banks finding AI agents inside customer accounts is a preview, not a one-off.
creator accounts are next. agents posting, DMing brands, accepting deals, chasing invoices.
if your agent can't show who authorized what and when, it shouldn't touch anyone's money or reputation
@lukethorburg the niche is half of it. the other half is selling an outcome, not a service. "we do UGC" is a commodity. "your product in 40 sorority houses by friday" is a price you get to set
@MariaDavidson@usekojo 8 years in construction procurement is the kind of background founders should want on their cap table. people who've survived a messy, unsexy vertical spot the next one way faster. congrats maria
@ClaudeDevs@AgenticAIFdn for vertical startups this is the bigger deal than any model launch. you write the domain playbook once and it runs wherever your customer's agent already lives. the moat moves from "which model" to "whose playbook"
@DavidSacks the real issue in both cases is password sharing. if the only way to give an agent access is handing it your login, the bank can't tell your agent from an attacker. scoped, revocable tokens fix the security problem and the PR problem at once
@MaxHirsch13 the marketplace is the easy part. the pain is everything after the deal: briefs, approvals, payments, reporting. that's where agencies lose their week
@milkkarten the uncomfortable bit is disclosure kills the "just a regular person" vibe that made it work. someone's going to get fined into honesty soon
@kimmonismus agents doing things the user never asked for is a product problem before it's a security problem. permissions should be boring and painfully explicit.
chatgpt has an ad auction now. next year brands won't just ask creators for a reel, they'll ask how to show up in AI answers.
weird time to be in influencer marketing. fun time too.
Visa and @meshpay are making stablecoins spendable in 175m merchants
I saw this and I thought it was a Visa direct integration.
It's FAR more interesting.
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The partnership is consumers to pay in-store and online directly from the balances they already hold in their wallet apps.
This means anyone with the Mesh pay SDK (Klashi, Coinbase, Polymarket) can pay from their stablecoin balance.
But how it works is fascinating.
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Mesh issues a "ghost card" (a virtual card) that the user doesn't see, tagged to the KYC of the wallet holder.
So as you go to pay, you can tap to pay, and use your balance from those wallets
This "ghost card" for wallets is super super interesting.
The merchant gets a regular card payment.
Platforms who have lots of users can enable card payments without ever launching a card program.
Super curious to see if this gets traction and competes meaningfully with Rain or Wirex.
@deepseek_ai just released V4.1-Flash-1017 as open weights under MIT: 763B parameters, 1M context, big coding gains. Two days after China drafted export curbs on advanced models. You could not schedule this better.
Great to see @fluencitysocial , a start up I am invested in run by two incredibly smart guys @ShashankJarial and @shu8ham_ featured in this @livemint piece by Rudrani. They have built something unique. This is a good read.