sonu

[sonu @sonuzkke]

@AmannaPrerana Ya to pura hindi bol ya pura english

[sonu @sonuzkke]

@ShridhantS Bhuat jaldi bata di bhai 😂😂

[sonu @sonuzkke]

@Ravi7Patel Part 1,2 kaha h bro

[sonu @sonuzkke]

@SECTOR_RES0123 Epc business mei working capital ki adhik jarurat rhti h, revenue km hua h but pat acha badha h stock ki pe reasonable h

[Gopal Chitlangi @Gopal_Chitlangi]

Q1 FY27 Company Results today :

1. SG Finserve : {Excellent}

~Delivered AUM growth of 82% YoY and 16% QoQ, but the management said that this level of QoQ growth is not sustainable
~We can expect 8-10% QoQ growth in the remaining quarters of FY27, which will bring the total loan book growth rate to 35-40% in FY27, which is just amazing.
~Company has zero NPAs
~By the end of FY27, they will reach an AUM of 5,500 cr
~PAT grew by 120% YoY, even more faster than AUM

2. Airfloa Rail Tech Ltd : {Excellent}

~Manufactures precision components and turnkey solutions for railways
~Revenue grew by 200% YoY to 100 cr
~Despite Q1 being its weakest quarter, still managed to deliver strong growth
~FY27 revenue growth guidance of around 55%, PAT margins expected to be around 12-13%
~It is a micro cap company, so little bit more risky, but still track it because it is expected to deliver good growth

3. Anand Rathi Share & Stock Brokers : {Very Good}

~Part of the Anand Rathi Group
~55% revenue comes from Broking services, remaining comes from MTF interest, Distribution incomes, and other sources
~Revenue grew by 22% YoY, AUM grew by 26% YoY
~Their broking revenue will be able to grow by 15% and non-broking revenue will be able to grow by around 40-45% in the coming future.

4. Tata Elxsi : {No Comments}

~Revenue grew by 15% YoY but only 6.5% in CC terms
~Automotive segment, which contributes the most to their revenue may not even grow by double digits
~Overall FY27 growth guidance is high single digit

5. L&T Technology Services : {Average}

~Revenue grew by 12% YoY, but by 1.9% in CC terms
~Good expansion in EBITDA margins (200 bps)
~Guidance of 13-15% CAGR growth in revenue till FY31

6. Landmark Cars : {Very Good}

~Reported its highest ever quarterly revenue of 1,733 cr
~Revenue grew by 23% YoY
~Lower capex expected in FY27 compared to previous two fiscal years

[AIM Investments @AimInvestments]

Volatility continues, Chase for Healthcare continues.

Sakar Healthcare ATH

Disclosure- Invested, part of our Healthcare Smallcase.

[sonu @sonuzkke]

@alphaaffairsf2f Kya kahna cha rhe ho bhai ji

[sonu @sonuzkke]

@Gopal_Chitlangi Good job bro

[ishmohit @ishmohit1]

Strong suggestion:

Do watch Nadal's documentary on Netflix. Suffering is necessary in order to achieve big things in life. Nothing comes easily.

Human brain is wired to seek comfort, but the real development happens in solitude and ability to put in the reps again & again.

Follow the DCP framework to achieve your goals

Discipline
Consistency
Patience

[Abhishek Gulati @Abhishek25glt]

Lux is doing huge capex, current capacity is 12 cr units and they are increasing it to 20 cr unit in next 2-3 yrs.

[sonu @sonuzkke]

@1big_bull Cupid

[sonu @sonuzkke]

@soicfinance May be nupur recyclers👍

[sonu @sonuzkke]

@Abhishek25glt What about shringar

[Gopal Chitlangi @Gopal_Chitlangi]

Network People Services Tech : They are guiding for a 70% CAGR growth in revenue for the next 3 years.

This means that they will be doubling their revenue every 1.1 years.

In FY26, their EBITDA margin was around 26%, and they guide that they will be touching 32-35% EBITDA margins this FY27.

The huge growth in the company will be coming due to the change in product mix, and increasing contribution from exports.

It's a great company in the Fintech sector🔥🔥

[Gopal Chitlangi @Gopal_Chitlangi]

PB Fintech Q4 FY26 con call highlights :

1. They guide to grow their top-line by 30% in FY27.

2. The new insurance premium segment grew by 59% YoY in Q4. In the new insurance segment, insurers will get claim only on the happening of the particular event which was insured, while what happened in the traditional segment was that even if the event had not occurred, insurers could still get a lumpsum amount back after a specific period.

3. The company is using AI to increase the productivity of the sales team and the customer service team.

4. The biggest use case of AI in insurance industry is going to be risk, not efficiency.

5. 5 out of 100 people who bought an insurance policy 10 years ago, have never made more than one claim.

6. If by any chance, there is a cap on commissions by the regulators, the commissions which PB Fintech used to charge from the insurer, there will still be no problem in the business because they already have very high EBITDA margins and high negotiating power, which will save them.

7. Overall the total insurance premium grew by 42% YoY to 30,000 cr, and they aim to take this figure to 1 lakh cr by FY30.

8. Health insurance segment grew by 68% for the full year. Management can see a huge growth in term insurance coming up in FY27. This growth can give a tough competition to health insurance.

9. Paisabazaar was not EBITDA positive for a few quarters before Q4 due to macro headwinds, but it has now became EBITDA positive in Q4 . Its lending disbursals grew by 11% YoY.

10. Due to the Middle east war, their business in UAE saw a decrease in volume.

[sonu @sonuzkke]

@camangalarvind Merico is se acha h

[sonu @sonuzkke]

@iamdvarun Cupid

[sonu @sonuzkke]

@shome_rajarshi Haircut krwa liya bro 👍

[alphaaffairsf2f @alphaaffairsf2f]

Optiemus infra

Early or late!!!

[alphaaffairsf2f @alphaaffairsf2f]

5% move
Standard engineering

Stuck in market rules when rules of business have changed