Shashank Tandon | Personal Finance Simplified

Dad | Husband | Helping people plan wealth and achieve Financial Freedom | 🔱 Avid Shiv Bhakt 🔱 | Loves listening to Alan Walker

[Shashank Tandon | Personal Finance Simplified @tandonshashank]

God let me accept the things I can’t change, courage to change things I can & the wisdom to know the difference.

[Naveen @rachamalla_NKR]

Urgent Appeal My 2-month-old son has been diagnosed with SMA Type 1, a rare & fatal genetic disorder. He needs the life-saving Zolgensma injection (₹16+ Crores) immediately. We are helpless and going through so much mental pressure as well. Every rupee can help save his life and a moral support to go through this tough phase. Please donate & share widely:
https://t.co/ZVLvgutv5Z

@Moneypurseadv
@daytradertelugu
@drprashantmish6 sir — please help amplify this life-saving appeal. #SaveBabyFromSMA #SMAawareness #CrowdfundingIndia

[Naveen @rachamalla_NKR]

Urgent plea for my son 2 months old battling SMA Type 1. The ₹16Cr life-saving injection is far beyond my family's reach. Requesting @naralokesh anna & @AndhraPradeshCM to step in with the same compassion shown during #ProjectPunarvika. Please save another innocent life! 🙏

[Shashank Tandon | Personal Finance Simplified @tandonshashank]

@rachamalla_NKR @PMOIndia @JPNadda @naralokesh - sir, please help in saving a beautiful soul.

[Naveen @rachamalla_NKR]

💔 "We Put the Nation First. Now, Our Child is Left Behind."

We are a proud, middle-class, tax-paying couple from Andhra Pradesh. When leaders like Chief Minister N. Chandrababu Naidu garu, urged families to have more children for the nation’s future, we listened. We welcomed our second child, ready to raise another honest, contributing citizen.

Today, our world is shattered. Our beautiful baby has been diagnosed with Spinal Muscular Atrophy (SMA) Type 1 - a fatal genetic condition. The life-saving treatment costs crores, a sum impossible for any middle-class family to afford.

The Heartbreak of Honest Taxpayers

We have knocked on every door, only to find a devastating truth: Neither the State nor the Central Government has a functional policy or funding mechanism to fully support and save SMA Type 1 children.
We ask our leaders with the utmost respect: How can citizens confidently keep the Nation First when the nation's policies leave our children unprotected?

1. We paid our taxes honestly.
2. We answered the call for a stronger demographic future.
3. Yet, in our darkest hour, we are left in a complete policy vacuum.

Our Urgent Plea as Parents
We are not asking for a handout; we are begging for our child's right to live. SMA Type 1 moves rapidly. Our baby is running out of time.
We humbly appeal to the Prime Minister’s Office, the Ministry of Health, and the Andhra Pradesh Government for immediate, emergency intervention. If you want us to build India’s future, please help us save our children today.

Please share our story. Let it reach those in power.

@PMOIndia @MoHFW_INDIA @NCBN @AndhraPradeshCM @JPNadda @PMOIndia @MoHFW_INDIA @NCBN @AndhraPradeshCM @JPNadda @naralokesh @OfficeofNL

#SaveOurBaby #SMAType1 #RareDiseasesIndia #TaxpayersOfIndia #AndhraPradesh #PopulationPolicy #ChandrababuNaidu #SaveShyam

[Planory @planory1]

Coffee Can Investing. Simple strategy and wonderful outcome!
#CoffeeCanInvesting

[Ramesh Srivats @rameshsrivats]

When I think of Lok Sabha strength being increased from 543 to 850, my first thought is not smaller constituencies, more responsive representatives, and all that.
It is - 307 more VIPs. That many more entitled rulers, free tickets, perks, security, expense, sigh.

[Planory @planory1]

People often get confused if they need to invest in Mutual funds or in direct stocks. Look the image to know more!
#FinancialLiteracy #FinancialPlanning #Planory #MutualFunds #Stocks #StockMarket
Now you know!

[Planory @planory1]

Asset allocation. Why is important and what do we get from it? Check the infographic to know more.

Now you know!
#FinancialPlanning #FinancialLiteracy
#StockMarket #planory #AssetAllocation #MutualFunds

[Planory @planory1]

Does the credit ratings often confuse you and makes you wonder what does the rating mean and why and its impact.
See image below

Now you know!
#FinancialLiteracy #FinancialPlanning
#Bonds #StockMarket #Investing #Planory

[Planory @planory1]

Are you running your SIP without a goal? Wait! This might not be the efficient way. Always have a goal tagged to your SIP.
Watch-out something interesting is coming soon 🔜 👀
#FinancialPlanning #FinancialLiteracy #StockMarket #Goals #SIP #MutualFunds

[Shashank Tandon | Personal Finance Simplified @tandonshashank]

@planory1 👍

[Planory @planory1]

Want to know difference between Fixed Deposits and Non Convertible Debentures as both offer guaranteed returns. Check the image to clear your doubts!
Still have questions?
Reach out to [email protected] and follow @planory1 on X
#FD #FixedDeposit #NCD #Finance #StockMarket

[Planory @planory1]

Govt Bonds = safer, lower returns.
Corporate Bonds = higher returns, more risk.

Balance both wisely.

#Investing #Bonds #PersonalFinance #FixedIncome

[Nayini Anurag Reddy @NAR_Handle]

Our PM stood in Parliament, compared ongoing crisis to COVID, & asked us to prepare for a long battle.

The moment a society watchman says water supply cuts for 2 days, we fill every vessel in the house. This is just how we are as a country.

Now, kilometers of queues outside petrol pumps across every major Indian city. Absolute chaos. Isn’t it an obvious outcome?

And now the govt says, don’t panic?
Bhai, you said covid. We heard COVID.

[जेंटल मैन 🪷 @gentleman07_]

Special 26: Akshay Kumar Character Hindu, Manoj Bajpayee Character Muslim,

Special Ops S2: Villain Awasthi, usko marne wala spy Muslim.

Beta tu pahli baar nhi kr rha ye, aur bhi notice karenge to aur bhi mil jayega, bas tune limit cross kr di is baar aur pkda gaya 🤣🤣

[Shashank Tandon | Personal Finance Simplified @tandonshashank]

The last 10 years do more work than the first 10.
That’s the power of compounding.

Start early. Stay invested.
Let Indian growth work quietly for your goals 🇮🇳

— Follow @tandonshashank for more such insights.

[Shashank Tandon | Personal Finance Simplified @tandonshashank]

Long-term investing in equities isn’t about timing the market.
It’s about time in the market.

A ₹10,000 monthly SIP at ~12% grows to:
• 5 years → ~₹8 lakh
• 10 years → ~₹23 lakh
• 20 years → ~₹1 crore

👇

[Shashank Tandon | Personal Finance Simplified @tandonshashank]

🔔 Big NPS updates for private sector employees
• Up to 80% lump-sum withdrawal at retirement (lower annuity need)
• Systematic withdrawals now allowed
• More partial withdrawals before 60
• Greater choice in equity & pension fund selection
NPS just became more flexible
#NPS

[Shashank Tandon | Personal Finance Simplified @tandonshashank]

A Flexi-cap fund with a good 10-year track record is better for most people than chasing the “best small-cap fund of the year.”

Consistency > excitement.
#flexicap #MutualFunds #MutualFundsSahiHai #BSE #NSE

[Shashank Tandon | Personal Finance Simplified @tandonshashank]

Flexi-cap funds = simplicity + diversification + long-term growth.
For many investors, they work as the core equity holding.

Follow @tandonshashank for simple Indian investing insights 🇮🇳

[Shashank Tandon | Personal Finance Simplified @tandonshashank]

Flexi-cap funds are one of the most underrated mutual fund categories.
They offer stability + growth + flexibility — all in one place.
Here’s a simple breakdown for beginners 👇

[Shashank Tandon | Personal Finance Simplified @tandonshashank]

📌 Pros
✔ Diversification across all market caps
✔ Less volatile than small-cap funds
✔ Captures long-term growth of mid & small caps
✔ Fund manager freedom improves risk-adjusted returns
Cons
✘ higher dependency on fund manager skill
✘ Expense ratios higher than index fund