Give someone time and your good energy. So they can create something beautiful and functional to last generations. My gift is creating hot rocks for families
For most of the last two decades, our ability to make things on mobile devices has been pretty limited. We got good at writing emails, taking photos and videos, and doing some light editing. But the vast majority of our time was still spent consuming.
One under-discussed shift is how much AI has unlocked creation on mobile. People are literally coding iOS apps on their iPhones now. The activation energy has dropped dramatically.
This is true for @NotionHQ as well. Writing a doc or creating and managing a database used to be fairly involved, not to mention the paper cuts that we are fixing fast. The new agent on mobile has made creation 10x faster and better. And I should add, 100x more fun!
In this demo, I use our iOS app exclusively by interacting with the agent. I never type into a doc or a database. I just ask the agent to make things, add things, and update things, and it goes and does it. Take a look, and let me know what you think!
Destra Network | $DSYNC
We’re launching a new series on X to help our community understand the real power of Destra NPC & Primus.
Platforms like Clawd have shown how AI can automate workflows and connect tools. But they are primitive
But automation is only the first step.
What we’re building with NPC & Primus goes much further.
This series will cover:
• How to use the NPC platform
• How Primus thinks, plans, and executes independently
• How full systems are built end-to-end by AI
• Why native AI infrastructure outperforms simple integrations
Most platforms focus on triggering actions.
Primus doesn’t just connect apps—it designs logic, writes contracts, deploys infrastructure, and manages execution end to end.
Below is a demo of Primus building a decentralized voting system from scratch.
No templates, no rigid flows, no hand-holding—just fully autonomous systems.
Good tools helped start the movement.
NPC is defining the next phase.
More episodes coming soon.
— Destra Network
A breakdown of the strategic integration between Tharwa and @RealFinOfficial
Here is a concise TL;DR of the recent analysis covering the mechanics, market data, and AI infrastructure of this strategic partnership
The full article is linked at the end of the thread
“When jarred, unavoidably, by circumstance, revert at once to yourself, and don’t lose the rhythm more than you can help. You’ll have a better group of harmony if you keep on going back to it.” — Marcus Aurelius
4 things that should be required learning in high school:
1. How a credit card works
2. How to create a budget
3. How compounding of interest/returns impacts wealth 4. How loans and credit scores work
Over the next 1-3 years, are you bearish or bullish on privacy coins (e.g., Zcash) and why? What's your % conviction? I'm most interested in the reasons outside of technical / chart analysis (quantum insurance = pro, regulatory risk = con, etc.).
I am all in on privacy coins like BTC, ETH and many others. There is way too much kinetic energy going into them. The current banking system with Swift that we have now is a dinosaur. It is slow, expensive, and gives bankers way too much power and money.
The new system that is being set up now will keep up with our fast moving times. It IS the future of money and how we will all be doing business in the next 5 years.
What people completely miss in the Roth conversation is this:
Most Americans are depending on that money for traditional retirement. They’re not thinking about retiring early or building wealth fast.
Let me make this part factual:
The median retirement savings for people ages 55–64 is only $185,000 across all accounts, IRA, 401k, everything.
Only about 26% of U.S. households even have a Roth IRA.
And only 2–3% of Americans ever reach $1 million plus in retirement accounts.
The Roth IRA max contribution is $7,000 per year. At a typical long-term market return of 7%, maxing it for 39 years ends up around $1.3 million, and that assumes perfect consistency from age 20 to age 59.5.
So yes, most people put money into a Roth not because it will make them rich, but because they want tax-free old-age security. It’s a long game, slow compounding, and it’s designed for people retiring at 60–70, not 35–45.
That’s fine. That’s their plan. But for those saying otherwise, let me repeat this. My parents own businesses and we have a lot of elderly people working for us, 60+ years old. They were all depending on their Roth to retire. Every single one of them still has to work. It’s sad to see, but it’s just not enough money to survive. Our oldest worker is 75.
But my mentality is completely different.
I’m adding $7k plus way more into my brokerage account, which grows faster, is liquid, and doesn’t lock me into waiting 40 years. I’m building security in half the time because my goal is not hopefully I’m okay when I’m 60.
Think of it like this:
Maxing a Roth is building a retirement cushion.
Building a large brokerage account is building a business, one that can generate income, cash flow, growth, and freedom way earlier.
Plus the facts back it up:
Brokerage accounts have no contribution limits.
You can withdraw any time.
Capital gains and dividends are often taxed at lower rates than income.
And if you invest aggressively early, the compounding curve is dramatically faster.
Meanwhile, my house is already paid off and worth $630,000 today, and even at a slow 3 percent annual appreciation rate, it becomes about $1.53 million in 30 years. That alone outpaces many Roth balances.
So yes, your plan is waiting until 59.5.
My plan is the FIRE mentality, financial independence, early freedom, early options.
Different mindset.
Different timeline.
Different outcome.
And that’s exactly why I don’t obsess over a Roth. If it works for you, then do it. 😊
NEW podcast episode is up!
"How to Simplify Your Life in 2026 — New Tips from Derek Sivers, Seth Godin, and Martha Beck"
As we head into the new year, many of us feel like we’re drowning in invisible complexity.
So I wanted to hit pause and ask a simple question:
What are 1-3 decisions that could dramatically simplify my life in 2026?
To explore that, I invited three close friends and long-time listener favorites — Derek Sivers, Seth Godin, and Martha Beck.
1) From Derek Sivers — you’ll learn how he uses a radical approach to living from first principles instead of default settings.
2) From Seth Godin — how a handful of hard rules can turn a messy professional life into something simple and focused on your best work.
3) From Martha Beck — how making one radical commitment forced her through growing pains but led to a simpler life built around peace and meaning.
Please enjoy!
I know many of you are scared, worried you fucked it up and think you'll never make it.
You need to follow the DFTU rules. You need to extend your time horizon and levels of patience. You are clearly not doing that. Every correction is an existential drama to you. That is a sign you are fucking it up.
I've been doing this since I first bought BTC at $200. I've gone through two big drawdowns (-85% and -70%). I've had 95% drawdowns in ETH and SOL. I've sold too early too. It all works out over time if you have the right asset allocation.
Remember - when BTC goes down 30%, quality alts go down 60%+. It's normal. BTC normally has 5+ 35% corrections.
OTHERS in the last two bull markets saw a couple corrections of 80% and still hit new highs in the index. It doesn't mean your alts will however.
You also can't rent someone's conviction on X and hope to win.
You can't trade frequently and hope to win (you'll get nailed by taxes too).
You can't blame someone else for your mistakes. They are yours alone.
You may think the cycle is over. Well if it is, just keep DCA'ing into weakness and your future self with thank you. It takes time to play out and one cycle is not the game.
It's not too late to Unfuck your future.
All the people bitching on the timeline ...
YOU ARE NOT SERIOUS PEOPLE.
Please don't fuck this up. I'm looking directly at you...this is the greatest performing asset class of all time, over time.
The market gives zero fucks about your time horizon.