The worst people to date are people still in survival mode.
Even if they love you, survival will always come first. Always. And if you try to save them, theyโll drown you with them.
Itโs not your job to save them. I promise you.
You just made your first $1M. Your brain immediately jumps to the bigger house, the nicer car, that business idea youโve been itching to execute.
Resist all of it, that instinct is exactly why most people who come into money are broke again within a few years.
The move nobody teaches you: do nothing.
Let it sit. Donโt deploy it, donโt try to flip it, donโt show it off. Park it somewhere safe that pays you while you think. Lock it into a 2โ3 month yield-bearing instrument e.g T-bills, low-risk positions, safe and battle-tested protocols.
Youโre not trying to get rich off it; youโre already there. Youโre buying yourself time to think clearly and getting paid to do it.
Run the numbers. $1M at just 5% APR:
โ $50,000 a year โ $4,167 a month โ $137 a day
Every day you wake up, $137 landed in your account. You didnโt touch your principal. You didnโt lift a finger, and if that 5% compounds daily, youโre closer to $51,200 a year, the money starts making money on the money.
So before you spend a single dollar or naira, ask yourself one question: can this purchase pay for itself from the interest alone? If yes, youโve earned it. If no, youโre eating your seed.
Anyone can GET money. Keeping it is a different skill entirely and it starts with the discipline to sit still while everyone expects you to splurge.
Sometimes parking it and letting it pay you is the best play ever. This is from experience, donโt joke with your once-in-a-lifetime SEED when it comes your way.
Tomorrow, my earnings from X will be taken to a designated hospital. All of it
If lending my voice got some ๐ต I will give it back to the people i speak for.
This change will start from me
While Nigerians are busy focusing on Tinubu on insecurity. Yesterday, Senator Adams Oshiomole raised a motion in the senate demanding a probe into how the billions being allocated to security are being spent. He also demanded a probe to find out who commanded the security forces to be withdrawn moments prior to the Kebbi school kidnapping.
Guess what?
The Senators rejected the motion.
The evil senators we ignore and focus on Tinubu.
HOLD YOUR LAW MAKERS ACCOUNTABLE TOO!!!
You're dating your Gen Z girlfriend, & you invite her to your house.
Instead of her to bring along fruits, or branch the market to purchase food items that she would use to cook, she'll come with 2 G-strings, a black bra, kY-jelly, make up kits, phone, ringlight & tripod.
End.
๐จ Casemiro on a funny moment he experienced at Manchester United this season:
๐ฃ๏ธ Casemiro:
โI remember the game against Fulham. Cunha dribbles into the box, gets fouled and the referee immediately points to the penalty spot. We were celebrating already. Then the Fulham players surrounded the referee and started protesting.
VAR checked it and decided the foul was actually outside the box. So the penalty was cancelled and we got a free-kick instead. At that point I remember looking at Cunha and thinking: 'These guys have just made your effort fruitless.'
Then Bruno puts in an unbelievable ball and I score from the free-kick. After the game, me and Cunha went over to their captain and asked him: 'Be honest... which one would you have preferred? The penalty or the free-kick goal?' He looked at us and said: 'Please... just leave me alone.' Then we thanked him for the protest and walked away.โ
This man struck gold
The Rule of Thumb with Women and Relationships
Any woman that is not actively trying to help you reduce spendings or save money is not the one for you
Know this and know peace
Can I beg that after elections
All campaign buses be converted to Ambulances and donated across the country to save lives
Some can also be converted to school buses