Shehzad A Shaikh

Sabr (patience) and Salah (prayer) are the keys to every door.

[Shehzad A Shaikh @shezz_cool]

@ICICIBank @ICICIBank_Care I filed a dispute for a fraudulent ₹44,866 transaction (SR1023049248), but my chargeback was unfairly rejected. I provided solid proof, yet no action was taken.

Even after multiple follow-ups, ICICI is ignoring my complaint! @RBIsays why is ICICI violating dispute resolution guidelines? #ConsumerRights #ICICIBankFraud"**

👉 Tag:

@ICICIBank (Main ICICI Bank handle)

@ICICIBank_Care (Customer support)

@RBIsays (RBI Official)

@NPCI_NPCI (NPCI – manages RuPay disputes)

@EconomicTimes / @moneycontrolcom (Media pressure)

[Shehzad A Shaikh @shezz_cool]

@ShaikhHazi61638 @RazorpayCare @RBI "Razorpay's alliance with Paycel is at the expense of its customers. #UnjustSupport #CustomerRights
@RBI @Razorpay @RazorpayCare @customercare @chargeback

[Shehzad A Shaikh @shezz_cool]

@SafvanS26383342 If banks like Kotak don’t care about fraud victims, how can customers trust them? 🚨 #BoycottKotak #ProtectCustomers
@RBI @KotakBankLtd

[Shehzad A Shaikh @shezz_cool]

@SafvanS26383342 @KotakCares @KotakBankLtd @udaykotak @RBI @FinMinIndia "This is a clear violation of RBI guidelines – Kotak, refund the money or face action! #ConsumerRights #KotakFraud #JusticeForCustomers"
@KotakBankLtd @RBI

[Shehzad A Shaikh @shezz_cool]

@SafvanS26383342 @KotakBankLtd @KotakCares @udaykotak @RBI @FinMinIndia Clear evidence exists, yet Kotak delays – enough is enough! Refund now! #KotakFraud #ConsumerProtection #RefundNow"
@KotakBankLtd @udaykotak

[Shehzad A Shaikh @shezz_cool]

If you are genuinely "working on my concern," then why was the temporary credit reversed without any resolution or proper explanation?

You initially provided temporary credit because the case was under investigation — if the case is still open, how can you justify taking back the credit? This is a clear violation of customer rights and reflects poorly on your internal process.

I expect an immediate reinstatement of the temporary credit and a proper resolution within 48 hours — or I will escalate this to the Banking Ombudsman and other regulatory authorities. Enough of these template responses — I need action, not excuses!

[Shehzad A Shaikh @shezz_cool]

👉 Kotak Bank Took Back Temporary Credit Without Any Resolution – ₹2,56,607 Still Stuck!

@KotakBankLtd, this is unacceptable! I raised a dispute (Ref: 21557284) for ₹2,56,607 over 80+ days ago for a service that was never delivered. Despite providing clear proof (invoice + merchant confirmation), the issue remains unresolved.

To make matters worse, after initially providing a temporary credit, you have now reversed it WITHOUT ANY REASON OR UPDATE! This is outright manipulation and bad customer service!

I demand an immediate refund and closure of this dispute within 48 hours — or I will escalate this to the Banking Ombudsman and raise it on public platforms. This delay and reversal are completely unacceptable!

@RBI @KotakBankLtd @KotakSupport @das_shaktikanta #ConsumerRights #Chargeback #KotakBank #RefundNow #PoorService #BankingFailure

[Shehzad A Shaikh @shezz_cool]

🚨 @ICICIBank @ICICIBank_Care @ICICIBank_Help @ICICIBank_Support – Unjust Case Closure – Immediate Action Needed! 🚨

I raised a dispute with ICICI Bank under Service Request No.: SR1023049248 for a transaction of ₹44,866 on 30th November 2024 through RAZ*PAYCEL INDIA PRIVATE on my credit card ending in 4003.

Despite providing clear proof from the aggregator Saddam Shaikh (PYC0713) confirming that NO SERVICE WAS PROVIDED, ICICI Bank closed the case based on incomplete merchant documents. This is completely unacceptable!

✅ Proof of non-delivery from the aggregator submitted.
❌ @ICICIBank ignored the evidence and closed the case unjustly.

🔴 @ICICIBank – Why are you ignoring valid proof and protecting the merchant instead of your customer?

I demand that @ICICIBank immediately reopen the case and resolve it fairly. If this is not addressed within 3 working days, I will escalate this to the Banking Ombudsman and RBI for action!

RT and help me get justice! 👊

#ICICIBank #Chargeback #ConsumerRights #BankingFraud #Justice
@RBI
@ICICIBank @ICICIBank_Care @ICICIBank_Help @ICICIBank_Support

[Shehzad A Shaikh @shezz_cool]

@rblbank Please call me again

[Shehzad A Shaikh @shezz_cool]

@TheOfficialRBL @Mastercard @RBI @Ombudsman

Shocking Mismanagement by @TheOfficialRBL in my chargeback case! 😡

Despite clear proof of non-delivery of services, RBL Bank closed my dispute without valid justification. Aggregator Saddam Shaikh (PYC0713) has confirmed in writing that NO SERVICE WAS DELIVERED.

👉 MasterCard has already confirmed that banks are required to follow dispute guidelines.
👉 RBL Bank is clearly violating MasterCard’s rules by rejecting my case despite contradictory proof from the aggregator.
👉 The payment was processed via Paycel, but the aggregator himself admitted that no service was provided.

💥 I demand IMMEDIATE reopening of the chargeback case and reversal of the disputed ₹95,676! If not resolved in 5 days, I will escalate this to the Banking Ombudsman and MasterCard’s arbitration panel.

Proofs have already been submitted — stop delaying and take responsibility NOW!

#Chargeback #ConsumerRights #BankingFraud #MasterCard #RBLBank

[Shehzad A Shaikh @shezz_cool]

Dear Team,

I am extremely disappointed with your repetitive and non-committal responses regarding my chargeback dispute. Your latest response stating that you are "actively addressing my inquiry" is completely unacceptable at this stage.

Let me make the facts clear once again:

I have already submitted all the necessary supporting documents, including the written confirmation from the aggregator Saddam Shaikh clearly stating that the service was NOT provided.

Despite having conclusive proof, you wrongfully closed my case without justification.

Now, after reopening the case, you are deliberately stalling the process under the pretext of "internal review."

Over 80+ days have passed, and I am still being subjected to unnecessary delays and excuses.

This is nothing but harassment and a blatant violation of fair banking practices. Your actions are causing mental distress and financial inconvenience.

I am now demanding the following without any further delay:

✅ Immediate reversal of the disputed amount into my account.
✅ Confirmation that the refund will be processed without any further document requests or delays.
✅ Accountability for the wrongful closure of my case despite clear evidence.

If I do not receive a clear resolution within 24 hours, I will be forced to escalate this matter to the RBI and the Banking Ombudsman for immediate action. Additionally, I reserve the right to pursue legal remedies for the financial and emotional stress caused by your negligence.

This matter has already crossed the reasonable timeline for resolution. I expect a FINAL and positive response — not another generic email.

Yours sincerely,
Shezad shaikh
9624131900

[Shehzad A Shaikh @shezz_cool]

Still no resolution from @StanChart!

I already submitted written proof from the aggregator Saddam Shaikh confirming that NO service was provided — Why ask for more documents?

Stop delaying and REFUND MY MONEY NOW!

📢 @RBI @FinMinIndia — Why is @StanChart protecting fraudsters instead of resolving genuine cases?

#StandardCharteredScam #BankFraud #ChargebackDelay #ConsumerRights #JusticeForConsumers #StopBankHarassment #RefundMyMoney

[Shehzad A Shaikh @shezz_cool]

🚨 Urgent Alert 🚨

@StanChart @RBI @ceo_stanchart @BankingHelps @FinMinIndia @digitalindial @Cyberdost @EconomicTimes @timesofindia @Moneycontrolcom

⚠️ Standard Chartered Bank is delaying my chargeback dispute for over 75+ days! ⚠️

I raised a dispute for a fraudulent transaction on my credit card ending in 1371. Initially, my chargeback request was blocked. After that, Paycel submitted documents from the aggregator Saddam Shaikh to the bank, due to which my dispute was wrongfully closed.

However, I have now received written confirmation from the aggregator Saddam Shaikh stating that they DID NOT provide the service. Despite submitting this as clear proof, my case was reopened, and now @StanChart is asking me to wait another 45 days!

📢 Why is @StanChart delaying justice for customers?
📢 Why should I suffer for their inefficiency?
📢 Will @RBI take action against such unfair banking practices?

I demand an immediate resolution to my case and a permanent refund. Banks must stop harassing customers with unnecessary delays!

#StandardCharteredScam #BankFraud #ChargebackDelay #ConsumerRights #RBI #BankingFraud #FinancialJustice #StopBankHarassment #JusticeForConsumers

[Shehzad A Shaikh @shezz_cool]

@KotakBankLtd, it’s been 80+ days since I raised a dispute (Ref: 21557284) for ₹2,56,607 regarding a website design service that was never delivered. Despite providing the invoice and merchant confirmation proof multiple times, the issue remains unresolved!

Why is @KotakBankLtd delaying this matter even after confirming a 90-day resolution period? This level of negligence is unacceptable! I demand an immediate refund and resolution within 48 hours, or I’ll have no choice but to escalate this to the Banking Ombudsman and highlight it on other public platforms.

@RBI @KotakBankLtd @KotakSupport @das_shaktikanta #ConsumerRights #Chargeback #KotakBank #RefundNow #PoorService #BankingFailure

[Shehzad A Shaikh @shezz_cool]

@SafvanS26383342 @KotakBankLtd This is a direct violation of RBI guidelines! Kotak cannot escape accountability!
#BoycottKotak #KotakFraud #JusticeForCustomers #BankingFailure #ConsumerProtection #StopFraud

[Shehzad A Shaikh @shezz_cool]

@SafvanS26383342 @KotakBankLtd @KotakBankLtd customer ke 7 froud karna band karo
Or customer ke paise vapas karo @KotakBankLtd

[Shehzad A Shaikh @shezz_cool]

@SafvanS26383342 @KotakBankLtd Why should the customer suffer when fraud is proven? Kotak must act NOW!
#KotakFraud #JusticeForCustomers #BankingScam #ConsumerRights #RefundNow #KotakExposed #StopFraud
@KotakBankLtd
@RBI

[Shehzad A Shaikh @shezz_cool]

🚨 HDFC Bank’s Failure to Resolve My Dispute – Unacceptable Delay! 🚨

It’s been [ 80 + days] since I raised a dispute under Interaction ID: 991718389 with @HDFC_Bank, but still NO resolution! Despite promising a response by March 11, 2025, they’ve gone completely silent. This is highly unprofessional and unacceptable!

HDFC, how long do you expect customers to wait? If this issue is not resolved within 48 hours, I’ll escalate it to RBI and the Banking Ombudsman for immediate action. Enough is enough!

👉 @HDFC_Bank, provide a resolution NOW or face public accountability.

#HDFCBank #CustomerServiceFail #BankingScam #ResolveMyDispute #ConsumerRights #BankingOmbudsman #UnfairBanking #CustomerComplaint

[Shehzad A Shaikh @shezz_cool]

@AbdulV52718 @RBI @rbl Enough is enough! Stop making excuses and issue the refund NOW! @RBLBankOfficial 🚨"
@rblbank @RBI @customercare

[Shehzad A Shaikh @shezz_cool]

@SafvanS26383342 @KotakBankLtd Banks should protect customers, NOT fraudsters! @KotakBankLtd, do the right thing and issue the refund! #JusticeNow
@RBI

[Shehzad A Shaikh @shezz_cool]

@Kagzi_Siddiq Yes Bank’s silence proves they have no solution! Time to close accounts & move to a better bank! ⛔ #WorstService #YesBankExposed #ConsumerRights #BoycottNow
@YESBANK @RBI