Master these 10 habits in 2026.
Feel amazing, reclaim agency + self-respect.
1. final food 4 hr before bed
2. screens off 30 min before bed
3. avoid blue light 2hr before bed, use red/amber
4. book in hand 10 min before sleep
5. go to bed same time every night
6. light in eyes when waking (sun or 10k lux)
7. walk for 10 min immediately following eating
8. daily exercise (even if for 20 min)
9. eat good stuff, ditch the junk
10. foster friends, family and love
They read as simple. I promise they'll change your life. Make them non-negotiate life habits. Do them every_single_day. Once you establish the habits, it is very easy to maintain. Stick with it for two weeks and start getting the dividends.
✅ Let me help you understand what this means :-
This can be called the PEG (Price/Earnings-to-Growth) strategy.
Covid crash of Mar 2020 created a rare window where high-quality "fast growers" were briefly sold at bargain valuations.
If you had applied Lynch’s theory looking for stocks where P/E < Growth Rate (PEG Ratio < 1) you would have uncovered some of the biggest multibaggers of this cycle.
I’ll give you 3 examples:
1. Deepak Nitrite (2020)
• In Mid-2020 it was trading at a P/E of ~18x.
• as the China + 1 shift happened, their profits exploded. In FY21, their net profit grew by over 100%.
• The Lynch Math: You were paying a P/E of 18 for a company growing at 100%. That is a PEG ratio of roughly 0.18 (anything under 0.5 is considered cheap.
✅ Result: The stock went from Rs 300 in 2020 to over Rs 2,500+ at its peak.
2. CDSL (2020–2021)
Lync looks for "Stalwarts" I.e. reliable growers that offer protection during recessions. CDSL is a monopoly-style business (depository) that benefits from market volatility.
• During the Covid crash, CDSL traded at a P/E of 25x.
• As millions of Indians opened Demat accounts during lockdown, CDSL’s profit growth accelerated to 40–50%.
• P/E of 25 for a company growing at 50% gives a PEG ratio of 0.5.
✅ Result: The stock rallied from Rs 200 (adjusted for bonuses) to Rs 1,500+
3. APL Apollo Tubes (2020)
Lynch loves boring businesses with a niche. APL Apollo makes structural steel tubes, but they dominate the market.
• stock traded at a P/E of roughly 12x to 15x after the crash.
• They were consistently growing volumes at 20%+ and stealing market share from unorganized players.
• The Lynch Math says that paying 12x earnings for 20%+ consistent growth is the definition of a bargain.
✅ The stock moved from 200 levels to rs 1,600.
⚠️ but don’t fall in the Lynch Trap" blindly.
While the theory works, you have to be careful with Cyclicals (Commodities like Steel, Cement, Mining).
In 2021–2022, stocks like Tata Steel or SAIL traded at P/E ratios of 4 or 5.
• A novice might think, "Wow, P/E is 4 and growth is 50%! It's cheap.”
• For cyclicals, a low P/E is actually a sell signal. It usually means earnings are at a "peak" and are about to crash. As steel prices cooled, the earnings collapsed, and the "cheap" P/E became expensive very quickly.
✅ Hope this helps. It’s difficult to find quality stocks at low PEG ratio in current market scenerio but not impossible.
Cyclicals are always about entry/exit strategy.
Chemicals and Pharma manufacturing is cyclical.
Long gestation/painful wait. Upfront CAPEX.
ROCE suffering initially. Crowd rejecting. That's the Antifragile set-up.
#TatvaChintan
Near Jhansi station, an unregistered hawker entered the train to sell water. A railway official and a havaldar subsequently chased him. The hawker dropped the bottles on the platform and fled. My fellow passengers, traveling in third AC, then looted the bottles.GREAT CIVIC SENSE.
As part of its interaction with distinguished personalities series, NACIN, Lucknow hosted Padmashree and Dronacharya awardee Shri Gaurav Khanna who also is also Head Coach of the National Para Olympic Badminton team, on 25.09.2025. He addressed the 26th batch of trainee Inspectors and Executive Assistants undergoing promotional training. He powerfully connected sports with public service, sharing how sportsmanship, kindness towards the weaker sections, and perseverance shaped his life. He inspired the trainees to imbibe these qualities to overcome challenges and become officers who truly serve the society.
- cracked jee
- got into IITK
- cracked GSoC twice
- became CM at Codeforces
- got into ICPC
- got into Goldman
- cracked a 4Cr offer
- soham parekh 2022 edition
- got 500k on yt
- opened his own college
And you abusive him on reddit?