Elizabeth

Proprietary AI and Cyber Intelligence Research | Corporate Intelligence |
🇺🇸

[VIEW @viewsoff]

300 year old oak trees, Oak Alley Plantation, Louisiana

[Elon Musk @elonmusk]

Try Grok Build /tutorial

https://t.co/lOJK57wDP5

[News from Science @NewsfromScience]

The results of a 2024 study are among a growing number suggesting the heartbeat quietly shapes how the brain processes information.

These findings also raise the uncomfortable possibility that internal rhythms frequently treated as background noise may be subtly skewing results in neuroscience experiments.

Some researchers are now warning about the issue, and a paper published in April lays out guidelines for standardizing how studies should document and account for these internal rhythms.

Learn more: https://t.co/8aKdBmTAXO

[Elon Musk @elonmusk]

If you’re interested in learning why I switched Starship from carbon fiber to stainless steel

[Words & Wisdom @WordsnWisdom26]

"The child who is not embraced by the village will burn it down to feel its warmth."

— African Proverb

[Elizabeth @Sounsmooth]

@jack I don't like Webwerks or Royal Technologies cloning gigs, they didn't care. . .

[Atlas Press @realAtlasPress]

“Youth is happy because it has the capacity to see beauty. Anyone who keeps the ability to see beauty never grows old.”

— Franz Kafka

[Elizabeth @Sounsmooth]

@CIA I received a call from Ashley, went great, then Ashley's Boss, D Coleman, didn't go well. Then my wifi maxed, my email compromised and my phone gets a software update pushd. These are not your tactics. . . This isn't even @FBI .
infragardish. BT HHS Fulton
Who is "God"?

[quotesophy @quotesophy]

“Never be bullied into silence. Never allow yourself to be made a victim. Accept no one’s definition of your life; define yourself.”

— Robert Frost

[Gail Alfar @gailalfaratx]

This is why we do it

[stefano @stefanofa]

design a mobile app where users can track their runs:

[Elizabeth @Sounsmooth]

@laralogan Lara, the "patches" are the problem. That's their biggest tactic.

[Elizabeth @Sounsmooth]

@elonmusk You have the coolest job in the world. 🚀

[hunter @hxxntrr]

Hackers leaked your social security number in 2024. Yours and 272 million others

Everyone panicked about identity theft. Nobody noticed the leak came with a weapon attached

That breach can wipe collections off your credit report in 4 business days

It's called FCRA Section 605B and the bureaus pray you never learn it exists

Here's the mechanism:

When your identity is compromised, federal law gives you the right to BLOCK information on your report that resulted from it. A block is a completely different animal from a dispute

A normal dispute under Section 611 gives the bureau 30 days to "investigate." They outsource this overseas and rubber stamp whatever the collector says

A 605B block gives them 4 business days to remove the item. No investigation. No back and forth with the collector. The law says block it, so they block it

The play:

Step 1: Go to identitytheft .gov and file an FTC identity theft report. The National Public Data breach exposed 2.9 billion records. Your name, address history, and SSN are being sold in bundles for less than a Chipotle order. You have standing. Use it

Step 2: Pull all 3 reports. Flag every account, collection, and inquiry you don't recognize as yours

Step 3: Before you send anything, freeze the shadow bureaus. LexisNexis, Innovis, SageStream. These are the databases the big 3 quietly use to re-verify data. Frozen source, nothing to verify against

Step 4: Send each bureau the 605B block request with your FTC report attached. Certified mail

Step 5: Count to 4 business days

"that sounds too easy"

The bureaus built the dispute system to wear you the fuck down. 30 days per round, form letter responses, "verified as accurate" with zero explanation. They win by attrition

605B skips the entire maze. Congress wrote it after realizing bureaus kept re-reporting fraud victims' accounts over and over. The 4 day clock has teeth. Miss it and the bureau is liable

The collectors spent years profiting off data they bought for pennies. Then a hacker sold the entire country's data for pennies and accidentally handed 272 million people the strongest deletion tool in the FCRA

The breach was the bad news. This is the half nobody read

(i fix credit in 30-90 days. link in bio)

[Elizabeth @Sounsmooth]

@GadSaad @elonmusk He enjoys being a honey badger. . .

[Department of War CTO @DoWCTO]

LETHALITYMAXXING.

(Yes, two X's.) 🇺🇸

[hunter @hxxntrr]

I pay myself a salary from a company that runs on 100% borrowed money and the IRS considers it legitimate employment income

My LLC took $200,000 from Chase, Amex, and Capital One at 0% interest. I am the sole employee of my LLC. My LLC pays me $6,500/month as a W-2 salary from the 0% credit card cash sitting in the business checking account

I have a paystub. I have a W-2. I have employer-paid payroll taxes. I qualify for a mortgage. I qualify for an apartment. I have "employment" that a bank will verify when they call

The business hasn't earned a dollar in revenue. The paychecks come from liquidated credit card money. The LLC borrowed it, and the LLC pays me from it. There is no law requiring the money in a business checking account to have been earned before it can be used for payroll

How the structure works:

Step 1: Form LLC. Get EIN. Open business checking
Step 2: Stack $200,000 in 0% business credit cards
Step 3: Liquidate $187,000 through Trykashu into business checking
Step 4: Set up payroll through Gusto or ADP. Costs $40-$80/month. Takes 15 minutes
Step 5: The LLC is the employer. You are the employee. Run payroll at $6,500/month ($78,000 annual salary). The LLC withholds federal income tax, Social Security, and Medicare from your paycheck and sends the withholdings to the IRS. You receive a net paycheck deposited into your personal checking account

You now have:
A job (your LLC employs you)
A salary ($78,000/year)
Pay stubs (generated by Gusto/ADP every pay period)
Employment verification (Gusto responds to employment verification requests)
A W-2 at year end (showing $78,000 in wages)
Qualifying income for a mortgage, auto loan, or apartment

"The money came from credit cards"

The IRS doesn't care where the business got its money. The IRS cares that payroll taxes were properly withheld and remitted. If the LLC pays you $6,500 and sends $1,700 in payroll taxes to the IRS, the IRS is satisfied. The source of funds in the business checking account is not audited when payroll taxes are filed correctly

"This can't be real"

Every startup in America runs payroll from investor capital before the company earns revenue. A YC startup that raises $500,000 and pays its founders $80,000/year in salary is doing the exact same thing. The capital source is different (venture capital vs 0% credit) but the payroll mechanics are identical. Founder takes salary from company funded by outside money

The mortgage hack:

Most mortgage lenders require 2 years of employment history. But some lenders (especially non-QM and portfolio lenders) accept 12 months of bank statements showing regular deposits instead. Your LLC payroll creates regular biweekly deposits into your personal checking account. 12 months of paystubs + W-2 + bank statements showing deposits = qualifying income for a mortgage

A client used this to qualify for a $280,000 mortgage on a duplex. His LLC had $140,000 in 0% credit cards funding the payroll. Gusto ran payroll biweekly at $3,200 net per check. After 8 months of paystubs, a non-QM lender qualified him at $78,000/year income. Approved. 6.8% rate. Closed on the duplex

He rents both units. Combined rent: $2,400/month. Mortgage payment: $1,850/month. The tenants pay his mortgage. The credit cards funded his payroll. The payroll qualified him for the mortgage. The mortgage bought the duplex. The duplex pays the mortgage. The credit cards get paid from rental cash flow

he built an employment history, a W-2, a mortgage, and a rental portfolio from a stack of credit cards that cost him $0 in interest. the IRS got their payroll taxes. the mortgage lender got their payments. and Chase still thinks he's buying office supplies lol

link in bio if you want up to $250,000 at 0% APR (700+ score required). we structure everything from entity to payroll to deployment

[Elizabeth @Sounsmooth]

@elonmusk Friend, have you seen my balance lately?

[quotesophy @quotesophy]

"When the debate is lost, insults become the loser's tool."

— Socrates

[Elizabeth @Sounsmooth]

Elon’s code is beautifully written. He is the best and I don’t offer that lightly.

The issue is the abuse of his and other people’s Open Source generosity.

I don’t want a version of X using Twitter legacy code created by Fastly or the linchpin gang, in an abusive manner to inadvertently control speech.

https://t.co/aTZafDxOSV. . . That was about Atlanta’s subversion activities that have undermined free speech.

Elon is great.
His code is great.
His generosity is admirable. Those who are the beneficiaries of his generosity and others who share need to honor that kindness and not create slop and versions that undermine his values or try to erase followers or steal Elon’s cash by intercepting payments and data to sell while abusing OS kindness.

Being respectful and responsible matters.
As legends in the industry, I wish there was more of a focus on protecting the values of those who wrote the code.

Springchicken was aimed at me. . . 🫴🏻