@RidyardMike CGT is an odd tax, yes you can change habbits and sit there not wanting to sell or just get on with it and move on I would sell and move on
@RidyardMike trick i did retire 10 years early no other income withdraw empty SIPP use UFPLS and any spare cash each year put in ISA when 67 start drawing ISA tax rate 8-9% pre 67 0-3% after 67
@moving_charlie Been buying 30yr gilts over past year happy at some point demand destruction around the world then rates will trend lower Ukraine, Iran and Trump just speeding it up a bit
@adamtaggart Adam it does feel strange when the world is transitioning away from oil it reminds of large shopping malls being made while the internet was taking off who would want to invest in a legacy energy
@2147mill Will wait and see how internal trade costs are with 10000 companies including small caps 0.05-0.15% added to 0.07% gives total costs 0.12-0.22% still very low
VWRP fee 0.14% +.03% internal trading costs=0.17%
@MoneyHacks16 Sorry if you save in a pension say a SIPP but keep savings below 16k then if you lose your job pension is protected and you can claim benefits while looking for new job, does not effect everyone but job market can be wobbly at times keeps it safe
@Sky_Lee_1 "How did it start?" asks the doctor."Well, it started as a wart on my butt," explains the wig. "It kept growing, spewing shit out of its orifice. Now I am stuck with it for a few more years."
@campbellclaret Since the 2016 Brexit referendum, the average political "lifespan" (term of office) of a UK Prime Minister has dropped drastically to approximately 24 months, down from a historical post-WWII average of roughly 50 months just another about to put a square peg in a round hole