the neobank narrative is going to be huge in 2026
- nearly 40% of traditional neobanks are expected to offer crypto by end of year.
- crypto-linked accounts up 56% in 2025.
- crypto card spending jumped 525% in 2025
- stablecoin market cap at $316B.
everyone's preparing to enter this space.
@SolidYield is already in it. live product, Visa card on every continent, automated yield, non-custodial.
earn → spend → still earning
pmf is already proven by raise Rain being valued at $1.9B and, while most projects entering the space this year will likely still be stuck in testnet by Q4.
first mover advantage is real and almost nobody's talking about it here
As I previously said, I believe crypto cards & neobanks will experience exponential growth in the coming years.
I've been testing out new cards lately and really enjoying my experience with @SolidYield so far.
It's an onchain neobank that lets you store, spend, and earn crypto seamlessly in one simple app. It is built on a vertically integrated stack powered by Fuse.
Some features I enjoyed the most;
- 6%+ APY on your stables (fully automated in the background)
- Gasless payments
- 3% cashback
They just rolled out an updated Solid Card that works wherever Visa is accepted across Latam, Oceania, Europe, Asia, and North America.
The same balance earns yield and pays for everything, without moving money between savings and spending to buy coffee.
If you've been searching for a solid card, definitely try it here: https://t.co/btR86WK15Y
I’ve been researching and exploring different crypto cards that are actually supported in my region since I'm an avid user of it.
Just in the past 2 years, this space is scaling way faster than most people realise and this isn't surprising since the combination of self-custody + seamless real-world spending is becoming one of the strongest consumer crypto use cases right now.
What’s even crazier is how fast the industry is converging:
🔸 Around 40% of traditional neobanks already offer crypto-related services
🔸 Crypto-linked accounts grew by 56% in 2025
🔸 The market is projected to grow from $149B → $4.4T by 2034
At this point, the market is getting extremely competitive, and passive yield + user perks are becoming the main differentiators.
Personally, usage accessibility + perks matter the most and @SolidYield is currently offering one of the best yields on deposits:
• ~9.3% on $USDC
• ~3% on $ETH (slightly above Lido)
• Up to 20% on $FUSE (recent verticalisation on @Fuse_network)
And beyond the yield side, the card itself is pretty compelling.
You get 3% cashback on every spending where it is credited automatically on both online + in-store transactions.
The card also works globally through Apple Pay and Google Pay, with support across 200M+ Visa merchants worldwide (now available in 30+ U.S. states + 6 new global regions too).
If you're looking for a card that is widely supported with optimised capital management, this one is def top on the list.
The Solid Card is now accepted wherever Visa is accepted. 🌍
Spend at 175M+ Visa merchants worldwide with Apple Pay, Google Pay, and earn 3% cashback on qualifying purchases. Terms apply.
Earn. Spend. Keep your crypto working 👉 https://t.co/7uM1zckRBw 🟢
Most crypto infrastructure projects talk about AI payments, but few are actually doing it.
@Fuse_network is one of the few already building the rails for it.
Been watching them build quietly for a while and actually posted about their consumer app @SolidYield earlier this year.
Their kind of stack is the one that tends to make the difference in the long run over competitors:
- Chain + smart wallets + consumer apps vertically integrated all in one place
- AI agents can discover, transact, and settle on-chain automatically
- Solid is the flagship proof that it works, a live money app with a Visa card for worldwide spending
- TVL already growing, FUSE Vault went from 15M to 110M tokens
The thing about full-stack ownership is that it compounds. Every new product drives usage back to the same network.
Most chains are still waiting for their killer app. Fuse already shipped one.
They recently dropped a new roadmap. Definitely worth checking out for more insights on their vision.
DeFi didn’t fail because of bad yield
It failed because there was no real demand
Capital just loops: farm → rotate → farm again
Because there was no real way to use that capital
That’s what’s starting to change now
Here's some key metrics ↓
- Stablecoins > $300B
- Crypto card spending +500% YoY
- Nearly 40% of neobanks are expected to offer crypto services by 2026
- Crypto-linked accounts already surged 56% last year
⤷ For the first time, crypto is moving from holding → spending
And once spending becomes real demand starts to exist
@Fuse_network has been quietly building for this shift
TVL is up, deposits are growing, new products are shipping and real applications are starting to emerge on top
But infra alone doesn’t matter → It needs a consumer layer
One example already live: @SolidYield
A non-custodial app where ↓
• You deposit stablecoins → earn yield (~5%+ on stables, higher on FUSE)
• You can spend directly via a Visa card
• Your capital doesn’t sit idle, it earns while you use it
The numbers back it up: the Solid FUSE Vault has grown from ~15M to 110M+ FUSE since launch
This closes the loop: earn → spend → back into the system
@Fuse_network actually just released their roadmap.
See for yourself what's next
@kamino The next generation of DeFi products will manage risk better by bundling risk management into the product instead of abstracting it in the name of decentralization. Users shouldn’t need to think about which protocol is at risk.
Solid Cards Are Now Issued by @raincards 🟢
We’re excited to share that Solid will now work with Rain as the card issuer.
With Rain, Solid can reach 2.5B+ people across LATAM, Africa, Asia, and the Middle East, bringing us closer to truly borderless finance.
Accepted wherever Visa is, built for everyday spending at scale.
This marks an important step forward as we continue building a secure, reliable, and seamless card experience for the Solid community.
Most platforms talk about yield. Very few explain where it actually comes from or why it should last.
We do.
Here’s the full breakdown of how Solid’s yield is generated 👇
Create your Solid account in 19 seconds.
> Enter your email
> Save your passkey.
You stay in control of your account,
Solid never stores your keys 🔐
I’m surprised that a trending topic in Argentina���s Instagram was that centralized custodial fintechs registered as VASP (like @takenos or @getdolarapp) are reporting trades to the tax agency (or capable to do so).
When I talk about Onchain banking we are not talking of non-KYC non-tax obligation. We are talking about self-custody. Your funds are yours.
The Payment rails you use will carry tradeoffs. But true P2P money transfers will be completely permissionless.
@raagulanpathy Clearly your biased but winner takes all is only relevant for traditional fintech firms not to crypto tech. Most decentralized products loose market share over time what you wrote is the opposite not sure it makes sense...
We believe the next generation of financial apps will be built by teams thinking in decades, not cycles.
This interview shares the vision behind Solid, straight from Solid's founder @smargon
Bullish on this thesis 🫡
Abstract the complexity, let UX drive adoption, and give people better ways to save, move, and spend money.
Proud to build on @Fuse_network, where this vision has been in motion for over 6 years.
A new good neobank on my radar that earns passively – @SolidYield.
The thesis is simple: Most people still earn 0% on their stablecoins, even though DeFi yields are here across Morpho/Pendle.
Solid's approach:
your balance earns automatically in the background, and you can spend it anywhere via a Visa card – gasless and self-custodial.
Plus, a good ref as a strong GTM in place:
You earn 1% of your referees’ spend + 10% of their Points, continuously, not one-time.