market accounts, maybe even treasury access, cool smart cashtags that let you see live stock prices in your timeline and execute trades seamlessly, crypto integration, potentially full asset management… the list goes on and on… Elon literally said this is meant to be the central source of ALL monetary transactions.
Bro… think about that for a sec.
Your 𝕏 profile becomes your financial identity.
Everyone you follow is already there. Everyone you interact with is already there. That social graph becomes your distribution engine. Like, you won’t need a separate banking app, no need for a separate investing app, no need for a separate payment app… this all lives where you already spend your time. Right here on 𝕏.
Look at WeChat in China, which Elon always alluded to. Payments, messaging, shopping, investing - all integrated in one app. It handles $ trillions in volume and became deeply embedded in everyone’s daily life. Now 𝕏 is building the Western version of that, but with a more global reach, and xAI’s AI layered on top of all this.
Before you call me crazy, you have to understand how big this opportunity is.
Digital payments globally are measured in the tens of $ trillions of dollars annually. Even just capturing a small slice of that across hundreds of millions, and eventually a billion, users can change everything. 𝕏 already has the audience. That lowers customer acquisition costs significantly. Add fintech revenue on top of ads, plus float, plus lending, plus investing tools, and we’re talking about a completely different valuation profile.
Now, $44B for this company looks like the bargain of the decade… this was one of the main reasons I invested in 𝕏.
And if they execute the way they’ve executed at Tesla and SpaceX, this could truly fundamentally redefine how people handle $ .
Most people today still see 𝕏 as just a social media app. I see it as the foundation of a financial system layered on top of a global network. Ultimately becoming the “everything” app.
And this I believe is a once-in-a-generation opportunity.
Elon is calling this a game-changer.
I believe him.
Sources: Meta is exploring a stock offering to raise tens of billions of dollars to fund AI capital expenditures, following Google's record $85B share deal (Financial Times)
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An Oxford University spin out has just raised a $350m Series C! 🇬🇧
It’s the largest round ever raised by a European Quantum computing company.
The company builds quantum computers using superconducting qubits.
So far it has deployed quantum systems in data centres across London, Tokyo and New York.
Europe is producing a lot of great quantum companies. The difficulty is that they’re often backed by US investors and there’s a risk they could get bought early by US companies early.
Either way it’s a VERY exciting area.
Congrats to the team
Europe wants to de-risk from China to reduce its vulnerability in areas key to economic security and green transition. But how has the EU boosted its strategic autonomy so far? Ask the Euronews AI chatbot. #EuXl
➡️ https://t.co/Yb7br5wDFy
The $965 billion-valuation artificial intelligence lab has filed confidentially for an initial public offering, the company said Monday. https://t.co/zHd7MAu4Jr
In 2008 the European Union and the USA had similar sized economies.
But the European Union chose the path of massive regulations, higher taxes, discouraging businesses from forming and growing.
In 2026, the USA is $30.5 trillion and the EU is only $20 trillion.
Jeff Bezos just revealed the best time to start a company:
"There's never been a better time to be an inventor and a pioneer than right now because the world is on fire with new ideas and with AI and space opportunities. And we're in the middle of multiple golden ages right now with a rapid rate of change."
"And by the way, rapid change is good for startup companies and bad for incumbents. It's hard for incumbents to keep up, to move fast."
"And so this is the best time ever, in my lifetime, probably ever, to start a company and do something inventive."
"The second thing is an eagerness to invent. That you wanna be pioneering, that you wanna do new things."
Every incumbent is struggling to keep up. Every startup has the advantage of speed. The founder of Amazon just told you the window is wide open.
— Jeff Bezos @JeffBezos
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There are three conditions for safeguarding central bank independence, says President Christine @Lagarde:
🔹 A clear mandate: price stability
🔹 Direct communication with citizens
🔹 Preserving room for manoeuvre in monetary policy
Read the speech https://t.co/1nFqFER9U1
The ECB summons Eurozone banks to a meeting on Tuesday to discuss risks posed by the latest AI models and hopes US banks with Mythos access will share lessons (@mamdorsky / Financial Times)
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NOW - Blackrock's Larry Fink says he has "relooked at his assumptions" about crypto, that it's "not a bad asset," and "there is a role for crypto, in the same way there's a role for gold."
The US depends on China for crucial rare earth minerals and magnets. But its domestic electronic waste contains vast quantities of valuable magnets that could be reused and recycled to counter Beijing’s dominance. https://t.co/Nf8vKeiMMl
🧠 Augmented Reality in Brain Surgery: Seeing the Invisible
This is a real neurosurgical procedure where surgeons use AR navigation to operate with superhuman precision.
A 3D model of the patient’s brain — built from preoperative MRI and diffusion tensor imaging (DTI) — is overlaid directly onto the surgical field.