You know the way you have to wait about one hour for grilled fish in Abuja gardens? I have always wondered why they don’t grill some ready knowing the average number of orders they get in a day.
Well, if you go to Kado roundabout, several grilled fish sellers there grill plenty of fish to some 90% readiness. You only have to wait less than 10 minutes for your croaker to be ready. Not rocket science, really.
Na Kado roundabout I dey go now. Order 5 croaker fish for a soirée at home and it will be ready in 10 minutes. Cheaper than Abuja gardens too. Serious people!👏🏽
Is Nigeria doing better since 2023? Short answer: Hell NO!! Long answer: it depends on who you are and where you play.
For those who depend on capital markets and the FX market, the stability is a breath of fresh air. Emefiele and Buhari were idiots. Cardoso is great.
For those in the streets, things simply got worse. I have sent more to assist family members in the last 3 years than at any time in my life. Poverty increased.
The top-down approach will NOT work unless there are major interventions at the bottom. Dangote, Elumelu, or Otedola will not fix our roads or provide security; that is the government's job.
A healthy Nigeria at the bottom also benefits those at the top. I don't believe we have the luxury of things trickling down again. Remittances may be at great risk amid nationalist agitations and movements abroad.
Depending on the Diaspora to keep supporting a nation is impracticable. That was what Emefiele banked on for years, and it never worked. The Diaspora is tired. People are also thinking about their own lives and futures. Jobs are being lost, and AI is eating up the world.
If we don't build up our nation today, we will have no nation one day. We are slowly moving from Abegistan to TerrorStan. Security and Infrastructure should be priorities. A healthy foreign reserve balance doesn't help the man on the streets.
A new Nigeria is POssible when Nigeria is OK.
My experience has been that most sales people negotiate compensation from a position of need instead of value.
The company is not paying you because you need money. The company is paying you because they believe you can help them grow revenue.
Whenever I discuss compensation, I focus on the value I can bring to the table. My experience, my network, my ability to generate opportunities, manage relationships, and drive business growth.
I've also noticed that employers become more flexible when they are convinced you can produce results. Revenue is the language every business understands.
Another thing I tell sales professionals is not to focus only on salary. Understand the entire package. Incentives, allowances, health insurance, pension, training, career progression, and other benefits.
At the end of the day, compensation is a reflection of the value you create and the problem you can solve for the business.
If you can clearly communicate that value, negotiating becomes a lot easier.
The CFO of MTN Nigeria just bought ₦218 million of MTN shares with his own money.
Sit with that. The man who sees the company’s books before anyone else, who knows exactly how the business is doing, just put his own cash into it.
This is what they call insider buying, and it is one of the most honest signals in the market. People can hype anything with words. Backing it with your own salary is different.
It comes right after MTN posted a massive jump in profit, and the stock is up about 50% in six months.
When the person closest to the numbers is buying, it is worth paying attention. Not as a tip, but as a lesson in what real confidence looks like.
Tony Elumelu says he like to read books like Jim Collins' built to last and autobiographies.
He likes to see how people handle issue and how they made progress.
He also watches movies like the men who built America. It gave him to motivation to go into the power sector.
Some of us might have started our stock investing journey for the first time in January 2026 because the gains in prior months were really enticing.
The last five months have been fantastic as well, until this month that everything has been blurry.
My gist this morning is that you should calm down. Do not panic about anything. You most likely have not made a mistake.
To help you understand how things work in the equities market, I have shown you a list of some companies (solid coys, by the way) and their closing stock prices every year since 2018. I used 2018 as my base year because:
✑ The trend is sufficient to incorporate different economic cycles
✑ It was the year that foreign investors started to leave Nigeria.
Hence, I am showing you the performance of these stocks even in the worst market periods.
The least performer there is Nestlé, which has done 2x or 10% per year since 2018. You can see the range of returns across the listed names and across their respective sectors.
On average, the combined listed stocks did +36% price gain every year. And this excludes dividends.
So what is my point?
Do not panic. Do not fret. The red and blurry scenes are part of it, as long as you are invested in very good, solid, and sound companies.
You’d be fine. So open that @cowrywise app and keep buying more.
@JapaCode Yes, many banks like Stanbic, GT & FB offer MMFs and other options.
Apps like Bamboo, Piggyvest, Bravewood, etc.
Always do your research and stick to only credible and tested platforms.
Dear Lionel Messi, I apologise for ever debating whether you were the greatest of all time. To my mind, your competition was never Cristiano Ronaldo. I was thinking more about Diego Maradona and Pele. I now realise that you are better than both of them. You are better than anyone who has ever kicked a football. I am lucky to have been alive to watch you play. You are the greatest of all time! I bow and tremble. 🙌🏽🙇♂️
I am Ezemmuo. I know things.
Nigeria’s $5 Billion Swap Deal with Abu Dhabi Bank
1. Nigeria intends to borrow $5 billion.
2. Nigeria will exchange FGN Naira bonds valued at $6.65 billion with First Abu Dhabi Bank (FAB).
3. Nigeria receives $5 billion from FAB, while FAB receives Naira bonds worth $6.65 billion. This means FAB gains $6.65 billion in economic value in Naira and earns interest on the Naira bonds. Both parties benefit from the arrangement.
4. Why is Nigeria pursuing this? The $5 billion will provide upfront funds for infrastructure development and debt refinancing. This will allow Nigeria to pay off more expensive dollar-denominated loans. If the economy improves in five years and the value of the dollar depreciates, Nigeria can repurchase $5 billion at a lower rate, thereby repaying FAB profitably.
5. What are the risks? If the Naira depreciates or if the Monetary Policy Rate (MPR) rises, Nigeria will have to compensate FAB for the difference during the life of the loan. If the dollar appreciates instead of depreciating at the end of the loan, Nigeria would need to repay the $5 billion at a higher rate.
6. In summary, this is a complex financial deal. Nigeria is betting on lower MPR and an appreciation of the Naira.
If you are a 9-5 worker looking to do your masters but you want a flexible one and affordable at the same time. Check out Ahmadu Bello University Masters Program.
They have an online option, where you take classes, tests, assignments online…you can even write your exams online too though they have a center in Lagos where you can write your exams. My guy friends that’s in Tech is currently doing his masters there and the maximum you will likely spend is 600-700k for the whole 1 year program, first semester is about 200k
A woman walked 6 km to reach the police station with an iron chain locked around her neck.
On the evening of 10 June, the husband came home drunk. Asked to serve food, but the food was being prepared, so he lost his temper and started abusing his wife.
When she protested, he became even more angry.
He went outside, cut a thick tree branch, and then started beating her badly with the branch, along with kicks and slaps.
Late at night, she quietly left the house and started walking towards the police station.
But before she could reach the police, her husband spotted her near a temple. He stopped her, beat her again in public, and dragged her back home.
He put a heavy iron chain around her neck.
Then he tied the chain to a pillar inside the house and locked it with a padlock. He heated an iron rod on the gas stove until it became red hot. He then burnt her waist, hip and thigh with the hot rod.
The woman cried in pain.
For nearly 24 hours, she remained chained inside the house.
The husband wanted her to admit in front of the panchayat that she would never go to the police again. Out of fear, she pretended to agree.
The husband left the house to gather people for the panchayat.
She was alone at home. She noticed a heavy stone nearby and started hitting the lock and broke it.
She continued walking 6 kilometres until she finally reached the police station.
Case registered.
This is not a film script. It is the real-life story of Mangibai Tanwar, and of countless other women who still endure such cruelty today.
School of Nursing (RN)
School of Midwifery (RM)
Postgraduate Diploma in Education (PGCert)
BSc in Nursing
MSc Healthcare Management and Leadership
PhD in Nursing
Lecturer, Nursing Education and Administration
Associate Professor of Nursing
Dean, College of Nursing Science
B.A. French (First Class Honours) – Obafemi Awolowo University
Best Female Graduating Student, Faculty of Arts (OAU)
M.A. French (Distinction) – University of Ibadan
Best Graduating Student, Department of European Studies
Ph.D. French Literature – Purdue University, USA
Student of the Year
DALF C2 (French Language Proficiency)
Chegg Global Student Prize 2024 Top 50 Finalist (Selected from over 11,000 nominations across 176 countries)
I am honored to be nominated by JCI Nigeria as one of the Top 30 Outstanding Young Persons in the category of Academic Accomplishments and Leadership.
I would greatly appreciate your vote and support:
https://t.co/aiGfYjp45z
Thank you. 🙏🏽
It’s 31days since Oyo children were taken.
It’s 31days since Oyo children were taken.
It’s 31days since Oyo children were taken.
It’s 31days since Oyo children were taken.
It’s 31days since Oyo children were taken.
Pls keep speaking up.
Pls share for the world to see this.
💔
There is something rare about a leader who walks into a room and tells the truth before the team has to figure it out themselves.
Most companies hide the hard numbers until they can't anymore.
They dress up the language, soften the edges, and by the time the real picture comes out... trust is already gone.
What this note does differently is it treats people like adults.
Not just employees who show up and execute, but people who deserve to know what they're actually walking into.
And that changes everything about how a team responds.
Because when people understand the real situation, they stop guessing and start solving.
The energy that was going into reading the room now goes into fixing the thing.
I've seen organizations where the leaders knew for months that something needed to change... and said nothing.
By the time they finally moved, half the best people had already quietly left.
Transparency isn't soft. It's actually one of the sharpest tools a leader has.
"We won't succeed by doing the same thing and expecting different results" is not a small thing to say out loud to your own team.
That takes courage.
And it's the kind of sentence that usually only gets said after someone already paid a painful price for not saying it sooner.