@TheBuckYouWill not totally true,
I have a split heat pump (no furnace)
4 bedroom 2 storey home,
this thing is all I use unless it drops below-15 then it struggles to keep my home warm,
mine you i live in the gta, so Jan & Feb I'll have my fire place going with the heat pump
@ronmortgageguy I bought in 2023 so I know about that high rate 6.8% fixed 3 year but with a huge down payment
so wasn't to bad, just renewed at 3.9% 3 year fixed
@ronmortgageguy my renewal is up
3.99 3 year
3.97 2 years
scotiabank, 3 year was 4.03% now down to 3.99
guess ill make my move this week,
thanks for the infoπ€π»