For Infinia holders who didn’t meet the ₹3L spend criteria during March–April, downgrades are now starting to happen. 👀
And it’s not DCB Metal.
Ccards are being moved two levels down to Regalia Gold.
That’s a pretty steep fall from Infinia.
@ProfessorCardz Applied after seeing your post previously alongwith my Kotak White card. Hopefully it will be approved swiftly to take the benefit of this quarter and also of voucher promo 5x points till Sep.
@ccg33k Mementos Jaipur is not available from October till February barring few days in November.
That's why there is massive jump from 4 brands to 5 brands in bonus points
🚨 HSBC cards limit tied to TRV
HSBC generally would give you limit based on TRV (if Premier).
~20% of the TRV as limit.
So when I applied for T1, my RM said it would not be possible for T1 as they can’t really have a higher limit. (HSBC doesn’t give floating/shared limit)
So I gave consent to reduce my Premier limit by Rs 1L and the same to be given to T1.
In the end, they issued T1 with just over Rs 1L limit.
We can ask for limit review once in 6 months.